RBL Bank Limited

rs,

July 19, 2025 BSE Limited, 1st Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400001 Scrip Code: 540065 National Stock Exchange of India Limited, Exch

Rs. 200 crore

Retail Healthy Capital Position Asset Quality • • • • • • • • • • • • • • Net Profit was Rs. 200 crore for Q1 FY26 Net Interest Income (NII) for Q1 FY26 de-grew 13% YoY to Rs. 1,481 crore; NIM was 4.50

13%

• • • • Net Profit was Rs. 200 crore for Q1 FY26 Net Interest Income (NII) for Q1 FY26 de-grew 13% YoY to Rs. 1,481 crore; NIM was 4.50% Other Income for Q1 FY26 grew 33% YoY to Rs. 1,069 crore Oper

Rs. 1,481 crore

Net Profit was Rs. 200 crore for Q1 FY26 Net Interest Income (NII) for Q1 FY26 de-grew 13% YoY to Rs. 1,481 crore; NIM was 4.50% Other Income for Q1 FY26 grew 33% YoY to Rs. 1,069 crore Operating Profit for Q1 FY2

4.50%

rore for Q1 FY26 Net Interest Income (NII) for Q1 FY26 de-grew 13% YoY to Rs. 1,481 crore; NIM was 4.50% Other Income for Q1 FY26 grew 33% YoY to Rs. 1,069 crore Operating Profit for Q1 FY26 de-grew 18% Y

33%

e (NII) for Q1 FY26 de-grew 13% YoY to Rs. 1,481 crore; NIM was 4.50% Other Income for Q1 FY26 grew 33% YoY to Rs. 1,069 crore Operating Profit for Q1 FY26 de-grew 18% YoY to Rs. 703 crore Advances gre

Rs. 1,069 crore

Q1 FY26 de-grew 13% YoY to Rs. 1,481 crore; NIM was 4.50% Other Income for Q1 FY26 grew 33% YoY to Rs. 1,069 crore Operating Profit for Q1 FY26 de-grew 18% YoY to Rs. 703 crore Advances grew by 9% YoY to Rs. 94,4

18%

4.50% Other Income for Q1 FY26 grew 33% YoY to Rs. 1,069 crore Operating Profit for Q1 FY26 de-grew 18% YoY to Rs. 703 crore Advances grew by 9% YoY to Rs. 94,431 crore; Unsecured Retail de-grew 10% Yo

Rs. 703 crore

Income for Q1 FY26 grew 33% YoY to Rs. 1,069 crore Operating Profit for Q1 FY26 de-grew 18% YoY to Rs. 703 crore Advances grew by 9% YoY to Rs. 94,431 crore; Unsecured Retail de-grew 10% YoY Secured retail adva

9%

to Rs. 1,069 crore Operating Profit for Q1 FY26 de-grew 18% YoY to Rs. 703 crore Advances grew by 9% YoY to Rs. 94,431 crore; Unsecured Retail de-grew 10% YoY Secured retail advances grew 23% YoY; Tot

Rs. 94,431 crore

69 crore Operating Profit for Q1 FY26 de-grew 18% YoY to Rs. 703 crore Advances grew by 9% YoY to Rs. 94,431 crore; Unsecured Retail de-grew 10% YoY Secured retail advances grew 23% YoY; Total Retail advances grew

10%

ew 18% YoY to Rs. 703 crore Advances grew by 9% YoY to Rs. 94,431 crore; Unsecured Retail de-grew 10% YoY Secured retail advances grew 23% YoY; Total Retail advances grew by 5% YoY to Rs.56,625 crore d

“acronym) The bank has also taken up “Project Vaneekaran” for tree plantation 26 Digital Banking Updates Digital Banking Snapshot… 4.4 Mobile App Ratings D2C 17 Cr.”

“Segment-Specific Themes Custom themes for our Insignia, Signature, and Aspire customers.”

Financial literacy

1

Product Launch

1

Journey Live

1

Financial literacy

• • Bank runs financial literacy program with NGO partners The program creates awareness on savings, budgeting, safety, responsible borrowings etc. 100% of the beneficiaries under this program are women in residing in rural locations • 1 1 Sustainable Finance & financial inclusion products • • • Strong micro banking portfolio aimed at hitherto unbanked women Financial literacy activities to empower women with financial knowledge Funding Sustainable Agricultural Practices and Business 2 The overall women representation in the bank is at 25%+ • 3 Corporate Social Responsibility • • Asia Money recognized RBL as India's best bank for CSR 2023 Bank has funded overall 6 projects in FY25 across 3 thematic areas, namely Health, Education and Livelihoods Opportunities (H.E.LO. acronym) The bank has also taken up “Project Vaneekaran” for tree plantation 26 Digital Banking Updates Digital Banking Snapshot… 4.4 Mobile App Ratings D2C 17 Cr. Monthly Avg Transaction Volume (Inward/Outward) 72% UPI 2

Product Launch

Multi-wallet prepaid card with Expense Management Solutions. One card with Multiple Wallets ~3.9K Loan applications sourced using Account aggregator (AA) support in Q1 RBL Suvidha App- for MFI customers has crossed 1 lac registrations in less than 5 months of launch. RBL MoBank is now RBL MyBank a Single Unified Mobile App that offers a best-in- class experience to every retail customer. DIY Journey Live in Q1 for. • • Corporate Salary Segment Journey BYOD Assisted

Journey Live

• Segments Journey • Standalone CIF creation • Type of Account opening journey provision(Non Rkit, Choice of account) WhatsApp Banking - 37 Days Credit Card Activation Journey - Quick & Simple activation Avoid card closure Secure & convenient Multi-pronged delivery leveraging our partnership base • PG - Net Banking Integration with Ease buzz – CIB • Successful Migration for BMRCL on Paycraft system. • Co-Branding Partnership with Xoxoday for Multiwallet cards on EMS (Expense Management System). • Enabled DCC setup for a marquee Payment Aggregator (PayGlocal) • Partnered with Phonepe for providing eCom acquiring services. • Live for Payment Aggregator Cross-Border Imports with Cashfree. • Partnership with Betafront, a leading Payment Service Provider (PSP) operating out of Gift City, Gujarat to offer our Fixed Deposit (FD) in Gift City to its NRI customer base. • RDA Trade transaction module enabled in Rupee Drawing Arrangement. 29 RBL MyBank – One App, One Experience, Endless possibili