ICICI Prudential Life Insurance Company Limited

rs,

July 15, 2025 General Manager Listing Department BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400 001 Dear Sir/Madam, Subject: Investor presentation Vice President L

₹ 18.64

rofitability and risk & prudence 4 Performance snapshot: Q1-FY2026 APE 13M Persistency1 VNB ₹ 18.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%

5.0%

and risk & prudence 4 Performance snapshot: Q1-FY2026 APE 13M Persistency1 VNB ₹ 18.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y

13.0%

rmance snapshot: Q1-FY2026 APE 13M Persistency1 VNB ₹ 18.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP

86.0%

2026 APE 13M Persistency1 VNB ₹ 18.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP Claim settlement2 Pr

89.7%

tency1 VNB ₹ 18.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP Claim settlement2 Profits after tax ₹ 13.

₹ 4.57

VNB ₹ 18.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP Claim settlement2 Profits after tax ₹ 13.56 bn (13

3.2%

.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP Claim settlement2 Profits after tax ₹ 13.56 bn (13.0%) Y-o

24.5%

growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP Claim settlement2 Profits after tax ₹ 13.56 bn (13.0%) Y-o-Y growth 2-yr CAGR:

₹ 13.56

89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP Claim settlement2 Profits after tax ₹ 13.56 bn (13.0%) Y-o-Y growth 2-yr CAGR: 13.0% Q1-FY2026: 99.6% Q1-FY2025: 99.3% ₹ 3.02 bn 34.2% Y-o-Y

99.6%

Claim settlement2 Profits after tax ₹ 13.56 bn (13.0%) Y-o-Y growth 2-yr CAGR: 13.0% Q1-FY2026: 99.6% Q1-FY2025: 99.3% ₹ 3.02 bn 34.2% Y-o-Y growth Total premium Cost/ Total Premium3 Solvency r

99.3%

Profits after tax ₹ 13.56 bn (13.0%) Y-o-Y growth 2-yr CAGR: 13.0% Q1-FY2026: 99.6% Q1-FY2025: 99.3% ₹ 3.02 bn 34.2% Y-o-Y growth Total premium Cost/ Total Premium3 Solvency ratio4 ₹ 89.54 bn

Performance update

1

Performance update

Q1-FY2026 July 15, 2025 Agenda • Company strategy & performance • Opportunity & industry overview Agenda • Company strategy & performance • Opportunity & industry overview 3C Framework Customer centricity Competency Catalyst People Tech Analytics ESG integrated with business management Comprehensive product suite Customer centricity Diversified distribution Operational efficiency Risk & Prudence Deliver sustainable VNB growth by balancing business growth, profitability and risk & prudence 4 Performance snapshot: Q1-FY2026 APE 13M Persistency1 VNB ₹ 18.64 bn (5.0%) Y-o-Y growth 2-yr CAGR: 13.0% June 30, 2025: 86.0% June 30, 2024: 89.7% ₹ 4.57 bn (3.2%) Y-o-Y growth 24.5% VNB margin RWRP Claim settlement2 Profits after tax ₹ 13.56 bn (13.0%) Y-o-Y growth 2-yr CAGR: 13.0% Q1-FY2026: 99.6% Q1-FY2025: 99.3% ₹ 3.02 bn 34.2% Y-o-Y growth Total premium Cost/ Total Premium3 Solvency ratio4 ₹ 89.54 bn 8.1% Y-o-Y growth 2-yr CAGR: 10.2% Q1-FY2026: 21.2% Q1-FY2025: 24.0% Q1-FY2026: 212.3% Q1-FY202