DIGISPICENSEQ1 FY2613 August 2025

DiGiSPICE Technologies Limited

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Key numbers — 40 extracted
rs,
Date: 13th August, 2025 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400 001 Scrip Code: 517214 National Stock Exchange of India Limited Excha
15.8 lakh
a Glance Spice Money (as of 30th June) Product metrics (for Q1FY26) P&L Indicators (for Q1FY26) 15.8 lakhs+ 2.5 lakhs+ 2.5 Cr + (Monthly) 1,000+ Registered Agents (#) Village coverage (#) Customers S
2.5 lakh
ce Money (as of 30th June) Product metrics (for Q1FY26) P&L Indicators (for Q1FY26) 15.8 lakhs+ 2.5 lakhs+ 2.5 Cr + (Monthly) 1,000+ Registered Agents (#) Village coverage (#) Customers Served Emplo
₹14,098
+ (Monthly) 1,000+ Registered Agents (#) Village coverage (#) Customers Served Employees (#) ₹14,098 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7%
57.3%
) 1,000+ Registered Agents (#) Village coverage (#) Customers Served Employees (#) ₹14,098 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7% Y-o-Y C
₹110
#) Village coverage (#) Customers Served Employees (#) ₹14,098 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7% Y-o-Y Customer GTV Market leader in
165%
age coverage (#) Customers Served Employees (#) ₹14,098 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7% Y-o-Y Customer GTV Market leader in Off-Us
₹32,760
(#) Customers Served Employees (#) ₹14,098 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7% Y-o-Y Customer GTV Market leader in Off-Us AEPS 74 9 Enter
27.9%
mers Served Employees (#) ₹14,098 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7% Y-o-Y Customer GTV Market leader in Off-Us AEPS 74 9 Enterprises Y
18.29%
Employees (#) ₹14,098 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7% Y-o-Y Customer GTV Market leader in Off-Us AEPS 74 9 Enterprises Y-o-Y Enterpri
7%
98 Cr 57.3% Y-o-Y Collections GTV ₹110 Cr 165% Y-o-Y ₹32,760 Cr 27.9% Y-o-Y 18.29% Market share 7% Y-o-Y Customer GTV Market leader in Off-Us AEPS 74 9 Enterprises Y-o-Y Enterprise partners for
11.4 lakh
es Y-o-Y Enterprise partners for Collections (#) 190+ 40 Lenders Y-o-Y Lenders live on BBPS EMI 11.4 lakhs +(Lifetime) 145% Y-o-Y ₹225+Cr 57% Y-o-Y CASA opened (#) Float Balance Credit Disbursement
Guidance — 1 items
Geographical Presence Across
opening
Aiming to grow more enterprise partnerships.
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Risks & concerns — 1 flagged
• Data-Led Targeting: Leverage SM & SP insights to optimize lead conversion and risk models.
Geographical Presence Across
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Opening remarks
Geographical Presence Across
2.53 L villages 6,475 Blocks Spice Money Agents (‘000) 1,429 1,464 1,392 1,549 1,580 1,506 1,244 1,006 Region SMAs (Nos) % of Total 576 North East Central South West Total 5,44,561 5,03,707 2,84,595 1,42,724 1,04,828 34.0% 32.0% 18.0% 9.0% 7.0% 15,80,415 100.0% FY21 FY22 FY23 FY24 Q1FY25 Q2FY25 Q3FY25 Q4FY25 Q1F26 7 Powered by Bing Sustained Growth in Transaction Value & Margins GTV (₹ ‘000 Cr) Gross Margin (₹ Cr) 17.0% 18.0% 18.3% 17.3% 100.6K 2,882 20,968 17.4% 17.4% 107.8K 2,500 115.8 K 2,689 32,535 49,244 76,751 72,781 63,853 25.6K 448 9,387 32 K 783 32.7 K 900 14,570 14,589 15,777 16,612 17,271 169.3 2.4 9.7 31.9 178 5.1 10.7 35.7 164.5 0.7 21.6 23.7 118.5 125.4 126.6 41.7 0.7 1.8 7.9 31.3 49 2.8 3.5 9.5 49.2 0.3 4.9 10.0 33.2 34.0 FY23 FY24 FY25 Q1FY25 Q4FY25 Q1FY26 FY23 FY24 FY25 Q1FY25 Q4FY25 Q1FY26 Cash in- Cash Out (CICO) Collections Others AEPS Off Us Market Share % Cash in- Cash Out (CICO) Collections Others One time • Our AePS GTVs have shown consistent Q-o-Q and Y-o-Y gro
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Full Stack API-led Cross-sell Loan EMI and cash collection for NBFCs and MFIs. Cash withdrawals in the remotest parts of India.
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