CSB Bank Limited

rs,

SEC/196/2025 August 13, 2025 BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400001. Scrip code: 542867 Dear Sir/Madam, National Stock Exchange of Ind

₹ 48,580

21 Digital Penetration 28 ESG 30 Awards 31 Performance Highlights –Q1 FY26 ₹ 48,580 Cr Balance Sheet Size ₹ 32,944 Cr Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Busines

₹ 32,944

SG 30 Awards 31 Performance Highlights –Q1 FY26 ₹ 48,580 Cr Balance Sheet Size ₹ 32,944 Cr Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o

₹ 35,935

Performance Highlights –Q1 FY26 ₹ 48,580 Cr Balance Sheet Size ₹ 32,944 Cr Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹

₹ 68,879

ghts –Q1 FY26 ₹ 48,580 Cr Balance Sheet Size ₹ 32,944 Cr Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income

33%

Balance Sheet Size ₹ 32,944 Cr Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income Total Income 28% Y-o-

31%

et Size ₹ 32,944 Cr Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income Total Income 28% Y-o-Y 28% Y-o-Y

20%

32,944 Cr Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income Total Income 28% Y-o-Y 28% Y-o-Y ₹ 379 Cr

25%

Gross Advances ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income Total Income 28% Y-o-Y 28% Y-o-Y ₹ 379 Cr Net Intere

₹ 1,286

ces ₹ 35,935 Cr Deposits ₹ 68,879 Cr Total Business 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income Total Income 28% Y-o-Y 28% Y-o-Y ₹ 379 Cr Net Interest Income ₹ 245

28%

ess 33% Y-o-Y 31% Y-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income Total Income 28% Y-o-Y 28% Y-o-Y ₹ 379 Cr Net Interest Income ₹ 245 Cr Non Interest Income ₹ 119 Cr Profit Aft

₹ 379

-o-Y 20% Y-o-Y 25% Y-o-Y ₹ 1,286 Cr ₹ 1,286 Cr Total Income Total Income 28% Y-o-Y 28% Y-o-Y ₹ 379 Cr Net Interest Income ₹ 245 Cr Non Interest Income ₹ 119 Cr Profit After Tax 5% Y-o-Y 42% Y-

“New Risk Management System, Oracle OFSAA is under implementation and will be ready in Q4 FY26.”

“New Oracle Loan Management System (Gold – Live , Agri and Vehicle – under implementation) Planned delivery by Q4 FY26.”

“New Corporate Channel (Mobile and Internet), Trade Finance (Internet) delivery by Q2 FY26.”

“Any opinion, estimate or projection herein constitutes a judgment as of the date of this presentation and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.”

Rolled out in three phases

1

Rolled out in three phases

Sustain, Build, and Scale Sustain Core Strengths Build Scale Platforms for Future Execute with Guardrails Sustain and Build Phase (Till FY26) ▪ ▪ ▪ ▪ Expand operations pan-India Build new-age technology platform Enhanced product suite Strong liability franchise ▪ Continued focus on gold loan ▪ ▪ Process re-engineering Strengthened risk management framework Company Overview Strategy Business Overview Financials Digital Penetration ESG Awards 11 Driven by SBS 2030 (contd.) Sustain Core Strengths Build Scale Platforms for Future Execute with Guardrails Building for Scale Phase (FY27 to FY30) Transform into full-service new age private sector bank Enhanced product suite across all customer segments ▪ ▪ ▪ Customer centricity at heart ▪ ▪ Connecting ecosystem: partnerships and alliances ▪ Create value Focus on innovation and collaboration Company Overview Strategy Business Overview Financials Digital Penetration ESG Awards 12 Driven by SBS 2030 (contd.) Key Enablers Good Governance Structure