AFSLNSEQ1FY26August 08, 2025

Abans Financial Services Limited

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Key numbers — 40 extracted
540%
5 Key Numbers of Q1FY26 (in ₹ lakhs) Total Income EBIT PAT 1,89,555 29,636 Q1FY25 / ↑ 540% QoQ EPS 6.46 4.78 Q1FY25 / ↑ 35% QoQ 5,280 3,269 4,377 Q1FY25 / ↑ 21% QoQ 2,421 Q1FY25 / ↑ 3
35%
₹ lakhs) Total Income EBIT PAT 1,89,555 29,636 Q1FY25 / ↑ 540% QoQ EPS 6.46 4.78 Q1FY25 / ↑ 35% QoQ 5,280 3,269 4,377 Q1FY25 / ↑ 21% QoQ 2,421 Q1FY25 / ↑ 35% QoQ AUM 3,50,438 2,47,810 Q1FY
21%
555 29,636 Q1FY25 / ↑ 540% QoQ EPS 6.46 4.78 Q1FY25 / ↑ 35% QoQ 5,280 3,269 4,377 Q1FY25 / ↑ 21% QoQ 2,421 Q1FY25 / ↑ 35% QoQ AUM 3,50,438 2,47,810 Q1FY25 / ↑ 41% QoQ Core Revenue 8,537 6,6
41%
,280 3,269 4,377 Q1FY25 / ↑ 21% QoQ 2,421 Q1FY25 / ↑ 35% QoQ AUM 3,50,438 2,47,810 Q1FY25 / ↑ 41% QoQ Core Revenue 8,537 6,645 Q1FY25 / ↑ 28% QoQ Headwinds Tailwinds Operational Highlights −
28%
FY25 / ↑ 35% QoQ AUM 3,50,438 2,47,810 Q1FY25 / ↑ 41% QoQ Core Revenue 8,537 6,645 Q1FY25 / ↑ 28% QoQ Headwinds Tailwinds Operational Highlights − Geopolitical instability impacting commodity
₹3,50,438 lakh
ence shifting to advisory-led models − Strong inflows into regulated AIFs and global structures ₹3,50,438 lakhs, demonstrating a sustained inflow in its diversified asset management portfolio − 60% of core re
60%
₹3,50,438 lakhs, demonstrating a sustained inflow in its diversified asset management portfolio − 60% of core revenue and 61% of EBIT contributed by Fee-based and Lending vertical AFSL Investor Pres
61%
rating a sustained inflow in its diversified asset management portfolio − 60% of core revenue and 61% of EBIT contributed by Fee-based and Lending vertical AFSL Investor Presentation | Q1FY26 Perfo
₹8,536 lakh
trading. Consolidated Segment Wise Core Revenue (₹ in lakhs) Core Revenue: Grew by 28% QoQ to ₹8,536 lakhs, led by sustained momentum in Fee-based services Fee-based Investment Services: Grew by 31% Q
31%
lakhs, led by sustained momentum in Fee-based services Fee-based Investment Services: Grew by 31% QoQ to ₹4,476 lakhs, driven by advisory mandates, distribution income, and AUM-linked revenue
₹4,476 lakh
by sustained momentum in Fee-based services Fee-based Investment Services: Grew by 31% QoQ to ₹4,476 lakhs, driven by advisory mandates, distribution income, and AUM-linked revenue Lending & Credit S
₹606 lakh
y mandates, distribution income, and AUM-linked revenue Lending & Credit Solutions: Income of ₹606 lakhs recorded despite interest rate moderation Principal Investment & Treasury: Core revenue grew
Guidance — 3 items
Fee-based Business
opening
60% CAGR growth, accelerating performance and unlocking new opportunities for expansion STEADY SUPPORT
Lending Business
opening
18% CAGR growth, with negligible delinquency and consistent return DYNAMIC ASSET ALLOCATION
It mainly comprises of Investments in
opening
Q1FY26 1,01,927 79,619 23,776 1,012 1,19,981 76,740 FY25 97,417 31,854 26,594 1,012 1,15,448 83,409 FY24 1,00,713 27,760 34,709 1,003 1,00,262 92,893 Cash and cash equivalents ₹79,619 lakhs as on Q1FY26 comprises of fixed deposits and balances with banks; these are used for working capital need and for use of bank guarantee issued to exchanges for broking business.
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Risks & concerns — 3 flagged
Grew 50% QoQ, demonstrates expertise in turning risk into opportunity 6,141 2,133 4,298 FY23 AFSL Investor Presentation | Q1FY26 7 Earnings before Interest & Tax (EBIT)
Treasury Business
EBIT ₹1,710 lakhs SHARE IN TOTAL EBIT 39% 01 The treasury continues to provide liquidity and capital support while generating market-linked returns 02 The segment continues to deliver stable income and risk-adjusted returns amid volatile markets Q1FY26 Q4FY25 Q3FY25 Q2FY25 AFSL Investor Presentation | Q1FY26 12 Snapshot – Assets and Liabilities Particulars (in ₹ lakhs) Assets Investments Cash and cash equivalents Loans Liabilities Equity share capital Other equity Borrowings Investments
Fee-based Investment Services
Mahesh Kumar Vice President, Risk Management Head, Global Operations Head, Banking Services Mr.
Our businesses are regulated by
Speaking time
Revenue
1
Investment Services
1
Credit Solutions
1
Fee-based Business
1
Lending Business
1
Treasury Business
1
EBIT
1
Fee-based Investment Services
1
It mainly comprises of Investments in
1
Our businesses are regulated by
1
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Opening remarks
Investment Services
Grew by 31% QoQ to ₹4,476 lakhs, driven by advisory mandates, distribution income, and AUM-linked revenue Lending &
Credit Solutions
Income of ₹606 lakhs recorded despite interest rate moderation Principal Investment & Treasury: Core revenue grew by 50% to ₹3,454 lakhs – reflecting volatility manage with strategic asset allocation TOTAL 8,536 8,284 7,340 7,410 31,570 29,679 23,212 12,572 HIGHLIGHTS 3,454 606 2,498 751 1,619 1,038 4,476 5,035 4,683 2,893 1,098 3,419 10,464 3,493 9,308 3,823 9,633 17,613 16,548 3,550 10,029 Q1FY26 Q4FY25 Q3FY25 Q2FY25 YTD 12M FY25 FY24 Fee-based Investment Services Lending & Credit Solutions Principal Investment & Treasury KEY GROWTH DRIVER
Fee-based Business
60% CAGR growth, accelerating performance and unlocking new opportunities for expansion STEADY SUPPORT
Treasury Business
Grew 50% QoQ, demonstrates expertise in turning risk into opportunity 6,141 2,133 4,298 FY23 AFSL Investor Presentation | Q1FY26 7 Earnings before Interest & Tax (EBIT)
EBIT
EBIT of ₹4,384 lakhs reflects growth of 33% QoQ; growth fueled by income from management of AIFs, VCCs, CISs and PMS; validates our capital-light model and underscores the ability to generate strong earnings from core operations without being impacted by variable or non-operating costs
Fee-based Investment Services
Contribution of ₹2,284 lakhs, represents 52% of total EBIT; its segment margin of 51% highlights the benefits of a lean cost structure and prudent capital allocation, reinforcing this segment’s significance as a key contributor and efficient earnings driver Lending & Credit Solutions: Delivered income of ₹390 lakhs, with performance tempered by factors beyond interest rates, highlighting broader market and demand challenges Principal Investment & Treasury: Contributed ₹1,710 lakhs; accounting for 40% of total EBIT; this strong performance reflects our ability to navigate volatile market conditions and capitalize on asset price fluctuations, underscoring the segment’s pivotal role in driving overall results amid heightened market uncertainty EBIT (₹ in lakhs) TOTAL 4,384 3,732 4,067 3,566 15,749 14,664 11,893 8,635 HIGHLIGHTS 1,710 390 2,284 338 402 345 726 2,992 2,996 814 662 2,090 3,207 2,180 1,979 2,433 10,362 10,252 3,744 2,297 5,852 Q1FY26 Q4FY25 Q3FY25 Q2FY25 YTD 12M FY25 FY24 5,3
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