Sundaram Finance Limited has informed the Exchange regarding 'Investor Presentation'.
PERFORMANCE HIGHLIGHTS
Q1FY26
CONTENTS
01
02
03
04
05
Overview of Sundaram Finance
Financial results & performance
Key trends in financial performance
Consolidated results
More about Sundaram Finance
2
01 Overview of Sundaram Finance
3
OUR VISION, MISSION AND PHILOSOPHY
Vision
To be the most respected NBFC in the country
Fairplay
Service
Prudence
y t i r g e t n I
P
G
Q
Openness
Discipline
Relationships
Growth Quality Profitability
H o n e s t y
H u
mility
Mission
To deliver the “Sundaram experience” to all our customers, big and small, in keeping with the ethos of the company
4
THE SUNDARAM WAY
Service To be of service even when time is against you
Discipline To know that discipline is your ally in all situations
Prudence To be the voice of prudence in the midst of chaos
Fair play To stand for fair play when the odds are stacked against you
Humility To realise that humility is the greatest virtue
Honesty To believe that honesty is the only policy
Openness To be open to scrutiny, anywhere, anytime
Integrity To put integrity about all else
Relationships To know that we are not merely the holders of people’s money; but more importantly the custodians of their trust
5
THE SF GROUP
AUM
Branches
53,278
9,633
18,028
80,501
716
140
169
85
Staff *
7,400
2,186
1,856
599
Customer count
6,15,731
31,62,433
67,561
13,99,270
Joint Venture with Ageas Insurance International NV
100% subsidiary
100% subsidiary
Group
1,61,440
1,110
12,041
52,44,995
* Includes off roll employees
6
STRATEGIC SOURCES OF DISTINCTIVENESS
70-year heritage of trust and prudence
Pioneer of hire-purchase finance in India
Diversified financial services group across lending, general insurance, home finance and asset management with total AUM of over Rs. 1,60,000 cr.
Lending business focused on the underserved but aspiring Indian entrepreneur (road transport operator, infrastructure contractor, small farmer, MSME owner)
Legacy of deep deposit customer connect and loyalty with 80+% renewal rate across offerings
Technology-enabled and data-powered approach to a high-touch customer approach
Consistent best-in-class asset quality performance over decades
7
PRODUCT OFFERINGS
Asset Finance
Commercial lending
Working capital finance
Distribution
• Cars
• Commercial vehicles
• Construction equipment
• Leasing
• NBFC
• SME
• Diesel
•
Insurance
• Tyre
• Fixed Deposits
• General insurance
• Home loans
• Tractors and farm equipment
• Supply chain financing
• Sundaram Credit Line
•
Investment services
• Used vehicles
• Life insurance
• Mutual funds
8
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Receivables Under Management
₹ in Crore
60,290
51,385
39,950
7,327
5,452
8,925
9,204 10,219
17,645 18,158 18,734
15,540
12,354
33,447 35,088 35,736
33,774
28,648
24,036
20,699
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
9
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
PAT
₹ in Crore
1,543
1,454
120
410
355
443
454 26
477 41
563
495
171 89
213 77
151
100
227 26 201
295 39
1,126
522
1,088
903
809
724 53
1,334
604
671
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
Exceptional item
10
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Dividend
₹ in Crore
388.9
333.3
300.0
194.4
200.0
222.2
111.1
116.7
100.0
122.2
127.8
133.3
144.4
37.5
29.2
41.7
36.1
77.8
86.1
55.6
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
Dividend% 135%
105%
150%
65%
100%
140%
155%
90%
100%
105%
110%
115%
120%
175%
130%
180%
200%
270%
300%
350%
Capital
27.78
27.78
27.78
55.55
55.55
55.55
55.55
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
11
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Market Capitalization
₹ in Crore
50,824
45,983
16,859
14,450
17,940 18,634 17,318
13,366
28,560
25,548
21,560
1,078 1,099 1,602
917
2,096 2,722 3,645
7,359
5,265
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
12
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Core Return on Equity %*
28.3
26.8
23.5
18.8
19.5
17.0
15.5
18.0
18.0
15.3
19.9
19.3
18.2
18.5
19.0
16.5
16.3
16.5
13.0
12.6
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
ROE% 22.8
11.9
22.1
13.7
18.4
20.7
21.4
21.2
19.7
17.6
15.2
14.0
14.3
24.5
13.7
13.8
13.8
14.9
17.5
16.3
* Core ROE (excluding investments in subsidiaries)
13
02 Financial results & performance
14
OVERALL HIGHLIGHTS OF FINANCIAL PERFORMANCE
As of 30th June 2025
AUM
Gross Stage 3
Cost-to-income
₹53,278 Crores
1.91%
29.84%
ROA
2.91%
ROE
16.7%*
16.7% up from Jun 24
1.56% in Jun 24
32.90% in Q1FY25
2.38% in Q1FY25
13.6% in Q1FY25
*Core ROE (excluding investments in subsidiaries) at 15.3% vs. 17.0%
15
15
HIGHLIGHTS – GROWTH OF 17% IN ASSETS UNDER MANAGEMENT
Industry sales in segments and geographies we operate were sluggish with low single digit growth in some segments and a decline over last year in others in Q1FY26 as compared to Q1FY25. MHICV TIV decreased by 3% in Q1FY26 while retail CVs were up by 4% in Q1FY26. Tractors had a good Q1 with market sales up by 11% YOY as did cars with market sales up by 4%.
The assets under management stood at ₹53,278 crores as on 30th June 2025 as against ₹45,671 crores as on 30th June 2024, registering a 17% increase year-on-year.
Disbursements for Q1FY26 recorded a growth of 6% to ₹7,310 crores as compared to ₹6,908 crores registered in Q1FY25.
Net interest income grew 25% to ₹781 crores in Q1FY26 from ₹623 crores in Q1FY25.
16
HIGHLIGHTS – ASSET QUALITY CONTINUES TO REMAIN INDUSTRY BEST
Asset quality pressures have also spiked within the broader financial system. Q1FY26 also witnessed payment pressures created by fiscally weak state governments and large contractors and debtors delaying repayments significantly. This has caused cash flow stress for MSMEs in particular. Q1FY26 witnessed virtually all financial institutions across the system reporting a deterioration in the asset quality of their portfolios.
Current collections, measured as collections of current demand, for Q1FY26 is at 91%.
Gross stage 3 assets as on 30th June 2025 stood at 1.91% with provision cover of 44% when compared to 1.56% with 47% provision cover as of 30th June 2024.
Net stage 3 assets as on 30th June 2025 closed at 1.08% as against 0.84% as on 30th June 2024.
The Gross and Net NPA, as per RBI’s asset classification norms, are 2.66% and 1.71% respectively as against 2.21% and 1.41% as of 30th June 2024.
17
HIGHLIGHTS – PROFITABILITY IMPROVED CONSISTENTLY
Profits after tax grew 39% in Q1FY26 compared to last year due to growth of AUM, meaningful improvements in yields, meticulous management of our cost of borrowing consistent with our “AAA” rating, tight control on operating costs and higher dividend income. We are ensuring prudent focus on asset class mix as well as customer segment mix to optimize our margin.
Profit from operations increased by 14% in Q1FY26 as compared to Q1FY25.
Cost to income ratio improved to 29.84% in Q1FY26 as against 32.90% in Q1FY25.
Dividend income in Q1FY26 was ₹124 crores as against ₹18 crores in Q1FY25.
Profit after tax registered a 39% rise in Q1FY26 with net profit at ₹429 crores as against ₹308 crores in Q1FY25.
Return on assets (ROA) for Q1FY26 was at 2.91% as against 2.38% for Q1FY25.
Return on equity (ROE) was at 16.7% for Q1FY26 as against 13.6% for Q1FY25.
If we exclude investments in subsidiaries and group companies, core ROE was at 15.3% for Q1FY26 as against 17.0% for Q1FY25.
18
PROFIT & LOSS STATEMENT
FY25
Particulars
Q1FY25
Q1FY26
Q4FY25
₹ in Crore
6,231
168
76
6,475
3,254
917
242
4,413
2,062
1,543
Revenue From Operations*
1,425
1,729
1,643
Dividend Income
Other Income
Total Revenue
Finance cost
Operating expenses
Impairment
Total Expenses
Profit Before Tax
Profit After Tax
18
8
124
3
125
41
1,451
1,856
1,809
757
219
73
894
245
157
851
232
(1)
1,049
1,296
1,082
402
308
560
429
727
546
*Revenue from operations is net of depreciation on operating lease.
19
BALANCE SHEET
31-Mar-25
Particulars
30-Jun-24
30-Jun-25
₹ in Crore
Equity and Liabilities
47,958
Financial Liabilities
118
Non-Financial Liabilities
11,139
59,215
58,287
928
59,215
Equity
Total – Equity and Liabilities
Assets
Financial Assets
Non-Financial Assets
Total – Assets
44,174
141
10,015
54,330
53,295
1,035
54,330
49,410
335
12,413
62,158
61,257
901
62,158
20
03 Key trends in financial performance
21
FINANCIAL SUMMARY
Year
Paid-up Capital
Networth
Disbursements
Receivables Under Management
Mar-15
Mar-16
Mar-17
Mar-18
Mar-19
Mar-20
Mar-21
Mar-22
Mar-23
Mar-24 Mar-25
Jun-24 Jun-25
111
111
111
111
111
111
111
111
111
111 111
111 111
2,978
3,313
3,746
4,134
5,044
5,547
6,179
6,893
7,737
9,472 11,139
10,015 12,413
10,012
11,444
13,218
15,712
17,170
15,175
11,742
13,275
20,966
26,163 28,405
6,908 7,310
* Adjusted for demerger ₹460.57 Cr, # Includes special dividend of 50%, @ Excludes exceptional item Market Capitalisation is on the last day of respective period end
18,734
20,699
24,036
28,648
33,447
35,088
35,736
33,774
39,950
51,385 60,290
53,535 62,366
PAT
454
477
*495
563
@604
724
809
903
1,088
@1,334 1,543
308 429
₹ in Crore
Dividend %
Market Capitalisation
105
110
115
120
#175
130
180
200
270
300 350
- -
16,859
14,450
17,940
18,634
17,318
13,366
28,560
21,560
25,548
45,983 50,824
52,129 57,480
22
DISBURSEMENTS AND AUM
Disbursements
28,405
26,163
20,966
13,275
11,742
6,908
7,310
₹ in Crore
AUM
51,476
53,278
43,987
45,671
34,552
30,882
29,532
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Growth -22.6%
13.1%
57.9%
24.8%
8.6%
6.5%
5.8%
Growth 3.2%
-4.4%
17.0%
27.3%
17.0%
22.6%
16.7%
23
DISBURSEMENTS
Asset wise
Jun-24
3.4%
9.6%
7.2%
24.2%
11.3%
₹ 6,908 Cr.
22.6%
21.7%
Jun-25
3.3%
8.0%
7.2%
25.1%
11.0%
₹ 7,310 Cr.
21.8%
23.6%
Used Assets – 23.2%
Used Assets – 22.7%
4.3%
13.5%
4.8%
11.3%
Region wise
29.5%
₹ 6,908 Cr.
52.7%
₹ 7,310 Cr.
26.5%
57.4%
ICV, LCV and SCV as Retail CV
MHCV
Retail CV
Cars
Construction Equipment
Tractors
Commercial Lending
Others
South
North
West
East
24
AUM
Jun-24
5.0%
6.6%
7.3%
24.6%
Jun-25
5.1%
7.4%
6.9%
24.7%
MHCV
Retail CV
Cars
10.7%
₹ 45,671 Cr.
10.8%
₹ 53,278 Cr.
Construction Equipment
Asset wise
21.8%
24.0%
20.7%
24.4%
Tractors
Commercial Lending
Used Assets – 18.6%
Used Assets – 18.4%
4.4%
13.4%
4.3%
12.9%
Region wise
28.0%
₹ 45,671 Cr.
54.2%
₹ 53,278 Cr.
54.8%
28.0%
ICV, LCV and SCV as Retail CV
Others
South
North
West
East
25
BRANCH NETWORK
Jun-24
13
42
81
220
Jun-25
42
14
81
357
357
222
No. of Branches: 713
No. of Staff: 7,381
No. of Branches: 716
No. of Staff: 7,400
South
North
West
East
Commercial Lending
26
PORTFOLIO QUALITY
Gross Stage 3%
Net Stage 3%
2.19%
1.84%
1.66%
1.44%
1.56%
1.26%
1.91%
1.01%
1.07%
0.86%
0.63%
0.75%
0.84%
1.08%
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
27
FUNDING MIX
₹ 29,251 Cr.
₹ 28,297 Cr.
₹ 32,915 Cr.
₹ 40,941 Cr.
₹ 47,362 Cr.
₹ 43,707 Cr.
₹ 48,809 Cr.
2.5%
14.3%
11.3%
19.9%
15.1%
11.0%
19.9%
52.0%
54.0%
6.8%
14.8%
11.4%
25.9%
41.1%
4.7%
14.2%
11.5%
35.8%
9.6%
13.5%
13.6%
33.1%
5.9%
13.7%
12.1%
36.1%
10.1%
13.3%
11.6%
30.7%
33.8%
30.2%
32.2%
34.3%
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Debentures
Bank Borrowings*
Securitisation
Deposits
Commercial Paper
* Includes a) Term loans b) Commercial Papers and demand loans availed against the sanctioned limits.
28
PAT & ROA
Profit after Tax
Return on Assets - %
₹ in Crore
1,543
1,454 120
1,088
903
809
671
429
308
3.2
2.8
2.9
2.9
2.5
2.3
2.4
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
EPS (₹)
72.8
81.3
98.0
130.9
138.9
27.7
38.6
29
NET WORTH
Net worth
12,413
11,139
10,015
9,472
6,893
6,179
7,737
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Book Value (₹)
556.2
620.4
696.4
852.5
1,002.6
901.4
1,117.3
₹ in Crore
30
LEVERAGE AND CAPITAL ADEQUACY
Leverage
Capital adequacy
4.6
4.2
4.0
4.3
4.3
4.4
24.4%
22.8%
22.1%
3.9
20.5%
20.4%
19.3%
20.0%
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
31
04 Consolidated results
32
CONSOLIDATED RESULTS
Profit after Tax
1,879
1,436
1,328
1,165
1,173
435
475
₹ in Crore
Net Worth
14,563
13,197
11,758
11,078
9,920
8,795
7,730
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Jun-24
Jun-25
EPS (₹)
105.7
106.5
120.5
130.3
170.6
39.5
43.1
Book Value(₹)
701.6
798.2
900.2
1005.3
1197.4
1067.0
1321.3
33
CONSOLIDATED RESULTS
Particulars
Share of Net Worth
Share in Profit
₹ in Crore
Sundaram Finance Ltd.
Subsidiaries:
Sundaram Home Finance Ltd. Sundaram Asset Management Company Ltd. (Consolidated) Other Subsidiaries
Joint Control Entity: Royal Sundaram General Insurance Co. Ltd.
Adjustment arising out of Consolidation
Total
30-Jun-24 10,015
30-Jun-25 12,413
Q1FY25 308
Q1FY26 429
1,946 465 30
859
(1,557)
11,758
2,126 490 95
1,005
(1,566)
14,563
66 29 1
33
(2)
435
62 45 0
63
(124)
475
34
SUNDARAM HOME FINANCE
FY25
Particulars
Q1FY26
Q4FY25
Q1FY25
6,517
51.5%
48.5%
17,428
58.4%
41.6%
244.7
24.16
2,097
207.11
1.0%
0.5%
18.7%
168
1,862
65,261
Disbursements (₹ in Crore)
Housing
Non-Housing
AUM (₹ in Crore)
Housing
Non-Housing
PAT (₹ in Crore)
EPS (₹) (Annualized)
Net worth (₹ in Crore)
Book Value (₹)
Gross Stage 3%
Net Stage 3%
CAR
Branches
Staffs
Customers
1,488 48.8%
51.2%
18,028
57.9%
42.1%
62.3
24.62
2,126
209.94 1.6%
1.0%
18.1%
169
1,856
67,561
1,929
49.3%
50.7%
17,428
58.4%
41.6%
71.6
28.27
2,097
207.11
1.0%
0.5%
18.7%
168
1,862
65,261
1,353
54.1%
45.9%
14,533
60.5%
39.5%
66.4
26.22
1,946
192.23
1.4%
0.7%
19.7%
143
1,587
62,476
35
ROYAL SUNDARAM
FY25
4,065
9,241
133
146
279
1,863
113%
145
Particulars
Q1FY26
Q4FY25
Q1FY25
Gross Written Premium (₹ in Crore)
AUM (₹ in Crore)
PAT (₹ in Crore)
Other Comprehensive Income (Net of Taxes)
Total Comprehensive Income
Net worth (₹ in Crore)
Combined Operating Ratio
Branches
1,289
9,633
127
20
147
2,010
110%
140
2,186
1,099
9,241
(1)
70
69
1,863
112%
145
2,230
1,114
9,030
65
12
77
1,719
114%
158
2,551
2,230
Staffs
30,83,101
Customers
31,62,433
30,83,101
31,06,665
36
SUNDARAM ASSET MANAGEMENT
FY25
Particulars
Q1FY26
Q4FY25
Q1FY25
71,826
AUM (₹ in Crores)
80,501
71,826
80,565
58,660
Equity (₹ in Crores)
65,308
58,660
68,722
13,166
Debt (₹ in Crores)
15,193
13,166
11,843
154
522
592
PAT (₹ in Crores)
Net worth (₹ in Crores)
Staffs
45
490
599
46
522
592
29
465
563
13,42,476
Retail Investors
13,99,270
13,42,476
13,11,394
85
Branches
85
85
85
37
05 More about Sundaram Finance
38
SHAREHOLDING PATTERN
30-Jun-24
30-Jun-25
Top institutional shareholders As of 30th June 2025
Name of Shareholder
Share %
32.4%
2.4%
37.9%
32.6%
2.4%
20.8%
6.5%
22.4%
Nalanda India Equity Fund Limited
Bright Star Investments Private Limited
37.2%
SBI Mutual Fund
Axis Mutual Fund
United India Insurance Company Limited
Damani Estate and Finance Private Limited
Vanguard Total International Stock Index Fund
5.4%
HDFC Life Insurance Company Limited
Vanguard Emerging Markets Stock Index Fund
Nippon Life India Trustee Limited
Promoters
Mutual Funds & AIFs
FIIs/FPIs and NRIs
Banks, Financial Institutions & Insurance Companies
Public
3.62
2.37
1.36
1.21
1.09
0.93
0.89
0.86
0.80
0.70
39
CREDIT RATINGS
Instrument
Deposits
Debentures
ICRA
CRISIL
AAA (Stable)
AAA (Stable)
AAA (Stable)
AAA (Stable)
Subordinated Debentures
AAA (Stable)
AAA (Stable)
Long Term Loans
AAA (Stable)
AAA (Stable)
Working Capital Facilities
AAA (Stable)
Commercial Paper
Short Term Loans
A1+
A1+
A1+
40
SHARE PRICE MOVEMENT
Indexed share price and Nifty from June 2020
0 2 - n u J
0 2 - p e S
0 2 - c e D
1 2 - r a M
1 2 - n u J
1 2 - p e S
1 2 - c e D
2 2 - r a M
2 2 - n u J
2 2 - p e S
2 2 - c e D
3 2 - r a M
3 2 - n u J
3 2 - p e S
3 2 - c e D
4 2 - r a M
4 2 - n u J
4 2 - p e S
4 2 - c e D
5 2 - r a M
5 2 - n u J
SFL Closing Share Price
S & P CNX Nifty
356.30
247.69
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SUBSIDIARIES & JOINT VENTURES
Subsidiaries
• Sundaram Home Finance Limited
• Sundaram Asset Management Company Limited
• Sundaram Asset Management Singapore Pte. Limited
• Sundaram Trustee Company Limited
• Sundaram Alternate Assets Limited
• Sundaram Fund Services Limited
•
LGF Services Limited
Joint Venture • Royal Sundaram General Insurance Co. Limited
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BOARD OF DIRECTORS
Sri S. Viji Chairman
Sri T. T. Srinivasaraghavan Non-executive Director
Sri Srivats Ram Non-executive Director
Has over 5 decades of experience in Banking, Finance, Insurance and Automotive Component Manufacturing Industry. He is the Executive Vice Chairman of Brakes India Private Limited.
B.Com. ACA MBA (University of Michigan, USA)
Has over 4 decades of experience in Banking and Financial Services. He served as the Managing Director of the company for a period of 18 years.
Has nearly 3 decades of rich experience in auto component manufacturing industry. He is the Managing Director of Wheels India Limited.
B.Com. MBA (Gannon University, Pennsylvania)
BA (Economics) MBA (Case Western Reserve University, USA)
Sri Raghuttama Rao Raghavendra Independent Director
Sri L. Ganesh Independent Director
Has over 3 decades of work experience spanning Manufacturing, Financial Markets, Public Policy and Management Consulting. Currently CEO of GDC at IIT Madras. Formerly, MD of IMaCS and Joint Managing Director of ICRA.
Has over 4 decades of Industrial experience and overall management of the companies. He is the Chairman of Rane Holdings Limited, one of the acknowledged leaders in the auto component industry since 2006.
B.Tech. (Mech. Engg.) – IIT Madras CMA – ICWAI P.G.D.M. – IIM Ahmedabad
MBA (Pennsylvania State University, USA) ACA
Ms Bhavani Balasubramanian Independent Director
Has over 4 decades of audit experience including overseas experience. Formerly a partner of Fraser & Ross and Deloitte Haskins & Sells, with extensive experience in auditing a variety of clients, including listed companies and multinationals in different industries in India and abroad.
FCA ACS
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BOARD OF DIRECTORS
Dr. Kshama Fernandes Independent Director
Sri R. Venkatraman Independent Director
Ms Anuradha Rao Independent Director
Has nearly 3 decades of experience spanning across management, risk advisory and academia. She is the Non- executive Vice Chairperson of the Northern Arc Group and Executive Chairperson of Northern Arc Investment Managers.
PhD Finance
Has close to 4 decades of experience in consulting and advisory services across various industries. He was the head of KPMG India’s consulting practice, and the co-head of their risk advisory services. He was also a partner at AT Kearney and Andersen Business Consulting. He is also a visiting professor at Indian Institute of Management, Trichy.
BE (Mechanical) - Birla Institute of Technology, MBA /PGDM - IIM Bangalore
Has nearly 4 decades of experience in Banking and Finance. Formerly served as Deputy Managing Director of State Bank of India. She also served as the Managing Director and Chief Executive Officer of SBI Funds Management Private Limited.
B.Sc. (Osmania University) M.Sc. (Physics) – University of Hyderabad CAIIB
Sri Harsha Viji Executive Vice Chairman
Sri Rajiv C. Lochan Managing Director
Sri A. N. Raju Deputy Managing Director
Has more than 2 decades of experience in areas of specialisation particularly, strategy formulation, joint venture negotiations, new business development. Formerly with McKinsey & Company and PriceWaterhouse.
Has nearly 3 decades of experience field of management especially in the areas of finance, social sector, and public health. Formerly MD & CEO of The Hindu Group and Partner at McKinsey & Company.
the
in
B.Com. ACA MBA (Ann Arbor, Michigan)
B.Tech. (IIT, Madras) MS (MIT) MBA (Columbia Business School)
Has nearly 4 decades of experience in the Automobile, Engineering, Finance and General Management. Formerly with GE Capital & SRF Group.
BSc (Engineering) MBA
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KEY MANAGERIAL PERSONNEL
Sri M. Ramaswamy Chief Financial Officer
Sri P. N. Srikant Chief Compliance Officer & Company Secretary
He has nearly 4 decades of experience in the Company. He is the Chief Financial Officer of the Company from September 2011. He is responsible for the Treasury Management, Financial Planning & Accounting, Taxation and Regulatory Compliance. He is a member of the Risk Management Committee and Asset Liability Management Committee of the Company.
He has nearly 3 decades of experience in the Company/Group. He is the Chief for statutory Compliance Officer & Company Secretary and responsible compliance in respect of all laws and regulations applicable to the Company, including Company Law, SEBI and RBI. He liaises with the Board Members in connection with all Board related actions in the Company.
B.Sc. (Statistics) ACA
B.Com (H) ACS PGDFM
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This document is for information purposes only and is not and does not form part of an invitation/ offer/advertisement/advise to purchase or sell any securities of the Company.
The materials and information contained in the document are prepared by the Company and are correct and accurate, to the best of our knowledge. No information contained herein has been independently verified by anyone else or approved by any regulatory authorities. No warranty is given as to their accuracy and the company does not accept any responsibility and shall not be liable for any direct or indirect loss caused, arising from and/or use of this document.
Forward-looking statements, if any, are subject to risks, uncertainties and assumptions that could cause actual results to differ materially from those contemplated by the relevant statement.
The contents of the website are subject to changes and reviews from time to time without notice. By accessing the site, you are deemed to accept the disclaimer clause.
Sri M. Ramaswamy Chief Financial Officer Sundaram Finance Limited 21, Patullos Road Chennai – 600002
Sri P. N. Srikant Chief Compliance Officer & Company Secretary Sundaram Finance Limited 21, Patullos Road Chennai – 600002
044 – 28881341 m.ramaswamy@sundaramfinance.in
044 – 28881207 pnsrik@sundaramfinance.in
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