Fino Payments Bank Limited

rs,

July 30, 2025 BSE Limited P.J. Towers, Dalal Street, Mumbai- 400 001 National Stock Exchange of India Limited Exchange Plaza, 5th Floor

1.5 crore

formance Strategic Update Key Highlights – Q1’26 Expanding Ownership Business – Customer base of 1.5 crores, 6.8 lakh accounts opened (53 lakh+ digitally active in Jun’25) Building Liability Franchise – A

6.8 lakh

rategic Update Key Highlights – Q1’26 Expanding Ownership Business – Customer base of 1.5 crores, 6.8 lakh accounts opened (53 lakh+ digitally active in Jun’25) Building Liability Franchise – Average depo

53 lakh

hts – Q1’26 Expanding Ownership Business – Customer base of 1.5 crores, 6.8 lakh accounts opened (53 lakh+ digitally active in Jun’25) Building Liability Franchise – Average deposits up by 34% YoY ₹ 2,275

34%

pened (53 lakh+ digitally active in Jun’25) Building Liability Franchise – Average deposits up by 34% YoY ₹ 2,275 crores, 2 times better growth than industry Customer Trust Enhancing – 38% YoY growth

₹ 2,275 crore

53 lakh+ digitally active in Jun’25) Building Liability Franchise – Average deposits up by 34% YoY ₹ 2,275 crores, 2 times better growth than industry Customer Trust Enhancing – 38% YoY growth in CASA subscript

38%

sits up by 34% YoY ₹ 2,275 crores, 2 times better growth than industry Customer Trust Enhancing – 38% YoY growth in CASA subscription renewal income; active customer base 70% UPI Footprint – Daily t

70%

ustomer Trust Enhancing – 38% YoY growth in CASA subscription renewal income; active customer base 70% UPI Footprint – Daily transactions grew by 54% YoY ~ 1 Cr Net-worth – Rs. 555 crores as on 30th

54%

subscription renewal income; active customer base 70% UPI Footprint – Daily transactions grew by 54% YoY ~ 1 Cr Net-worth – Rs. 555 crores as on 30th June 2025, poised for license evolution Digital

Rs. 555 crore

active customer base 70% UPI Footprint – Daily transactions grew by 54% YoY ~ 1 Cr Net-worth – Rs. 555 crores as on 30th June 2025, poised for license evolution Digital Payment Services – Digital Business co

23%

h June 2025, poised for license evolution Digital Payment Services – Digital Business contributing 23% of revenue pie with risk calibrated approach Margins – Expansion of net margins by 250 bps YoY, c

250 bps

ntributing 23% of revenue pie with risk calibrated approach Margins – Expansion of net margins by 250 bps YoY, change in product mix, transaction business now contributing 20% of revenue v/s. 36% in Q1’25

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