Kotak Mahindra Bank Limited
4,785words
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Key numbers — 40 extracted
rs,
₹ 4,468
11%
1.97%
10.65%
₹ 5,044
2.53%
13.88%
₹ 760,598
12%
₹ 576,339
13%
Guidance — 6 items
Registered Office
opening
“insurance) entities includes gains of ₹ 222 cr in H1FY26 and ₹ 411 cr in FY25 due to alignment with RBI directions on valuation of investments portfolio w.e.f.”
Registered Office
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“Technology at the Core Colleagues: Our Greatest Asset Engaged colleagues empowered with technology tools and aligned with the Company’s purpose will deliver value for the customers at scale.”
Registered Office
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“No offering of securities of the Bank will be made except by means of a statutory offering document containing detailed information about the Bank.”
Registered Office
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“Any opinion, estimate or projection herein constitutes a judgment as of the date of this presentation, and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.”
Registered Office
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“We do not have any obligation to, and do not intend to, update or otherwise revise any statements reflecting circumstances arising after the date of this presentation or to reflect the occurrence of underlying events, even if the underlying assumptions do not come to fruition.”
Registered Office
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“No representation or warranty (express or implied) of any nature is made nor is any responsibility or liability of any kind accepted with respect to the truthfulness, completeness or accuracy of any information, projection, representation or warranty (expressed or implied) or omissions in this presentation.”
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Risks & concerns — 2 flagged
The full impact of ₹ 165 cr (PAT) for the increase in actuarial reserves and on expenses till Sep, 2025 has been taken in the Q2FY26 results.
— Registered Office
y t i n u m m o C Execution Excellence at Scale Customer at the centre One Kotak C o m p a n y Empowered Colleagues Prudent Risk Management Company: Building Sustainable Value To build a great company that shareholders can be proud off - an institution that delivers sustainable and consistent risk adjusted financial returns.
— Registered Office
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Opening remarks
Symbol
KOTAKBANK, KMBL, KMB26, KMB29, KMB30 Dear Sirs, Sub: Investor Presentation for the Earnings Conference Call on the Consolidated and Standalone Unaudited Financial Results of the Bank for the quarter and half-year ended September 30, 2025 Further to our intimation regarding the Consolidated and Standalone Unaudited Financial Results of Kotak Mahindra Bank Limited ("Bank") for the quarter and half-year ended September 30, 2025 and pursuant to Regulation 30 of the of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (''Listing Regulations"), we enclose herewith a copy of the Investor Presentation for the Earnings Conference Call in connection with the aforesaid Financial Results. The above information is also being hosted on the Bank's website https://www.kotak.com/en/investor- relations/governance/sebi-listing-disclosures.html in terms of the Listing Regulations. This is for your information and appropriate dissemination. Thank
Registered Office
27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai 400051, www.kotak.com Maharashtra, India. T +91 22 61660001 This is a Confidential document. Transforming for scale Investor Presentation Q2FY26 Presentation on financial results for the Period ended 30th September, 2025 25th October, 2025 Consolidated Highlights Q2FY26 Q2FY25 As at Sep’25 Sep’24 PAT ₹ 4,468 cr -11% ROA 1.97% ROE 10.65% ₹ 5,044 cr 2.53% 13.88% Consolidated AUM Customer Assets* ₹ 760,598 cr 12% ₹ 576,339 cr 13% CAR 22.8% CET-I 21.8% Book Value / Share ₹ 844 14% ₹ 680,838 cr ₹ 510,598 cr 22.6% 21.7% ₹ 740 CAR and CET-I -as per Basel III, including unaudited profits | * Customer Assets comprise Advances (gross of IBPC & BRDS) and Credit Substitutes 2 Kotak Group PAT – Q2FY26 ₹ cr Q2FY26 Q2FY25 Q1FY26 YoY PAT Contribution Kotak Mahindra Bank Kotak Mahindra Prime Kotak Mahindra Investments Kotak Infrastructure Debt Fund BSS Microfinance# Sonata Finance# 3,253 3,344 3,282 246 120 16 (22) - 269 141 16 16 10 272 1
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