RBL Bank Limited

rs,

October 18, 2025 BSE Limited, 1st Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400001 Scrip Code: 540065 National Stock Exchange of India Limited, Exch

Rs. 179 crore

2 Key Highlights Operating Performance Retail led Loan Growth • • • • • • Net Profit was Rs. 179 crore for Q2 FY26 Net Interest Income (NII) for Q2 FY26 grew 5% QoQ to Rs. 1,551 crore; NIM was 4.51% Cor

5%

• • • • • • Net Profit was Rs. 179 crore for Q2 FY26 Net Interest Income (NII) for Q2 FY26 grew 5% QoQ to Rs. 1,551 crore; NIM was 4.51% Core Fee Income for Q2 FY26 grew 17% QoQ to Rs. 926 crore Ope

Rs. 1,551 crore

• • Net Profit was Rs. 179 crore for Q2 FY26 Net Interest Income (NII) for Q2 FY26 grew 5% QoQ to Rs. 1,551 crore; NIM was 4.51% Core Fee Income for Q2 FY26 grew 17% QoQ to Rs. 926 crore Operating Profit for Q2 FY

4.51%

179 crore for Q2 FY26 Net Interest Income (NII) for Q2 FY26 grew 5% QoQ to Rs. 1,551 crore; NIM was 4.51% Core Fee Income for Q2 FY26 grew 17% QoQ to Rs. 926 crore Operating Profit for Q2 FY26 grew 4% QoQ

17%

me (NII) for Q2 FY26 grew 5% QoQ to Rs. 1,551 crore; NIM was 4.51% Core Fee Income for Q2 FY26 grew 17% QoQ to Rs. 926 crore Operating Profit for Q2 FY26 grew 4% QoQ to Rs. 728 crore Advances grew by 1

Rs. 926 crore

r Q2 FY26 grew 5% QoQ to Rs. 1,551 crore; NIM was 4.51% Core Fee Income for Q2 FY26 grew 17% QoQ to Rs. 926 crore Operating Profit for Q2 FY26 grew 4% QoQ to Rs. 728 crore Advances grew by 14% YoY and 6% QoQ to

4%

s 4.51% Core Fee Income for Q2 FY26 grew 17% QoQ to Rs. 926 crore Operating Profit for Q2 FY26 grew 4% QoQ to Rs. 728 crore Advances grew by 14% YoY and 6% QoQ to Rs. 100,529 crore; Retail:Wholesale m

Rs. 728 crore

re Fee Income for Q2 FY26 grew 17% QoQ to Rs. 926 crore Operating Profit for Q2 FY26 grew 4% QoQ to Rs. 728 crore Advances grew by 14% YoY and 6% QoQ to Rs. 100,529 crore; Retail:Wholesale mix was 60:40 Retail a

14%

% QoQ to Rs. 926 crore Operating Profit for Q2 FY26 grew 4% QoQ to Rs. 728 crore Advances grew by 14% YoY and 6% QoQ to Rs. 100,529 crore; Retail:Wholesale mix was 60:40 Retail advances grew by 10% YoY

6%

926 crore Operating Profit for Q2 FY26 grew 4% QoQ to Rs. 728 crore Advances grew by 14% YoY and 6% QoQ to Rs. 100,529 crore; Retail:Wholesale mix was 60:40 Retail advances grew by 10% YoY and 6% QoQ

Rs. 100,529 crore

Operating Profit for Q2 FY26 grew 4% QoQ to Rs. 728 crore Advances grew by 14% YoY and 6% QoQ to Rs. 100,529 crore; Retail:Wholesale mix was 60:40 Retail advances grew by 10% YoY and 6% QoQ to Rs.60,131 crore despi

“acronym) The bank has also taken up “Project Vaneekaran” for tree plantation and planted 8000 saplings in a vastly accessed community place.”

“44 CSR Initiatives Project Vaneekaran Launched to Promote Urban Biodiversity Dhanvantri Brings Essential Medical Services to in 11 Cities In collaboration with the Panvel Municipal Corporation, the Bank has planted 8,000 saplings across 6,125 square metres at Adya Krantiveer Udyan, Kharghar, Navi Mumbai, transforming the space into a mini urban forest.”

Financial literacy

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Key Benefits

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Key Highlights

1

Financial literacy

• • Bank runs financial literacy program with NGO partners The program creates awareness on savings, budgeting, safety, responsible borrowings etc. 100% of the beneficiaries under this program are women in residing in rural locations • 1 1 Sustainable Finance & financial inclusion products • • • Strong micro banking portfolio aimed at hitherto unbanked women Financial literacy activities to empower women with financial knowledge Funding Sustainable Agricultural Practices and Business 2 3 • Corporate Social Responsibility • • Asia Money recognized RBL as India's best bank for CSR 2023 Bank has funded overall 6 projects in FY25 across 3 thematic areas, namely Health, Education and Livelihoods Opportunities (H.E.LO. acronym) The bank has also taken up “Project Vaneekaran” for tree plantation and planted 8000 saplings in a vastly accessed community place. The initiative covers developing dense Miyawaki urban forestation, medicinal and pollination plants to cater to biodiversity objectives.

Key Benefits

• Sourcing premium customers • through DIY. Expanding reach by onboarding new corporates. Enabled Digital Journey for NR A/c - allowing NR customers to open Savings account with RBL RBL MoBank is now RBL MyBank a Single Unified Mobile App that offers a best-in-class experience to every retail customer. Revolutionizing Credit Card Issuance: RBL Bank’s Account Aggregator-Integrated Income Journey WhatsApp Banking Retail Assets Customers can now download their Statement of Account and Interest Certificate directly through WhatsApp! Key Enablement… Multi-pronged delivery leveraging our partnership base in the following areas Acquiring services to Payment Aggregators • Established a strategic partnership with CAMSPAY to onboard them as a new payment aggregator for acquiring settlement services. • Onboarded Payment Aggregator Open Financial on the RBL merchant acquiring platform enabling acquiring settlement services and PA Escrow. • Onboarded BharatPe for UPI Acquiring services through the

Key Highlights

• • • Over 1,000+ micro-marketing activities across regions Entertainment-led events including music, movies, and plays Sessions on cyber safety and digital banking As a gesture of appreciation, the top 100 senior customers received a premium wooden chess set featuring our Brand Ambassador’s digital signature and a personalized note from our MD & CEO. 41 41 Driving Impact & Visibility Through our Brand Ambassador • Our partnership with World Chess Champion D. Gukesh has delivered 45M+ impressions • Generated immense commercial value, significantly boosting brand visibility and perception. • His credibility as a rising sports icon has enabled execution of impactful campaigns. 42 42 ITOTY Awards 2025 Awards & Recognition Recognized for the Best Digital Transformation in Tractor Finance. The Bank has won the ITOTY Award for the second time in a row 43 CSR Initiatives Cabinet Minister Ganesh Joshi Distributes Bicycles & School Kits to Girl Students under ‘Umeed’ Initiative State Cabinet Mi