Choice International Limited

rs,

25-2026 October 16, 2025 To, The Department of Corporate Services, The BSE Limited, P.J. Towers, Dalal Street, Mumbai- 400 001 Choice The Joy of Eaming To, The Department of Corporate Servi

5%

400 001 Choice The Joy of Eaming To, The Department of Corporate Services, The NSE Limited 5% Floor, Exchange Plaza Plot No. C/ 1, G Block, Bandra — Kurla Complex, Bandra (East), Mumbai — 40

52%

an Touch Arrows and figures indicate Yo Y change Financial Grovvth Snapshot (CAGR FY 21-25) 52% Revenue 70% EBITDA 77% PAT l(ey Highlights A diversified mix for sustainable business

70%

ws and figures indicate Yo Y change Financial Grovvth Snapshot (CAGR FY 21-25) 52% Revenue 70% EBITDA 77% PAT l(ey Highlights A diversified mix for sustainable business Broking & Distr

77%

indicate Yo Y change Financial Grovvth Snapshot (CAGR FY 21-25) 52% Revenue 70% EBITDA 77% PAT l(ey Highlights A diversified mix for sustainable business Broking & Distribution Stoc

29%

business Broking & Distribution Stock Broking, Wealth, Insurance . - - - - - - , \ \ \ A29% 1,205K Demat Accounts A 18% 262K+ Active Accounts Choice The Joy of Earning � - - - -

18%

n Stock Broking, Wealth, Insurance . - - - - - - , \ \ \ A29% 1,205K Demat Accounts A 18% 262K+ Active Accounts Choice The Joy of Earning � - - - - - - - - - - - - -e NBFC Revenue

25%

Choice The Joy of Earning � - - - - - - - - - - - - -e NBFC Revenue Split For Hl FY26 A 25% f576 Bn Client Assets under Stock Broking A327% f48,067 Mn Wealth Products AUM - ------

327%

- - - -e NBFC Revenue Split For Hl FY26 A 25% f576 Bn Client Assets under Stock Broking A327% f48,067 Mn Wealth Products AUM - ----------- - - Advisory Govt. Infrastructure Consulting,

2%

- - Advisory Govt. Infrastructure Consulting, Govt. Advisory, Investment Banking *Insurance A2% f660 Mn Insurance Premium 68,896 No. of Policies sold 10+ States Operations f6.66 Bn Ord

56%

as on 30 th September, 2025 • Arrows and figures indicate Yo Y change • *Numbers are for 02 FY26 A56% f7.16 Bn Total Loan Book A74% f5.36 Bn Retail Loan Book 33.15% Provision Coverage Ratio

74%

ows and figures indicate Yo Y change • *Numbers are for 02 FY26 A56% f7.16 Bn Total Loan Book A74% f5.36 Bn Retail Loan Book 33.15% Provision Coverage Ratio A 13 4 bps 2.79% NNPA 51.51%

“• Mutual Fund Distributors Independent Financial • Advisors • Market Access Enabler • Increase Investor Penetration SEBI grants AMC License l-------- Aug 01, 2025 Silver FOF Passive Strategies • Index Linked Equity Fund • DebtFund Q3 FY26 Q4 FY26 FY27 Choice The Joy of Earning Gold ETF NFO opening on Oct.”

“We aim to be a catalyst for positive change, aligning our success with the progress and prosperity of the nation and its people.”

Advantages

2

Will provide

1

Matters

1

Advantages

• Mutual Fund Distributors Independent Financial • Advisors • Market Access Enabler • Increase Investor Penetration SEBI grants AMC License l-------- Aug 01, 2025 Silver FOF Passive Strategies • Index Linked Equity Fund • DebtFund Q3 FY26 Q4 FY26 FY27 Choice The Joy of Earning Gold ETF NFO opening on Oct. 24, 2025 Silver ETF Gold ETF Gold as an asset class

Advantages

• Tactical • Long term risk adjusted returns are positive * Timelines are subject to market factors and regulatory approvals required. Active Strategies • Multi Asset Fund • Balanced Advantage Fund • Equity Flexi Cap Fund Insurance - Industry Overview Choice The Joy of Earning Insurance Density (US$) Long Term Goal Rising Share of Broking Channel in GI Premiums (f Cr) Share of Broker Channel in GI Premiums 9,640 152% Medium Term Goal 889 - --------- - 77 92 95 60 FY17 FY 20 FY 23 FY 24 World Avg 2024 USA 2024 4% 11% 19% 32% 34% • Brokers • Direct • Agents • Bancassurance • Others • Premium per capita - India • World Average FY 21 FY 22 FY 23 FY 24 FY 25E FY 26E FY 27E Source: IRDAI Annual Report Source: IRDAI Public Disclosures, GI Council, CRISIL Research Source: GI Council Insurance Distribution - Overview Choice The Joy of Earning Corporate Business Retail Business Annualised Employee Productivity T 31% 528 516 500 A 155% 429 490 362 215 117 298 273 02 FY25 03 FY25 04 FY25 01 FY26 0

Matters

Impacting Tomorrow Choice The Joy of Earning Choice is committed to actively participate in India's remarkable growth story and leveraging our resources, expertise, and innovative solutions to make a meaningful impact on various aspects of Indian life, from economic development and employment opportunities to social well-being and environmental sustainability. We aim to be a catalyst for positive change, aligning our success with the progress and prosperity of the nation and its people. Partnering in Viksit Bharat through aspirational sector engagements: e Co-operative Societies Touching 30 Mn+ Farmers through Computerization of Primary Agriculture Cooperative Societies in 6 states namely Haryana, Punjab, Bihar, Karnataka, Maharashtra, Tamil Nadu and Odisha. e Agriculture a. Helping Himachal Pradesh to uplift their agriculture and allied sector with more value addition and more export potential. b. Helping maze farmer of Chhattisgarh to add value in their produce and income through eth