Sammaan Capital Limited has informed the Exchange about Submission of press release and investor presentation
October 2, 2025
Scrip Code – 535789, 890192 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, MUMBAI – 400 001
SAMMAANCAP/EQ, SCLPP National Stock Exchange of India Limited “Exchange Plaza”, Bandra-Kurla Complex, Bandra (E). MUMBAI – 400 051
Sub: Submission of press release and investor presentation
Dear Sirs,
In accordance with Regulation 30 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please see attached the press release – “IHC Expands Global Portfolio with USD 1bn Investment in India’s Sammaan Capital” and the investor presentation.
Thanking you,
Yours truly, For Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited)
Amit Jain Company Secretary
CC: Singapore Exchange Securities Trading Limited, Singapore (“SGX”) India International Exchange IFSC Limited (“India INX”)
Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited) (CIN: L65922DL2005PLC136029) Corp. Off. 1st Floor, Tower 3A, DLF Corporate Greens, Sector-74A, Gurgaon, Narsinghpur, Haryana – 122 004, India. T. +91 1246048213 F. +91 1246048214 Reg. Off. A-34, 2nd & 3rd Floor, Lajpat Nagar-II, New Delhi – 110 024, India. T. +91 1148147506 F. +91 1148147501 Email. homeloans@sammaancapital.com Web. www.sammaancapital.com
IHC Expands Global Portfolio with USD 1bn Investment in India’s Sammaan Capital
Press Release
IHC to invest USD 1 billion in Sammaan Capital Limited
• • Sammaan Capital is one of India’s largest non-banking financial companies • Reinforces IHC’s conviction in India’s NBFC sector as a driver of credit access and financial
inclusion
Abu Dhabi, UAE - 2nd October 2025: IHC, a global investment company focused on building dynamic value networks, today announced that it has entered into an agreement to invest USD 1 billion (INR 8,850 crore) in Sammaan Capital Limited.
Sammaan Capital Limited, publicly listed on the Bombay Stock Exchange and National Stock Exchange of India, is among the country’s largest non-banking financial companies (NBFC), focused primarily on mortgage lending. The company operates through 220 branches in over 150 towns and cities, with more than 4,430 employees, playing a vital role in India’s financial inclusion and growth.
India remains one of the world’s fastest-growing major economies, with the NBFC sector playing a pivotal role in bridging gaps between traditional banking and rising credit demand. With an increasingly formalized economy and strong regulatory oversight from the Reserve Bank of India, NBFCs are well positioned to advance financial inclusion and sustain India’s growth momentum.
IHC’s USD 1 billion investment underscores its conviction in the long-term potential of India’s financial sector and its commitment to expanding access to capital, accelerating innovative credit solutions, and supporting inclusive growth.
Syed Basar Shueb, CEO of IHC, commented: “India represents a core strategic market for us, and its long-term growth fundamentals are compelling. We have been impressed by Sammaan Capital’s leadership in enabling home ownership and empowering small businesses across the country. This USD 1 billion investment reaffirms our commitment to supporting Sammaan Capital in its next phase of development, including the adoption of AI to enhance lending and credit solutions, and to contributing meaningfully to India’s financial ecosystem.”
Press Release
Mr. Gagan Banga, Managing Director and CEO of Sammaan Capital, said “Sammaan Capital’s journey has been defined by resilience, adaptability, and an unwavering commitment to creating stakeholder value. We are proud to join the IHC family and contribute to its expansive global vision. Under IHC’s parentage, we will continue to focus on providing affordable housing finance and mid-market mortgage solutions to our customers, leveraging IHC’s strong technology capabilities. The alignment of aspirations between IHC and Sammaan Capital is deeply encouraging, and we are confident that our experienced and dynamic leadership will propel the next phase of growth with renewed energy and purpose.”
This USD 1 billion investment strengthens IHC’s global portfolio and reinforces its presence in one of the world’s most dynamic financial markets.
The transaction is subject to regulatory approvals from the Reserve Bank of India and the Competition Commission of India, as well as other customary closing conditions.
-ENDS-
About International Holding Company (IHC):
Established in 1999, IHC has become the most valuable holding company in the Middle East and one of the world's largest investment firms, with a market capitalization of AED 881.6 billion (USD 239.9 billion). Since then, it has transformed to represent a new generation of investors. IHC's commitment to sustainability, innovation, and economic diversification spans over 1,300 subsidiaries, driving growth across industries like Asset Management, Healthcare, Real Estate, Financial Services, IT, and more.
IHC continually looks beyond the stand-alone value of its assets for opportunities, stepping outside of traditional approaches and artificial barriers to unlock opportunities across its portfolio, enabling sector-agnostic Dynamic Value Networks and creating results that are often much greater than the sum of their parts.
At IHC, we take our responsibility to shareholders, customers, and employees seriously. Our commitment to responsible investment ensures that we create sustainable value by staying connected to the communities we serve, making a positive difference with every investment.
www.ihcuae.com
Press Release
About Sammaan Capital Limited:
Founded in the year 2000, Sammaan Capital Limited [SCL] [BSE: 535789, NSE: SAMMAANCAP] is one of India’s largest non-bank lenders, focused primarily on extending mortgage loans. SCL has a pan-India presence through 4,430 employees operating out of 220 branches in over 150 towns and cities.
Over its 25 years of operations, SCL has helped over 680,000 families buy homes by extending home loans of over USD 19 Bn, and has extended USD 9.5 Bn of mortgage-backed loans to over 100,000 small businesses. SCL has strong, stable management team with dept of experience and a demonstrated track of navigating through lending cycles.
www.sammaancapital.com
Media Contacts
Simon Hailes Managing Director, Head of Edelman Smithfield Middle East IHC@edelmansmithfield.com +971 50 973 1173
Sammaan Capital Limited Harsh Dhankar mediaquery@sammaancapital.com +91 8383924313
IHC To Acquire Controlling Stake Investor Presentation | Q1FY26 In Sammaan Capital
October 2025
Transaction Overview
▪
▪
International Holding Company (“IHC”), a leading Abu-Dhabi based global investment company (ADX: IHC; market cap. ~US$240 billion, ~INR 21.3 lakh crore), has entered into definitive agreements to acquire controlling stake in Sammaan Capital through its affiliate, Avenir Investment RSC LTD
IHC will invest INR 8,850Cr to acquire a 41.2% stake on a fully diluted basis via preferential allotment of equity shares & warrants
▪ Transaction will trigger a mandatory open offer for purchase of additional 26.0% of the Company at a price of INR 139.0 per share
▪
▪
IHC will be classified as the Promoter of Sammaan Capital post the investment
IHC will have the right to appoint the majority of the Board of Directors for Sammaan Capital
▪ Transaction is subject to customary closing conditions and receipt of necessary approvals from relevant authorities
Transaction represents the largest primary capital infusion by an investor in a non-bank finance company in India
Investor Presentation
2
Proforma Shareholding Pattern
Pre Transaction Shareholding On A Fully Diluted Basis
Post Transaction Shareholding On A Fully Diluted Basis
Public Shareholders 100.0% 100%
Public Shareholders 36.6% - 58.8% depending on open offer uptake
36%
IHC 41.2% - 63.4% depending on open offer uptake
# Shares
Price Per Share
Amount (INR Cr)
% Stake On A Fully Diluted Basis2
Preferential Issue Of Equity Shares
330,000,111
Preferential Issue Of Warrants
306,690,535
Open Offer – 26% Stake1
341,754,286
139.0
139.0
139.0
4,587
4,263
4,750
21.4%
19.9%
22.1%
Note: 1) 26% of the expanded capital base (including the preferential allotment transaction triggering the open offer); 2) Includes current fully diluted shares outstanding and additional shares issued pursuant to the transaction (including shares issued post exercise of all warrants) Investor Presentation
3
Introduction To International Holding Company
•
Founded in 1999, International Holding Company PJSC (IHC) is a global investment company focused on building dynamic value networks driving growth across industries like asset management, healthcare, real estate, financial services and IT
• Headquartered in Abu Dhabi and listed on the ADX, IHC is the most valuable1 holding company in the Middle
East and one of the world's largest investment firms
•
Led by Chairman, Sheikh Tahnoon bin Zayed Al Nahyan (Deputy Ruler of Abu Dhabi and Chairman of ADIA) and CEO, Managing Director & Board Member, Syed Basar Shueb
Key Figures (March-25)
Select Portfolio Companies
~$240bn / INR 21.3L Cr M.Cap
~$113bn / INR 10.1L Cr Total Assets
~$68bn / INR 6.0L Cr Total Equity
~$15bn / INR 1.3L Cr Cash & Bank Balances
1,300+ Subsidiaries
86 JVs & Associates
41+ Countries
2
Note: Fx conversion USD/AED: 3.68, AED/INR: 24.19; L Cr refers to lakh crore; 1) In terms of market capitalization; 2) Announced Investor Presentation
4
Transaction Rationale
The Investment & Promoter ownership of IHC will be highly positive for Sammaan Capital:
Provides long-term patient capital and strong institutional ownership
Bolsters the Company’s ability to deliver strong profitable growth with deeper access to liabilities
Improves credit-rating and lowers cost of funds
Augments the Company’s technology & AI capabilities to further improve customer engagement & accelerate operating efficiency
Strengthens governance support in line with global best-practices
IHC’s investment will accelerate Sammaan Capital’s vision of serving the needs of middle-income households & small businesses in India
Investor Presentation
5
Drivers For Next Phase Of Growth In Place
People, Processes & Technology Built For Scale
Strong Promoter Ownership & Backing
Deep Distribution Network
Access To Low Cost Liabilities
Robust Technology & AI Capabilities
Strong Corporate Governance
Pan-India Presence With Large Network Of Branches, Employees And DSAs
Diversified Liability Franchise With Strong Relationships
Tech-led Operations With End-to- end App-based Disbursals
Seasoned Management, Backed By Reputed Promoter & Board
Investor Presentation
6