Network People Services Technologies Limited

rs,

022-26598238 SYMBOL: NPST BSE Limited Corporate Relationship Department Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400 001 Scrip Code: 544396 Subject: General Updates for quarter ended Sept

22%

egments Total Annual Market Banks, PAs, TPAPs, Fintechs NBFCs Banks, PAs Market: $8 B CAGR: ~22% Market: $4 B CAGR: ~12.63% Banks, PAs, Regulators, Merchants Market: $1.9 B* CAGR: ~32% Banks,

12.63%

rket Banks, PAs, TPAPs, Fintechs NBFCs Banks, PAs Market: $8 B CAGR: ~22% Market: $4 B CAGR: ~12.63% Banks, PAs, Regulators, Merchants Market: $1.9 B* CAGR: ~32% Banks, Pas, ERP Players, Merchant

32%

CAGR: ~22% Market: $4 B CAGR: ~12.63% Banks, PAs, Regulators, Merchants Market: $1.9 B* CAGR: ~32% Banks, Pas, ERP Players, Merchants Market: $22 B CAGR: ~192% S o u r c e : N P S T A n a l y s

192%

, Merchants Market: $1.9 B* CAGR: ~32% Banks, Pas, ERP Players, Merchants Market: $22 B CAGR: ~192% S o u r c e : N P S T A n a l y s s i NPST’s Growth Vision: Larger Market Share in Each Segment

240.5 Billion

Credit Line on UPI • UPI Circle • UPI Prepaid UPI Transaction volume UPI Transaction volume 2026 240.5 Billion UPI Transaction value - 2026 330.8 INR Trillion • IOT Payments • ONDC • UPI International • TRED

576.1 Billion

Trillion • IOT Payments • ONDC • UPI International • TRED Payments UPI Transaction volume - 2030 576.1 Billion UPI Transaction value - 2030 793.3 INR Trillion 2016 2021 2026 2030-31 www.npstx.com | 12

90%

5 FY26E FY27E FY28E FY29E FY30E  UPI is the highest contributor to digital payment growth (~ 90%)  Other instruments have also shown significant growth that adds revenue through MDR  Next set

140%

 Next set of users will come from Rural and Semi-Urban India  UPI market is expected to grow by ~140% in the next 4 years NPST Key Product Stack • UPI IMPS • • CBDC • SuperApp • Banking Connect • BB

98%

FY28E FY29E FY30E FY24 FY25 FY26E FY27E FY28E FY29E FY30E  QR and Soundbox contribute ~98% of total acceptance ecosystem  Revenue through QR and Soundbox DaaS (Device as a Service) will co

54%

ine Payment Ecosystem  Penetration – tier 2 and tier 3  Soundbox market is expected to grow by ~54% in the next 4 years NPST Key Product Stack Qynx: • QR : Dynamic and Static • Soundbox: Dynamic,

122%

nsaction value is projected to grow at a 22% CAGR  Online payments market is expected to grow by ~122% in 4 years  New revenue segments anticipated with addition of Autopay, Credit Line, innovation in

“2030 NPST Key Product Stack • Risk Intelligence Decisioning Platform (RIDP) • Online Dispute Resolution (ODR) • Fraud Risk Management (FRM) www.npstx.com | 16 Key Highlights – Q2 FY26 Efforts for Incremental Business Business Update Q2 FY 26 New Launches Launching Evok 4.0 in Dec 2025 1.”

“Banking Connect  NPST is one of the first TSP with certified Banking Connect Switch  RBI Compliance for Interoperable Banking Infrastructure  Banks are actively looking for TSPs 650+ Banks Target customer base Online Payments Industry Outlook 100 80 60 40 20 0 S o u r c e : P W C P a y m e n t s H a n d b o o k 2 0 2 5 - 2 0 3 0 Volume in Billion Value in INR Trillion Two Banks Confirmed Order at Pilot Stage www.npstx.com | 20 FY26 Q3 SaaS Based FY24 FY25 FY26 FY27 FY28 FY29 FY30”

“Market Size 2.5 Billion Bank Accounts Holders 200 Million NCMC Card Issues 2.3 Billion Potential Card Users Collaborate with Corporates Generate Revenue Through Merchants SaaS based revenue Expected in FY27”

Qynx

1

NCMC Card

1

What did we launch

1

Qynx

• QR : Dynamic and Static • Soundbox: Dynamic, Static, Pocket www.npstx.com | 14 Online Payments Revenue from online payments (INR Mn) Online payment transactions value (INR Tn) 859 700 571 469 387 314 255 39 26 31 86 70 57 47 i s s y l a n a C w P ; I C P N ; I B R : e c r u o S FY24 FY25 FY26E FY27E FY28E FY29E FY30E FY24 FY25 FY26E FY27E FY28E FY29E FY30E  Online payment transaction value is projected to grow at a 22% CAGR  Online payments market is expected to grow by ~122% in 4 years  New revenue segments anticipated with addition of Autopay, Credit Line, innovation in Soundbox and POS – fueling growth in emerging segments NPST Key Product Stack Evok (3.0): • Payin • Interoperable Autopay www.npstx.com | 15 RegTech Value of Fraud Cases (INR Cr) 2023 vs 2025 36000 RegTech Market Size (INR Cr) 2025 vs 2030 | CAGR ~ 31.95% 15800 , g n i t l u s n o C e v a e W e u B l , I B R : e c r u o S 18000 2x Growth 2023 2025 ~ 4x Growth 4000 2025  RegTech market is projected to grow by ~20

NCMC Card

Integrating Mobility and Payments A Government of India initiative under the “One Nation, One Card” vision for urban mobility. Bharat Connect B2B: Opportunity in Merchant Business Digitizing and automating B2B invoicing, payments, collections, financing, and reconciliation. Market Size 2.5 Billion Bank Accounts Holders 200 Million NCMC Card Issues 2.3 Billion Potential Card Users Collaborate with Corporates Generate Revenue Through Merchants SaaS based revenue Expected in FY27

What did we launch

A RuPay-powered NCMC Prepaid card in partnership with NSDL Bank for mobility and digital transactions (excluding cash withdrawals). Vertical Status Revenue Source Order Position NPST as TSP In Progress SaaS (Per Txn) - TimePay Live SaaS (Per Txn) 1 ERP vendor India’s First B2B Payments App www.npstx.com | 21 Financial Highlights – Q2 FY26 Providing digital technology across financial value chain Q2 FY26 Standalone Performance Highlights Total Income 48.61 EBITDA Net Profit 35.04 15.72 11.27 7.17 All Figures In ₹ Cr 9.93 Q1 FY26 Q2 FY26 Q1 FY26 Q2 FY26 Q1 FY26 Q2 FY26 www.npstx.com | 20 Q2 FY26 Standalone Results Highlights Particulars Revenues Other Income Total Income Raw Material costs Employee costs Other expenses Total Expenditure EBITDA EBITDA % Finance Costs Depreciation PBT Tax Net Profit Net Profit % EPS(₹) Q2 FY26 Q1 FY26 Q-O-Q All Figures In ₹ Cr & Margin in % 46.61 2.00 48.61 19.35 10.44 3.10 32.89 15.72 32.34% 0.17 1.98 13.57 3.65 9.93 20.42% 5.03 33.61 1.42 35.04 11.75 9.4