SWIGGYNSE10 November 2025

Swiggy Limited has informed the Exchange about Investor Presentation

Swiggy Limited

Corporate Presentation November 2025

Key highlights

Focus on delivering unparalleled convenience to urban users

Pioneering hyperlocal commerce solutions tailored to consumer needs, supported by strong execution

Food delivery: profit engine driving growth, margin expansion and sustained cash generation

Instamart’s triple-digit growth and categories expansion is building India’s “everything store”

Integrated out-of-home offerings are seamlessly unlocking additional profitable revenue streams

Scalable platform enables seamless interactions, boosting engagement and network effects

Strong financials: rapid growth, disciplined capital allocation, a clear path to profitability

Strong leadership team supported by experienced board striving to deliver responsible growth

1

2

3

4

5

6

7

8

2

PLATFORM FOR CONVENIENCE

1

Focus on delivering unparalleled convenience to urban users

New-age, consumer-first tech company offering an easy-to-use integrated platform…

…elevating the quality of life for urban consumers by providing unparalleled convenience

Food delivery

Dining out and Events

Grocery and Household items delivery

Other hyperlocal services

Restaurant partners

Merchant partners

Brand partners

Delivery partners

Technology

Analytics

Fulfilment

Membership

5

Source: Swiggy Limited IPO Prospectus

3

PIONEERING SOLUTIONS

Pioneers of high-frequency hyperlocal commerce categories in India driven by an innovation-led culture

2

PIONEERED AND CREATED TWO LARGE CONSUMER INTERNET CATEGORIES IN INDIA

STRATEGIC ACQUISITIONS EXPANDING PLATFORM CAPABILITIES

2014 Launch

7181 Cities

2020 Launch

1241 Cities

INR 34k Cr. Annualized GOV Q2FY26

51%

B2C GOV Q2FY26 Share (%)

INR 28k Cr. Annualized GOV Q2FY26

42%

B2C GOV Q2FY26 Share (%)

10-min Food Delivery

Food Delivery from restaurants

Restaurant reservations and payments

Co-branded credit-card

Membership programme providing benefits across offerings

Quick delivery of groceries and household items

Gifting solutions

Events & Experiences

Quick Bites

2022 Acquisition

561 Cities

INR 4k Cr.2 Annualized GOV Q2FY26

7%3

B2C GOV Q2FY26 Share (%)

Innovation-first DNA Ideate, iterate and expand constantly

Swiggy’s app as the primary interface Driving quick adoption and cross-pollination

Modular tech stack Quick and low-cost innovations

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures Note: 1# Cities details for Swiggy Food delivery, Instamart and Dineout are as of March 31, 2025; 2 Represents Out-of-home Consumption segment’s annualized GOV Q2FY26; 3 Represents the share of Out-of-home Consumption segment in B2C GOV Q2FY26

4

PIONEERING SOLUTIONS

Growth opportunity through new user acquisition and reactivation; led by new use-cases and affordability-led penetration into consumer wallet

2

O N L I N E C O M M E R C E U S E R S Transacts online across various digital platforms

T O T A L E T U O N S W I G G Y (Ever transacted users)

A T U O N S W I G G Y (Annual transacted users)

A V E R A G E M T U O N S W I G G Y (Monthly transacted users)

~230-250 million1

~128 million2 (approx. half of online commerce users)

~57 million2 (less than half of ETU)

~18 million2,3 (~1/3rd of ATU)

Source: Swiggy Limited Annual Report 2025 Note: 1 As of CY 2024. Source: as per Redseer; 2 Considered for the period FY2024-25; 3 In Q2FY26, average MTU on Swiggy stands at ~23 million

5

FOOD DELIVERY

3

Consistent growth driven by healthy user additions and increasing engagement

Monthly Transacting Users

Gross Order Value

In mm

y-o-y growth

INR Cr.

y-o-y growth

18.8%

16.6%

16.0%

17.2%

13.4%

17.2

16.3

Higher Engagement

Q2FY26 witnessed double-digit YoY order growth, i.e., highest in the last 2 years

19.2%

17.6%

18.8%

18.8%

14.6%

8,542

8,086

14.7

14.9

15.1

7,436

7,347

7,191

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

MTU growth accelerated to mid-to-high teens over the last few quarters driven by improved value proposition

GOV has been growing at a steady YoY increase of ~18.5% over the past four quarters

Source: Swiggy Limited Quarterly disclosures

6

FOOD DELIVERY

Strengthening platform’s appeal to a larger user base through new use cases and maintaining optimal affordability

3

125mm+1 Swiggy Food delivery ETU

16.3mm1 MTU

Significant runway of growth

Expanding MTU base is critical

Swiggy’s MTUs represent only ~13%1 of its ever-transacted food delivery user base

For the long-term health of the food delivery category

Our 2-pronged strategy for achieving consistent growth while making steady progress towards profitability

New use cases

Optimum affordability

Segmented propositions spurring new-use cases and thereby improving penetration and user engagement

10-min food delivery | 700+ cities | 1 in 10 orders

New categories with healthy options

Everyday office food missions | 7,000+ tech parks | 30+ cities

Affordable meals | 500+ cities | high single digit share of orders

Premium restaurants keeping platform AOV balanced

1

2

3

For unlocking growth while maintaining profitability

Collaboration with restaurant partners to co-create propositions

Total cost of service (delivery fee + platform fee + membership fee) for consumer has remained range-bound at 5-6% of AOV

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures Note: The data points provided in this page are for Q2FY26;1 Represents the data for Q1FY26

7

FOOD DELIVERY

3

Steady growth unlocking scale driven operating leverage benefits enhancing profitability

as a % of GOV

INR Cr.

24.5%

24.6%

25.0%

25.4%

25.1%

25.0%

25.4%

25.7%

25.8%

Adjusted Revenue1

1,535

1,533

1,559

1,730

1,808

1,860

1,867

2,080

2,206

Q2FY24 - Q2FY26 growth (%)

+43.7%

Q2FY24

Q3FY24

Q4FY24

Q1FY25

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Contribution Profit

INR Cr.

5.1%

318

5.9%

367

6.7%

415

6.4%

436

6.6%

478

7.4%

7.8%

7.3%

7.3%

550

571

593

626

+96.8%

Advertising revenue as % of GOV: >4% in Q2FY26

Rising advertising revenues are boosting profitability and helping to offset volatility from competitive pressures

Q2FY24

Q3FY24

Q4FY24

Q1FY25

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

INR Cr.

Below contribution costs

5.9%

5.6%

6.1%

5.6%

5.1%

4.9%

4.9%

371

351

382

378

366

366

358

5.0%

402

4.5%

385

+3.9%

Q2FY24

Q3FY24

Q4FY24

Q1FY25

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

INR Cr.

Adjusted EBITDA

(0.8%)

(53)

0.3%

0.5%

16

33

0.8%

58

1.6%

112

2.5%

184

2.9%

212

2.4%

192

2.8%

240

NM

Q2FY24

Q3FY24

Q4FY24

Q1FY25

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Significant operating leverage at play

GOV and Adj. Revenue have grown by ~44% and ~97% respectively in the last 2 years while below contribution expenses have remained almost flat

Food delivery business generated an annualized adjusted EBITDA of ~INR 960cr in Q2FY26

Source: Swiggy Limited Quarterly disclosures Note: 1 Also referred to as ‘Gross Revenue’

8

QUICK COMMERCE

4

Consistent triple digit growth rates combined with improving profitability

Gross Order Value

Contribution Profit

Adjusted EBITDA

INR Cr.

y-o-y growth

Average MTU (mm)

INR Cr.

Margin as % of GOV

INR Cr.

Margin as % of GOV

12.0

11.1

107.6% 107.6%

9.8

101.0%

7.0

88.1%

6.2

75.5%

7,022

5,655

4,670

3,382

3,907

Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q2FY26

(1.9%)

(4.6%)

(5.6%)

(4.6%)

(2.6%)

(10.6%)

(14.8%)

(18.0%)

(15.8%)

(12.1%)

Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q2FY26

Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q2FY26

(66)

(359)

(179)

(181)

(578)

(260)

(260)

(840)

(896)

(849)

GOV growth accelerated to above 100% over the past year

~300bps CM improvement in last two quarters

Operating leverage playing out as visible in ~590bps improvement in last two quarters

Source: Swiggy Limited Quarterly disclosures

9

QUICK COMMERCE

Balanced growth in order volumes and AOV driving the Quick Commerce platform expansion

4

Gross Order Value

# of Orders

Average Order Value

INR Cr.

y-o-y growth

mm

y-o-y growth

INR

107.6%

107.6%

65.0%

77.2%

48.7%

13.3%

25.7%

101.0%

y-o-y growth

39.7%

7,022

101

697

5,655

4,670

89

92

612

527

Q4FY25

Q1FY26

Q2FY26

Q4FY25

Q1FY26

Q2FY26

Q4FY25

Q1FY26

Q2FY26

Source: Swiggy Limited Quarterly disclosures

10

QUICK COMMERCE

4

Wallet share expansion driven by significant improvement in the consumer proposition

Consumer proposition

Cohort analysis (GOV / User)

SPEED

Improvement in delivery times ~13 minutes1

Quarter

Q0

Q1

Q2

Q3

Q4

Q5

Q6

Q4FY24

100%

240%

303%

322%

304%

346%

414%

BETTER SELECTION CATERING TO ALL

Purchase missions

Consumption categories

Q1FY25

105%

287%

308%

292%

333%

401%

⚫ Immediate / Emergency / Impulse

⚫ Top-up

⚫ Weekly stock-up

⚫ Monthly basket

⚫ Festive / Event / Seasonal

⚫ Hyperlocal / Community

%GOV share

Q2FY25

Q4FY25

Q2FY26

Q2FY25

121%

289%

280%

320%

387%

Grocery (Incl. Fresh)

91%

Non-Grocery

9%

84%

16%

74%

26%

⚫ Electronics (audio, wearables, etc.) ⚫ Small home appliances

⚫ Home & Kitchen ⚫ Toys and others

Q3FY25

124%

261%

297%

361%

30K+ SKUs2 (>2x growth QoQ) across 20+ categories

Q4FY25

126%

261%

316%

Enabled by large-sized stores and Megapods

Communicated through Quick India Movement

Q1FY26

140%

311%

VALUE

Differentiated through brand partnerships Maxxsaver and QIM

Q2FY26

161%

Cohorts witnessing

⚫ Continuous sequential GOV improvements

⚫ Increased spending in the base quarter of acquisition

Source: Swiggy Limited Quarterly disclosures Note: 1 Average delivery time for Instamart (national average) is calculated as average delivery time for the exit months of Q1FY26 (Jun-25) and Q2FY26 (Sep-25); 2 For the period Q2FY26

11

QUICK COMMERCE

4

Focus on wallet share expansion & basket-value growth leading to improved profitability

Increasing wallet share led by differentiated offerings....

....delivering sharp AOV expansion by catering to more purchase missions....

GOV / User (INR / Month)1

AOV (INR per order)

Net AOV (INR per order)2

1.2x

1,705

1,955

1,582

1.3x

612

453

697

485

527

400

Q4FY25

Q1FY26

Q2FY26

Q4FY25

Q1FY26

Q2FY26

...and higher absolute revenue despite the marginal reduction in take rates...

…resulting in contribution margin improvement

Adjusted Revenue per Order (INR)3

Take rate (adj. revenue as % GOV)

Contribution Profit (INR Cr.)

Contribution margin (as % of GOV)

15.7%

15.2%

14.8%

Q4FY25

Q1FY26

Q2FY26

83

93

103

Q4FY25

Q1FY26

Q2FY26

(260)

(260)

(5.6%)

(4.6%)

(181)

(2.6%)

Source: Swiggy Limited Quarterly disclosures Note:1 Calculated as Average monthly GOV divided by Average Monthly Transacting Users for Quick Commerce business; 2 Net AOV is defined as NOV / Orders; 3 Calculated as Adjusted Revenue for the quarter divided by total number of orders in that quarter

12

QUICK COMMERCE

Expanded network with larger darkstores capable of 2x the present throughput; operating leverage driving Contribution upswing

4

Network reached 1,102 darkstores across 128 cities

44

67

38%

45%

124

95%

127

91%

128

81%

609

705

1,021

1,062

1,102

Faster growth in footprint driven by higher share of larger stores, including Megapods

3,199

3,475

54%

75%

1.9

2.5

3,889

161%

4,045

159%

4,168

136%

4.0

4.3

4.6

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Active Dark Stores (Exit) (#)

y-o-y growth (%)

xx

Cities (#)

Active Dark Store area (Mn Sq ft)

y-o-y growth (%)

xx

Avg area per Dark Store (sq ft)1

Large stores enable wider selection; leading to higher throughput

Orders / darkstore / day is at ~50% of avg. store capacity

Rapid footprint expansion in Q4 led to network under-utilization

16%

17,359

15,946

11,762

13,163

15,287

Orders / darsktore / day on upswing led by operating leverage, post significant store additions in Q4

2,000+

1,260

1,236

1,190

985

1,025

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q2FY26

GOV per unit area (INR per sq ft)

Orders / darkstore / day (#)2

Avg. store capacity

Source: Swiggy Limited Quarterly disclosures Note: 1 Calculated as Active Dark store area (Mn Sq ft) divided by Active Dark Stores (exit) for the quarter; 2 # based on active darkstore-days, as orders should be linked to only the period a darkstore has been active

13

QUICK COMMERCE

4

Clearly identified margin improvement levers driving the path to profitability

Emphasis on profitable basket-value growth

GOV / user increased 15% QoQ to ~INR 1,950/month (Q2FY26)

Higher advertising revenue

Scale fuelling the growth of high margin advertisement revenues

Optimization of customer incentives

Partnering with brands to co-create differential propositions

Unlocking operating leverage with scale

Above contribution margin

Below contribution margin

Upfront investments into building the network ➔under-utilized darkstores

Upfront investments in marketing (across both performance and brand marketing)

Q4FY25

Q1FY26

Q2FY26

Contribution Margin (% GOV)

(5.6%)

(4.6%)

(2.6%)

Below contribution cost (% GOV)

Adjusted EBITDA Margin (% GOV)

12.4%

11.2%

9.5%

Q4FY25

Q1FY26

Q2FY26

Q4FY25

Q1FY26

Q2FY26

(18.0%)

(15.8%)

(12.1%)

Source: Swiggy Limited Quarterly disclosures

14

OUT-OF-HOME CONSUMPTION

Out-of-Home consumption segment has been charting a strong path quietly: 50%+ YoY GOV growth and has been profitable for the last 3 quarters

5

Gross Order Value

Adjusted EBITDA

INR Cr. y-o-y growth

xx

Avg. Monthly Active Restaurants (‘000)

INR Cr.

Adj. EBITDA as % of GOV

34.7

36.5

38.7

41.3

44.4

68.0%

46.3%

41.6%

60.7%

52.5%

734

821

872

1,056

1,118

(1.0%)

(1.3%)

Early stages of evolution; Adj. EBITDA margins to expand further as more discretionary incomes open up in-restaurant-dining

0.3%

0.5%

0.5%

5

6

2

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

(9)

(8)

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Turnaround in Dineout since acquisition

Integrated onto the primary Swiggy app 2 yrs ago

Benefited from established Food Delivery user base and improved brand recall overall

2.8x1 Increase in GOV

3.4x1 Increase in average monthly active restaurants

Adjusted EBITDA margins – double digit negative at acquisition2 to positive in Q4FY25

Source: Swiggy Limited Quarterly disclosures Note: 1 Considered for the period FY23-FY25; 2 Represents Adj. EBITDA margin for FY23

15

SCALABLE PLATFORM

6

Strong network effects driven by increasing user and partner base on a unified platform…

Advertising services

Reservation & payments

Delivery

Partner services driving up engagement and retention

More Demand

Food Delivery

Restaurant, Merchant, and Brand partners

Users

Multiple use cases driving up users and time on the app

Quick Commerce

Table reservation and ticketing

Digital Storefronts

More Supply

Event bookings

Source: Swiggy Limited FY25 Annual Report

16

SCALABLE PLATFORM

6

…which becomes amplified with geographical overlap of multiple offerings…

Indian cities with a population of 50,000+ with e-commerce presence

presence

Food Delivery

Instamart

Dineout

Number of cities

950+2

7181

1241

561

Significant potential to expand our offerings across cities, as well as increase their geographical overlap; thereby increasing consumer salience of our platform

INNOVATIVE OFFERINGS

EXPANDED PURCHASE MISSIONS

✔ Offer segmented services for a wide user

✔ Offer wide product assortments by adding

base

■ 99-store - affordable meals (not

necessarily smaller basket sizes); present in 500+3 cities; accounts for high single share of Swiggy orders

■ Deskeats - caters to everyday office food missions; present in 7,000+3 tech parks across 30+3 cities

■ Ecosaver mode offering opt-in batching

of orders

new categories especially in the high margin non-grocery segment, especially through large format stores (Megapods)

✔ Maxxsaver to improve value delivered to

customer for building lager baskets

FASTER DELIVERY TIMES

GREATER CONVENIENCE

✔ Bolt 10 minute Food delivery. Live across 700+3 cities, accounts for over 1 in 10 orders3 to the platform

✔ Swiggy One Membership program

✔ Co-branded credit card

✔ Instamart has improved its delivery time to

~134 mins

✔ Leveraging our integrated and data-backed technology infrastructure to innovate new capabilities

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures Note: 1 # of cities of Swiggy Food Delivery, Instamart and Dineout are as of Mar 31, 2025; 2 950+ Indian cities with population of 50,000+ cities with e-commerce presence; source: as per Redseer; 3 These data points are for Q2FY26; 4 Average delivery time for Instamart (national average) is calculated as average delivery time for the exit months of Q1FY26 (Jun-25) and Q2FY26 (Sep-25)

17

SCALABLE PLATFORM

6

…driving cross pollination and secular platform growth

Growing number of users using multiple service

Driving secular platform MTU growth

1.3x

MTU in mm

28.1%

30.5%

34.8%

35.4%

35.7%

71.9%

69.5%

65.2%

64.6%

64.3%

17.8

17.1

1.4x

19.8

22.9

21.6

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

1 offering

> 1 offering

Source: Swiggy Limited Quarterly disclosures Note: Financial disclosures were originally presented in INR millions with two decimal places. These figures have been rounded to INR crores with zero decimal places

18

STRONG FINANCIAL PROFILE

7

Accelerating B2C GOV growth led by a shift in the GOV mix towards the rapidly growing Quick-commerce segment, while Food delivery continues to grow steadily

B2C GOV growth accelerating on the back of MTU growth and cross-pollination of services

Quick Commerce now accounts for 40%+ of the total B2C GOV and ~80% of the Food Delivery GOV

GOV (INR Cr.)

y-o-y growth

Quick commerce

B2C

Food delivery

76%

30%

15%

88%

38%

101%

40%

108%

108%

45%

48%

19%

18%

19%

19%

11,307 734

3,382

12,164

821

3,907

12,889 872

4,670

16,682

1,118

7,022

14,797

1,056

5,655

7,191

7,436

7,347

8,086

8,542

Share of GOV (in %)

+12%

7%

7%

7%

7%

7%

30%

32%

36%

38%

42%

64%

61%

57%

55%

51%

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

Food Delivery

Quick Commerce

Out-of-Home Consumption

Food Delivery

Quick Commerce

Out-of-Home Consumption

Source: Swiggy Limited Quarterly disclosures

19

STRONG FINANCIAL PROFILE

The business model is built for operating leverage, with a maturing network, disciplined capital allocation, and a clear path to profitability across all major segments (1/2)

7

FY24 FY24

Adjusted Revenue

24.6%

FY25 FY25

25.2%

Q2 FY26 Q2 FY26

25.8%

Profitability waterfall (% of GOV) – Food Delivery

Variable costs

18.9%

18.2%

18.5%

Contribution Profits

5.7%

Below contribution costs

5.9%

Adj. EBITDA

(0.2%)

7.1%

5.1%

2.0%

7.3%

4.5%

2.8%

Advertising revenue Self-serve ads

Steady AOV improvement Larger basket, balancing premium offerings with affordable plays

Collaboration with restaurant partners Co-creating propositions

Operating leverage

Low WC & capex requirements High ROCE

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures

20

STRONG FINANCIAL PROFILE

The business model is built for operating leverage, with a maturing network, disciplined capital allocation, and a clear path to profitability across all major segments (2/2)

7

Profitability waterfall (% of GOV) – Quick Commerce

FY24

FY25

Q2 FY26

Adjusted Revenue

13.5%

Variable costs

19.5%

15.3%

19.4%

14.8%

17.4%

Contribution Profits

(6.0%)

(4.0%)

Below contribution costs

10.2%

10.2%

Adj. EBITDA

(16.2%)

(14.3%)

(2.6%)

9.5%

(12.1%)

Advertising revenue Self-serve ads

Wallet share improvement and category mix optimization Higher AOV

Optimization of customer incentives Direct brand participation

Operating leverage Upfront investments in network and brand building

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures

21

STRONG FINANCIAL PROFILE

Reduction in cash burn driven by rising profits in the Food delivery business, stabilizing losses in the Quick Commerce and lower capex and working capital needs

7

INR Cr.

Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q2FY26

Commentary

Adjusted EBITDA

(341)

(491)

(732)

(813)

(695)

Food Delivery

112

184

212

192

240

⚫ Food delivery profitability continues to improve

Quick Commerce

(359)

(578)

(840)

(896)

(849)

⚫ Quick-commerce losses have reduced QoQ in Q2FY26

Out-of-home Consumption

(9)

(8)

2

5

6

⚫ Out-of-home consumption turned profitable in Q4FY25

Others

(85)

(88)

(107)

(113)

(92)

⚫ Calibrated investments in other segments

Less: Capital Expenditure incurred

(100)

(149)

(425)

(319)

(188)

⚫ Significant investments made upfront; material capex reduction over the last 3 quarters

Add: (Inc.) / Dec. in working capital

30

58

(482)

(288)

(9)

⚫ Working capital optimization being delivered leading to requirement coming down

Add: Treasury income and others1

112

(147)

151

79

143

Add: Net proceeds from IPO

4,380

Change in cash

(299)

3,652

(1,488)

(1,341)

(749)

⚫ Reduction in the cash burn (~50%) over the last 2 quarters

Add: Opening cash balance

4,830

4,531

8,183

6,695

5,354

Expected proceeds from Rapido stake-sale

2,400

Closing cash balance (Proforma for Rapido stake-sale proceeds)

4,531

8,183

6,695

5,354

7,005

HEALTHY CASH BALANCE

Source: Swiggy Limited Quarterly disclosures Note: 1 Includes Treasury income realized, Loan movement (including interest) and other items

22

LEADERSHIP & GOVERNANCE

8

Strong leadership team of dynamic entrepreneurs and professionals

Sriharsha Majety Managing Director & Group CEO

Lakshmi Nandan Reddy Obul Whole-time Director – Head of Innovation

Rohit Kapoor CEO–Food Marketplace

Phani Kishan Addepalli Chief Growth Officer

Prior experience

Swiggy Limited

Intellectual Capital Advisory Services Private Limited (Intellecap)

Oravel Stays Limited, Max Healthcare Institute Ltd., Mckinsey & Company Inc.

Boston Consulting Group (India) Private Limited

Amitesh Jha CEO-Instamart

Girish Menon Chief Human Resources Officer

Rahul Bothra Chief Financial Officer

Madhusudhan Rao Subbarao Chief Technology Officer

Prior experience

Flipkart Private Limited

Flipkart Internet Private Limited, HSBC, Fullerton India Credit Company Limited

Wipro Limited, Britannia Industries Limited, Olam International Limited

Boomerang Commerce India Private Limited, Amazon

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures

23

LEADERSHIP & GOVERNANCE

8

…backed by a reputed Board with high governance and sustainability standards

Independent Directors

Non-Executive Directors

Anand Kripalu Chairperson

Shailesh Vishnubhai Haribhakti Chairperson, Audit Committee

Roger Clark Rabalais

EPL Limited, United Breweries Limited, PGP Glass Private Limited

Blue Star Limited, L&T Finance Holdings Limited, Raymond Limited, Ambuja Cements Limited

Prosus

Strong corporate governance framework

Independent directors with decades of operational and fiduciary experience across listed companies

Deep background in consumer and technology businesses

Suparna Mitra

Faraz Khalid

Titan Engineering and Automation Limited

Noon AD Holdings Limited

Ashutosh Sharma

Prosus Ventures India

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures Note: Sriharsha Majety and Lakshmi Nandan Reddy Obul also present on the board as Executive Directors. Sumer Juneja (Soft Bank) and Anand Daniel (Accel Partners) resigned from Directorship (effective 25-Jul-2025)

24

LEADERSHIP & GOVERNANCE

Significant progress toward Swiggy’s 2030 sustainability goals highlights our commitment to responsible growth

8

COMMUNITY

Partnership with Sulabh International

⚫ Free hygiene & sanitation facilities

Swiggy Skills

⚫ To empower delivery partners with future ready

skills and meaningful job opportunities

⚫ MoU with Ministry of Skill Development &

Entrepreneurship

Swigstree Brigade

⚫ Recognized the achievements of high- performing women delivery partners

⚫ Working towards growing female representation

across our fleet

Nissha Co., Ltd. | Nissha Received “AA” Rating in MSCI ESG Ratings for the First Time

Achieved within the first year of listing

She the Change

⚫ Celebrated 50K+ women-led restaurants that

collectively created hundreds of thousands of jobs

CLIMATE

⚫ Progressing towards fleet electrification

Reducing Emissions

⚫ 7x growth in EV fleet over the last year via

partnerships with 50+ collaborators across OEMs, fleet operators, charging infra players, as well as Fleet-as-a-service providers and financiers

XL EV Fleet Launched

⚫ Deployed for bulk deliveries, including civic

partnerships - 3,500 meals delivered to polling booths during state elections

Eco Saver

⚫ 30M+ low-emission deliveries via batching and route optimization, avoiding over 500 tCO2e emissions

4,500 tCO2e emissions avoided

⚫ Through fleet electrification and route efficiency

Source: Swiggy Limited FY25 Annual Report and Quarterly disclosures

25

Appendix

Supply Chain and Distribution - Comprehensive, end-to-end supply chain solutions

■ Offering comprehensive supply chain services to wholesalers and retailers ■ Services offered include procurement, warehouse management including in-warehouse processing and order fulfilment ■ Business focused on enhancing the share of value-added services resulting in an increase in operating margins of the business

icon

Comprehensive supply chain services

Revenue (INR Cr.)

Supply Chain & Distribution

icon

Reliable, fast, and cost-effective order fulfilment

1,453

1,693

2,004

2,259

2,560

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

icon

Enhanced product delivery

Adjusted EBITDA (INR Cr.)

Supply Chain & Distribution

icon

Optimised procurement of products

icon

Technology-led authorised distribution operating model

(74)

(78)

(71)

(62)

Q2FY25

Q3FY25

Q4FY25

Q1FY26

Q2FY26

(46)

Source: Swiggy Limited Annual Report and quarterly disclosures to investors

27

Platform Innovation - Continuous endeavour to solve for users’ convenience needs underpinned by an innovation-led culture, in a capital-efficient manner

■ Incubate new service offerings to create more frequent and meaningful touchpoints for users

■ Structured framework to assess the product and business market fit in a capital-efficient manner

Pyng

SNACC

Our Three Staged Scaleup Framework - Robust and objective framework to evaluate and decide on way forward for new businesses (scale up / trim / shutdown)

i

ii

iii

Product Market Fit Testing (PMF)

Business Market Fit Testing (BMF)

Profitable Scalability Testing

Test market attractiveness and our right to win

Assess business viability

● Establish the TAM - are we in a large and fast- growing market

● Establish the need - are

we solving a major customer need / pain point

● Establish strength of the proposition - are we getting customer love (NPS, retention, repeats, etc.)

● Establish unit economics - can we build this business in a profitable manner, with line of sight to key cost elements

● Establish scalability - achieve scale within a selected segment / geography

Test financial viability and returns

● Demonstrate unit

economics - achieve close to steady-state UE

● Demonstrate scalability - proven ability to scale to multiple segments / geographies while maintaining profitability

Standalone AI-driven platform which connects users to verified service professionals over 100 specializations

Standalone food delivery app focused on delivering select range of quick bites, beverages and meals

Adjusted EBITDA (INR Cr.)

Platform Innovation

(11)

(11)

(36)

Q2FY25

Q3FY25

Q4FY25

(52) Q1FY26

(46)

Q2FY26

Source: Swiggy Limited Annual Report and quarterly disclosures to investors

28

Glossary (1/4)

Term

Definition

B2C Total Orders

Consolidated completed orders of consumer facing businesses i.e. (i) Food delivery, plus (ii) Quick Commerce, plus (iii) Out of Home Consumption, excluding Platform Innovations

B2C Gross Order Value (GOV)

Consolidated Gross Order Value of completed order for consumer facing businesses i.e. (i) Food delivery, plus (ii) Quick Commerce, plus (iii) Out-of-home Consumption, excluding Platform Innovations

B2C Adjusted EBITDA

Consolidated Adjusted EBITDA of (i) Food delivery, plus (ii) (Quick Commerce, plus (iii) Out-of-home Consumption, excluding Platform Innovations

B2C Adjusted EBITDA Margin (% of B2C GOV)

B2C Adjusted EBITDA divided by B2C GOV

Consolidated Revenue

Consolidated Revenue from operations as per financials of all businesses i.e. (i) Food delivery, plus (ii) Quick Commerce, plus (iii) Out-of-home Consumption, plus (iv) Supply Chain and Distribution, plus (v) Platform Innovations

Consolidated Adjusted Revenue1

Consolidated Adjusted Revenue of all businesses i.e. (i) Food delivery, plus (ii) Quick Commerce, plus (iii) Out-of-home Consumption, plus (iv) Supply Chain and Distribution, plus (v) Platform Innovations

Swiggy Platform

Consolidated EBITDA

Profit/loss as per financials excluding (i) tax expense (ii) depreciation and amortization expense (iii) finance cost

Consolidated Adjusted EBITDA

Consolidated EBITDA excluding (i) other income (ii) exceptional items (iii) share in net loss of an associate (iv) share based payment expense and (v) rental expenses pertaining to 'Ind AS 116 leases

Average Monthly Transacting Users

Number of unique transacting users that have completed at least one order on the Swiggy unified-app / website in a month, averaged for the months in the period/year

Average Monthly Transacting Delivery Partners

Number of unique delivery partners that have delivered at least one order in a month, averaged for the months in the period/year

Platform Frequency

Completed orders per user in a month, averaged for the months in the period/year

Source: Swiggy Limited Annual Report Note: 1 Also referred to as “Consolidated Gross Revenue”

29

Glossary (2/4)

Term

Total Orders

Definition

Total completed Food Delivery orders on the platform

Gross Order Value (GOV)

Total monetary value of completed Food Delivery orders (gross of any discounts) plus (i) user delivery charges (net of any discounts, including free delivery discounts provided for Swiggy One membership program), plus (ii) packaging charges, plus (iii) fee from users. plus (iv) taxes, excluding tips.

Average Order Value (AOV)

Food Delivery GOV divided by Food Delivery Total Orders

Revenue

Adjusted Revenue1

Revenue from our Food Delivery business includes (i) pre-agreed commissions from restaurant partners; (ii) advertising revenue from restaurant partners; (iii) fees that we charge to users and delivery partners for the use of our technology platform and subscription revenue (net of discounts, credits and refunds other than free delivery); and (iv) fees for other business enablement services from restaurant partners

Revenue plus (i) user delivery charges collected and passed on to delivery partners (net of any discounts, including free delivery discounts provided through Swiggy One membership program), plus (ii) fee from users collected and netted off from platform funded discounts given for corresponding orders

Contribution Margin (as a % of GOV)

Food Delivery Adjusted Revenue, less (i) delivery and other charges, less (ii) platform funded discounts, less (iii) other variable costs, as a percentage of GOV

Food Delivery

Adjusted EBITDA

Food Delivery segment results as per financials less rental expenses pertaining to 'Ind AS 116 leases'.

Average Monthly Transacting Users

Number of unique transacting users that have completed at least one Food Delivery order in a month, averaged for the months in the period/year

Average Monthly Transacting Restaurant Partners

Number of unique restaurant partners with at least one delivered order in a month, averaged for the months in the period/year

Total Orders

Total completed Quick Commerce orders on the platform

Gross Order Value (GOV)

Total monetary value of orders at maximum retail price (“MRP”) of goods sold (except for instances where MRP is not applicable such as fruits and vegetables wherein final selling price is used instead of MRP) and gross of any discounts, plus (i) user delivery charges (net of any discounts, including free delivery discounts provided for Swiggy One membership program), plus (ii) packaging charges, plus (iii) fee from users, plus (iv) taxes, excluding tips

Net Order Value (NOV)

Gross Order Value, less Discounts (whether platform or partner funded)

Quick Commerce

Average Order Value (AOV)

Quick Commerce GOV divided by Quick Commerce Total Orders

Revenue

Revenue from our Quick Commerce business includes (i) pre-agreed commissions from merchant partners; (ii) advertising revenue from brand partners; (iii) fees that we charge to users and delivery partners for the use of our technology platform and subscription revenue (net of discounts, credits and refunds other than free delivery); and (iv) fees for other business enablement services from merchant partners

Source: Swiggy Limited Annual Report Note: 1 Also referred to as “Gross Revenue”

30

Glossary (3/4)

Term

Definition

Adjusted Revenue1

Revenue plus (i) user delivery charges collected and passed on to delivery partners (net of any discounts, including free delivery discounts provided through Swiggy One membership program), plus (ii) fee from users collected and netted off from platform funded discounts given for corresponding orders

Contribution Margin (as a % of GOV)

Quick Commerce Adjusted Revenue, less (i) delivery and other charges, less (ii) platform funded discounts, less (iii) cost of fulfilment services, less (iv) other variable costs, as a percentage of GOV

Adjusted EBITDA

Quick Commerce segment results as per financials less rental expenses pertaining to 'Ind AS 116 leases'

Quick Commerce

Average Monthly Transacting Users

Number of unique transacting users that have completed at least one Quick Commerce order in a month, averaged for the months in the period/year.

Active Dark Stores

Number of Dark Stores with at least one completed order on the last day of the period/year

Total Transactions

Total Transactions on Swiggy Dineout and Swiggy Scenes

Gross Order Value (GOV)

Total monetary value of all transactions (gross of any discounts) on Dineout and Scenes, plus (i) fee from users, plus (ii) taxes

Average Order Value (AOV)

Out-of-home Consumption Gross Order Value divided by Out-of-home Consumption total transactions

Revenue

Adjusted Revenue1

Out-of-home Consumption

Revenue from our Out of home consumption includes (i) pre-agreed commissions that we charge to our restaurant partners; (ii) advertising revenue from restaurant partners and brand partners; (iii) fees that we charge to users for the use of our technology platform and subscription revenue (net of discounts) (iv) revenue from sale of tickets, and (v) fees for other business enablement services provided to restaurant partners and brand partners.

Revenue plus fee from users collected and netted off from platform funded discounts given for corresponding orders (as applicable)

Contribution Margin (as a % of GOV)

Out-of-home Consumption gross revenue, less (i) platform funded discounts, less (ii) other variable costs, as a percentage of GOV

Adjusted EBITDA

Out-of-home Consumption segment results as per financials less rental expenses pertaining to ‘Ind AS 116 leases’

Average Monthly Active Restaurants

Total number of unique Swiggy Dineout restaurants that are listed with payment option in a month, averaged for the months in the period/year

Source: Swiggy Limited Annual Report Note: 1 Also referred to as “Gross Revenue”

31

Glossary (4/4)

Term

Revenue

Definition

(i) Total monetary value of goods sold to wholesalers and retailers, plus (ii) Revenue from supply chain management and enablement services that we provide to our wholesalers and retailers

Adjusted Revenue1

Same as revenue

Supply Chain and Distribution

Adjusted EBITDA

Supply Chain and Distribution segment results as per financials less rental expenses pertaining to 'Ind AS 116 leases'

Revenue

Revenue from Platform Innovations business typically includes (i) revenue from sale of food and products, (ii) fees that we charge to our users and delivery partners and subscription revenue (net of discounts, credits and refunds other than free delivery), (iii) advertising fees from restaurant partners, merchant partners and brand partners, and (iv) fees for other business enablement services from restaurant partners and merchant partners

Platform Innovations

Adjusted Revenue1

Revenue from operations for Platform Innovations, plus (i) user delivery charges collected and passed on to delivery partners (net of any discounts, including free delivery discounts provided through Swiggy One membership program), plus (ii) fee from users collected and netted off from platform funded discounts given for corresponding orders (as applicable)

Adjusted EBITDA

Platform Innovations Segment results as per financials less rental expenses pertaining to 'Ind AS 116 leases'

Source: Swiggy Limited Annual Report Note: 1 Also referred to as “Gross Revenue”

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Disclaimer

This document, except for historical information, may contain certain forward-looking statements including those describing the Company’s strategies, strategic direction, objectives, future prospects, estimates etc. Forward-looking statements can be identified generally as those containing words such as ‘expects, anticipates, intends, will, would, undertakes, aims, estimates, contemplates, seeks to, objective, goal, projects, should’ and similar expressions or variations of these expressions or negatives of these terms. These forward-looking statements are based on certain expectations, assumptions, anticipated developments and are affected by factors including but not limited to, risk and uncertainties regarding any changes in the laws, rules and regulations relating to any aspects of the Company’s business operations, general economic, market and business conditions, new or changed priorities of trade, significant changes in political stability in India and globally, government regulations and taxation, litigation, competition among others over which the Company does not have any direct control. The Company cannot, therefore, guarantee that the forward-looking statements made herein shall be realized. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.

Use of Non-GAAP Measures

In addition to financial information presented in accordance with Ind AS, we believe certain Non-GAAP measures are useful in evaluating our operating performance. We use these Non-GAAP financial information to evaluate our ongoing operations and for internal planning and forecasting purposes. We believe that Non-GAAP financial information, when taken collectively with financial measures prepared in accordance with Ind AS, provides an additional tool for investors to use in assessment of our ongoing operating results and trends because it provides consistency and comparability with past financial performance.

Non GAAP measures used by us are defined below :

Adjusted Revenue (also referred to as Gross Revenue) = Consolidated Revenue from operations as per financials plus (i) user delivery charges collected and passed on to delivery partners (net of any discounts, including free delivery discounts provided through Swiggy One membership program), plus (ii) fee from user (that is not already included in revenue from operations) collected and netted off from platform funded discounts given for corresponding orders.

Adjusted EBITDA = Profit/loss as per financials excluding (i) tax expense (ii) other income (iii) depreciation and amortization expense (iv) finance cost (v) exceptional items (vi) share in net loss of an associate (vii) share based payment expense and (viii) rental expenses pertaining to 'Ind AS 116 leases'

These measures should be considered in addition to, not as substitutes for, or in isolation from, measures prepared in accordance with Ind AS..

Note: Financial numbers reproduced in the corporate presentation have been derived from the annual report and the financial results published by the Company, as the case may be. These financial numbers have been presented in INR crore and have been rounded off to the nearest zero decimal.

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