Sundaram Finance Limited has informed the Exchange regarding 'Investor Presentation'.
PERFORMANCE HIGHLIGHTS
H1FY26
CONTENTS
01
02
03
04
05
Overview of Sundaram Finance
Financial results & performance
Key trends in financial performance
Consolidated results
More about Sundaram Finance
2
01 Overview of Sundaram Finance
3
OUR VISION, MISSION AND PHILOSOPHY
Vision
To be the most respected NBFC in the country
Fairplay
Service
Prudence
y t i r g e t n I
P
G
Q
Openness
Discipline
Relationships
Growth Quality Profitability
H o n e s t y
H u
mility
Mission
To deliver the “Sundaram experience” to all our customers, big and small, in keeping with the ethos of the company
4
THE SUNDARAM WAY
Service To be of service even when time is against you
Discipline To know that discipline is your ally in all situations
Prudence To be the voice of prudence in the midst of chaos
Fair play To stand for fair play when the odds are stacked against you
Humility To realise that humility is the greatest virtue
Honesty To believe that honesty is the only policy
Openness To be open to scrutiny, anywhere, anytime
Integrity To put integrity above all else
Relationships To know that we are not merely the holders of people’s money; but more importantly the custodians of their trust
5
THE SF GROUP
AUM (₹ in Cr.)
Branches
55,419
9,595
18,572
82,608
728
140
171
85
Staff *
7,497
2,118
1,885
616
Customer count
6,23,846
32,79,851
71,592
14,83,748
Joint Venture with Ageas Insurance International NV
100% subsidiary
100% subsidiary
Group
1,66,194
1,124
12,116
54,59,037
* Includes off roll employees
6
STRATEGIC SOURCES OF DISTINCTIVENESS
71-year heritage of trust and prudence
Pioneer of hire-purchase finance in India
Diversified financial services group across lending, general insurance, home finance and asset management with total AUM of over Rs. 1,65,000 cr.
Lending business focused on the underserved but aspiring Indian entrepreneur (road transport operator, infrastructure contractor, small farmer, MSME owner)
Legacy of deep deposit customer connect and loyalty with 80+% renewal rate across offerings
Technology-enabled and data-powered approach to a high-touch customer approach
Consistent best-in-class asset quality performance over decades
7
PRODUCT OFFERINGS
Asset Finance
Commercial lending
Working capital finance
Distribution
• Cars
• Commercial vehicles
• Construction equipment
• Leasing
• NBFC
• SME
• Diesel
•
Insurance
• Tyre
• Fixed Deposits
• General insurance
• Home loans
• Tractors and farm equipment
• Supply chain financing
• Sundaram Credit Line
•
Investment services
• Used vehicles
• Life insurance
• Mutual funds
8
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Receivables Under Management
₹ in Crore
60,290
51,385
39,950
7,327
5,452
8,925
9,204 10,219
17,645 18,158 18,734
15,540
12,354
33,447 35,088 35,736
33,774
28,648
24,036
20,699
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
9
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
PAT
₹ in Crore
1,543
1,454
120
410
355
443
454 26
477 41
563
495
171 89
213 77
151
100
227 26 201
295 39
1,126
522
1,088
903
809
724 53
1,334
604
671
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
Exceptional item
10
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Dividend
₹ in Crore
388.9
333.3
300.0
194.4
200.0
222.2
111.1
116.7
100.0
122.2
127.8
133.3
144.4
37.5
29.2
41.7
36.1
77.8
86.1
55.6
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
Dividend% 135%
105%
150%
65%
100%
140%
155%
90%
100%
105%
110%
115%
120%
175%
130%
180%
200%
270%
300%
350%
Capital
27.78
27.78
27.78
55.55
55.55
55.55
55.55
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
111.10
11
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Market Capitalization
₹ in Crore
50,824
45,983
16,859
14,450
17,940 18,634 17,318
13,366
28,560
25,548
21,560
1,078 1,099 1,602
917
2,096 2,722 3,645
7,359
5,265
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
12
SUNDARAM FINANCE – PERFORMANCE OVER LAST TWENTY YEARS
Core Return on Equity %*
28.3
26.8
23.5
18.8
19.5
17.0
15.5
18.0
18.0
15.3
19.9
19.3
18.2
18.5
19.0
16.5
16.3
16.5
13.0
12.6
Mar-06 Mar-07 Mar-08 Mar-09 Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
ROE% 22.8
11.9
22.1
13.7
18.4
20.7
21.4
21.2
19.7
17.6
15.2
14.0
14.3
24.5
13.7
13.8
13.8
14.9
17.5
16.3
* Core ROE (excluding investments in subsidiaries)
13
02 Financial results & performance
14
OVERALL HIGHLIGHTS OF FINANCIAL PERFORMANCE
As of 30th September 2025
AUM
Gross Stage 3
Cost-to-income
₹55,419 Crores
2.03%
29.60%
ROA
2.72%
ROE
15.9%*
15.3% up from Sep 24
1.62% in Sep 24
31.91% in H1FY25
2.50% in H1FY25
14.2% in H1FY25
*Core ROE (excluding investments in subsidiaries) at 16.8% vs. 17.5%
15
15
HIGHLIGHTS – GROWTH OF 15% IN ASSETS UNDER MANAGEMENT
For the quarter, industry sales in segments and geographies we operate improved considerably, although for the half year, industry sales have been at low single digit growth compared to last year across most categories. Tractor sales have been notably buoyant (up 27% compared to last year), a reflection of rural sentiments as well as a low base. While MHICV TIV has remained flat, LCV, SCV and passenger cars are up 20%, 7% and 5% Y-o-Y respectively. We held or extended our market share across nearly all asset classes.
The assets under management stood at ₹55,419 crores as on 30th September 2025 as against ₹48,058 crores as on 30th September 2024, registering a 15% increase year-on-year.
Disbursements for H1FY26 recorded a growth of 12% to ₹15,423 crores as compared to ₹13,768 crores registered in H1FY25. Disbursements for Q2FY26 recorded a growth of 18% to ₹8,113 crores as compared to ₹6,860 crores registered in Q2FY25.
Net interest income grew by 23% to ₹1,603 crores in H1FY26 from ₹1,304 crores in H1FY25. Q2FY26 growth in NII was 21% to Rs. 822 crores.
16
HIGHLIGHTS – ASSET QUALITY CONTINUES TO REMAIN INDUSTRY BEST
Asset quality pressures have remained elevated within the broader financial system. Collections activity has been particularly challenging for most industry participants through the period. Q2FY26 continued to witness cash flow stress for MSMEs in particular. The GST reforms are expected to improve the overall economic activities and the underlying cashflow stress in the economy in H2FY26. We have taken a “through cycle” view to collections and deepened our connect with & understanding of our customers’ context, extended our support to them during this challenging period and enforced the collateral where borrower intentions have changed.
Current collections, measured as collections of current demand, for H1FY26 is at 91%.
Gross stage 3 assets as on 30th September 2025 stood at 2.03% with provision cover of 45% when compared to 1.62% with 45% provision cover as of 30th September 2024.
Net stage 3 assets as on 30th September 2025 closed at 1.13% as against 0.89% as on 30th September 2024.
The Gross and Net NPA, as per RBI’s asset classification norms, are 2.80% and 1.79% respectively as against 2.39% and 1.55% as of 30th September 2024.
17
HIGHLIGHTS – PROFITABILITY IMPROVED CONSISTENTLY
Profits after tax grew 27% in H1FY26 compared to last year due to growth of AUM, meaningful improvements in yields, meticulous management of our cost of borrowing consistent with our “AAA” rating, tight control on operating costs and higher dividend income. We are ensuring prudent focus on asset class mix as well as customer segment mix to optimize our margin.
Profit from operations increased by 16% in H1FY26 as compared to H1FY25 and for Q2FY26 by 17% Y-o-Y.
Cost to income ratio improved to 29.60% in H1FY26 as against 31.91% in H1FY25.
Dividend income in H1FY26 was ₹137 crores as against ₹43 crores in H1FY25.
Profit after tax registered a 27% rise in H1FY26 with net profit at ₹823 crores as against ₹648 crores in H1FY25. For Q2FY26, PAT grew 16% to Rs. 394 crores.
Return on assets (ROA) for H1FY26 was at 2.72% as against 2.50% for H1FY25.
Return on equity (ROE) was at 15.9% for H1FY26 as against 14.2% for H1FY25.
If we exclude investments in subsidiaries and group companies, core ROE was at 16.8% for H1FY26 as against 17.5% for H1FY25.
18
PROFIT & LOSS STATEMENT
FY25
Particulars
Q2FY25
Q2FY26
Q1FY26
H1FY25
H1FY26
₹ in Crore
6,231
168
76
6,475
3,254
917
242
4,413
2,062
1,543
Revenue From Operations*
1,547
1,768
Dividend Income
Other Income
Total Revenue
Finance cost
Operating expenses
Impairment
Total Expenses
Profit Before Tax
Profit After Tax
25
11
14
4
1,583
1,786
811
229
78
1,118
465
340
901
253
117
1,271
515
394
*Revenue from operations is net of depreciation on operating lease.
1,729
124
3
1,856
894
245
157
1,296
560
429
2,972
43
19
3,034
1,568
448
151
2,167
867
648
3,497
137
7
3,641
1,795
497
275
2,567
1,074
823
19
BALANCE SHEET
31-Mar-25
Particulars
30-Sep-24
30-Sep-25
₹ in Crore
Equity and Liabilities
47,958
Financial Liabilities
118
Non-Financial Liabilities
11,139
59,215
58,287
928
59,215
Equity
Total – Equity and Liabilities
Assets
Financial Assets
Non-Financial Assets
Total – Assets
44,257
126
10,587
54,970
53,929
1,041
54,970
52,238
356
12,905
65,499
64,604
895
65,499
20
03 Key trends in financial performance
21
FINANCIAL SUMMARY
Year
Paid-up Capital
Networth
Disbursements
Receivables Under Management
Mar-15
Mar-16
Mar-17
Mar-18
Mar-19
Mar-20
Mar-21
Mar-22
Mar-23
Mar-24 Mar-25
Sep-24 Sep-25
111
111
111
111
111
111
111
111
111
111 111
111 111
2,978
3,313
3,746
4,134
5,044
5,547
6,179
6,893
7,737
9,472 11,139
10,587 12,905
10,012
11,444
13,218
15,712
17,170
15,175
11,742
13,275
20,966
26,163 28,405
13,768 15,423
* Adjusted for demerger ₹460.57 Cr, # Includes special dividend of 50%, @ Excludes exceptional item Market Capitalisation is on the last day of the respective period end
18,734
20,699
24,036
28,648
33,447
35,088
35,736
33,774
39,950
51,385 60,290
56,094 64,968
PAT
454
477
*495
563
@604
724
809
903
1,088
@1,334 1,543
648 823
₹ in Crore
Dividend %
Market Capitalisation
105
110
115
120
#175
130
180
200
270
300 350
- -
16,859
14,450
17,940
18,634
17,318
13,366
28,560
21,560
25,548
45,983 50,824
58,565 49,013
22
DISBURSEMENTS AND AUM
Disbursements
28,405
26,163
20,966
13,275
11,742
30,882
29,532
34,552
13,768
6,860
15,423
8,113
6,908
7,310
₹ in Crore
55,419
AUM
43,987
51,476
48,058
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Growth -22.6%
13.1%
57.9%
24.8%
8.6%
2.5%
12.0%
Growth 3.2%
-4.4%
17.0%
27.3%
17.0%
19.8%
15.3%
23
DISBURSEMENTS
Sep-24
Sep-25
Asset wise
15.2%
22.7%
6.7%
10.6%
₹ 13,768 Cr.
21.9%
22.9%
15.8%
23.6%
6.7%
9.9%
₹ 15,423 Cr.
MHCV
Retail CV
Cars
Construction Equipment
20.2%
Tractors
23.8%
Commercial Lending & Others
Used Assets – 24.0%
Used Assets – 23.2%
15.2%
4.1%
15.8%
4.1%
10.4%
₹ 13,768 Cr.
45.1%
10.6%
₹ 15,423 Cr.
46.1%
25.2%
23.4%
Region wise
ICV, LCV and SCV as Retail CV
South
North
West
East
Commercial Lending & Others
24
AUM
Asset wise
Region wise
ICV, LCV and SCV as Retail CV
Sep-24
Sep-25
13.1%
7.2%
24.0%
10.4%
₹ 48,058 Cr.
21.5%
23.8%
13.3%
24.3%
7.0%
10.5%
₹ 55,419 Cr.
MHCV
Retail CV
Cars
Construction Equipment
20.4%
Tractors
24.5%
Commercial Lending & Others
Used Assets – 18.6%
Used Assets – 18.5%
4.1%
13.1%
4.1%
13.3%
11.3%
₹ 48,058 Cr.
45.5%
11.4%
₹ 55,419 Cr.
45.4%
26.0%
25.8%
South
North
West
East
Commercial Lending & Others
25
BRANCH NETWORK
Sep-24
13
40
81
217
Sep-25
42
14
82
358
362
228
No. of Branches: 709
No. of Staff: 7,460
No. of Branches: 728
No. of Staff: 7,497
South
North
West
East
Commercial Lending
26
PORTFOLIO QUALITY
Gross Stage 3%
Net Stage 3%
2.19%
1.84%
2.03%
1.66%
1.26%
1.62%
1.44%
1.01%
1.07%
0.86%
0.63%
0.75%
1.13%
0.89%
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
27
FUNDING MIX
₹ 29,251 Cr.
₹ 28,297 Cr.
₹ 32,915 Cr.
₹ 40,941 Cr.
₹ 47,362 Cr.
₹ 43,752 Cr.
₹ 51,659 Cr.
2.5%
14.3%
11.3%
19.9%
15.1%
11.0%
19.9%
52.0%
54.0%
6.8%
14.8%
11.4%
25.9%
41.1%
4.7%
14.2%
11.5%
35.8%
9.6%
13.5%
13.6%
33.1%
4.1%
14.2%
10.4%
39.0%
11.0%
12.6%
13.4%
30.9%
33.8%
30.2%
32.3%
32.1%
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Debentures
Bank Borrowings*
Securitisation
Deposits
Commercial Paper
* Includes a) Term loans b) Commercial Papers and demand loans availed against the sanctioned limits.
28
PAT & ROA
Profit after Tax
Return on Assets - %
₹ in Crore
1,543
1,454 120
1,088
903
809
671
823
394
429
648
340
308
3.2
2.8
2.9
2.7
2.5
2.5
2.3
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
EPS (₹)
72.8
81.3
98.0
130.9
138.9
58.3
74.1
29
NET WORTH
Net worth
9,472
7,737
12,905
11,139
10,587
6,893
6,179
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Book Value (₹)
556.2
620.4
696.4
852.5
1,002.6
952.9
1,161.5
₹ in Crore
30
LEVERAGE AND CAPITAL ADEQUACY
Leverage
Capital adequacy
4.6
4.3
4.3
4.2
4.0
4.1
4.0
22.1%
24.4%
22.8%
20.5%
20.4%
20.0%
19.3%
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
31
04 Consolidated results
32
CONSOLIDATED RESULTS
Profit after Tax
Net Worth
1,879
1,436
1,328
1,165
1,173
11,078
9,920
8,795
7,730
871
436
963
488
435
475
₹ in Crore
15,129
13,197
12,510
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
Mar-21
Mar-22
Mar-23
Mar-24
Mar-25
Sep-24
Sep-25
EPS (₹)
105.7
106.5
120.5
130.3
170.6
79.0
87.4
Book Value(₹)
701.6
798.2
900.2
1,005.3
1,197.4
1,135.1
1,372.7
33
CONSOLIDATED RESULTS
Particulars
Share of Net Worth
Share in Profit
₹ in Crore
Sundaram Finance Ltd.
Subsidiaries:
Sundaram Home Finance Ltd. Sundaram Asset Management Company Ltd. (Consolidated) Other Subsidiaries
Joint Control Entity: Royal Sundaram General Insurance Co. Ltd.
Adjustment arising out of Consolidation
Total
30-Sep-24 10,587
30-Sep-25 12,905
H1FY25 648
H1FY26 823
1,990 511 71
909
(1,558)
12,510
2,200 537 107
964
(1,584)
15,129
111 68 3
63
(22)
871
137 91 2
60
(150)
963
34
SUNDARAM HOME FINANCE
FY25
Particulars
Q2FY26
Q1FY26
Q2FY25
H1FY26
H1FY25
6,517
51.5%
48.5%
17,428
58.4%
41.6%
244.7
24.16
2,097
207.11
1.0%
0.5%
18.7%
168
1,862
65,261
Disbursements (₹ in Crore)
Housing
Non-Housing
AUM (₹ in Crore)
Housing
Non-Housing
PAT (₹ in Crore)
EPS (₹) (Annualized)
Net worth (₹ in Crore)
Book Value (₹)
Gross Stage 3%
Net Stage 3%
CAR
Branches
Staffs
Customers
1,681 44.8%
55.2%
18,572
57.0%
43.0%
74.7
29.50
2,200
217.30 1.2%
0.6%
18.4%
171
1,885
71,592
1,488 48.8%
51.2%
18,028
57.9%
42.1%
62.3
24.62 2,126
209.94 1.6%
1.0%
18.1%
169
1,856
67,561
1,543 50.8%
49.2%
15,405
59.8%
40.2%
44.2
17.44 1,990
196.52 1.2%
0.6%
19.5%
146
1,692
63,653
3,169 46.7%
53.3%
18,572
57.0%
43.0%
137.0
27.06
2,200
217.30 1.2%
0.6%
18.4%
171
1,885
71,592
2,896 52.4%
47.6%
15,405
59.8%
40.2%
110.6
21.83
1,990
196.52 1.2%
0.6%
19.5%
146
1,692
63,653
35
ROYAL SUNDARAM
FY25
Particulars
Q2FY26
Q1FY26
Q2FY25
H1FY26
H1FY25
4,065
9,241
133
146
279
1,863
113%
145
Gross Written Premium (₹ in Crore)
AUM (₹ in Crore)
PAT (₹ in Crore)
Other Comprehensive Income (Net of Taxes)
Total Comprehensive Income
Net worth (₹ in Crore)
Combined Operating Ratio
Branches
2,230
Staffs
1,063
9,595
(6)
(62)
(68)
1,928
127%
140
2,118
1,289
9,633
127
20
147
2,010
110%
140
2,186
939
9,078
61
70
131
1,818
112%
157
2,388
2,352
9,595
121
(42)
79
1,928
118%
140
2,118
2,053
9,078
126
82
208
1,818
113%
157
2,388
30,83,101
Customers
32,79,851
31,62,433
31,37,285
32,79,851
31,37,285
36
SUNDARAM ASSET MANAGEMENT
FY25
Particulars
Q2FY26
Q1FY26
Q2FY25
H1FY26
H1FY25
71,826
AUM (₹ in Crores)
82,608
80,501
76,845
82,608
76,845
58,660
Equity (₹ in Crores)
65,720
65,308
65,213
65,720
65,213
13,166
Debt (₹ in Crores)
16,888
15,193
11,632
16,888
11,632
154
522
592
PAT (₹ in Crores)
Net worth (₹ in Crores)
Staffs
46
537
616
45
490
599
39
511
576
91
537
616
68
511
576
13,42,476
Retail Investors
14,83,748
13,99,270
14,03,146
14,83,748
14,03,146
85
Branches
85
85
85
85
85
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05 More about Sundaram Finance
38
SHAREHOLDING PATTERN
30-Sep-24
30-Sep-25
Top institutional shareholders As of 30th September 2025
Name of Shareholder
Share %
32.8%
2.5%
37.2%
32.6%
2.4%
Nalanda India Equity Fund Limited
Bright Star Investments Private Limited
37.2%
SBI Mutual Fund
United India Insurance Company Limited
Axis Mutual Fund
Damani Estate and Finance Private Limited
Vanguard Total International Stock Index Fund
5.5%
22.0%
22.8%
5.0%
HDFC Life Insurance Company Limited
Vanguard Emerging Markets Stock Index Fund
Nippon Life India Trustee Limited
Promoters
Mutual Funds & AIFs
FIIs/FPIs and NRIs
Banks, Financial Institutions & Insurance Companies
Public
3.62
2.37
1.36
1.09
1.01
0.93
0.90
0.85
0.82
0.71
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CREDIT RATINGS
Instrument
Deposits
Debentures
ICRA
CRISIL
AAA (Stable)
AAA (Stable)
AAA (Stable)
AAA (Stable)
Subordinated Debentures
AAA (Stable)
AAA (Stable)
Long Term Loans
AAA (Stable)
AAA (Stable)
Working Capital Facilities
AAA (Stable)
Commercial Paper
Short Term Loans
A1+
A1+
A1+
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SHARE PRICE MOVEMENT
Indexed share price and Nifty from September 2020
0 2 - p e S
0 2 - c e D
1 2 - r a M
1 2 - n u J
1 2 - p e S
1 2 - c e D
2 2 - r a M
2 2 - n u J
2 2 - p e S
2 2 - c e D
3 2 - r a M
3 2 - n u J
3 2 - p e S
3 2 - c e D
4 2 - r a M
4 2 - n u J
4 2 - p e S
4 2 - c e D
5 2 - r a M
5 2 - n u J
5 2 - p e S
SFL Closing Share Price
S & P CNX Nifty
339.18
218.80
41
SUBSIDIARIES & JOINT VENTURES
Subsidiaries
• Sundaram Home Finance Limited
• Sundaram Asset Management Company Limited
• Sundaram Asset Management Singapore Pte. Limited
• Sundaram Trustee Company Limited
• Sundaram Alternate Assets Limited
• Sundaram Fund Services Limited
•
LGF Services Limited
Joint Venture • Royal Sundaram General Insurance Co. Limited
42
BOARD OF DIRECTORS
Sri S. Viji Chairman
Sri T. T. Srinivasaraghavan Non-executive Director
Sri Srivats Ram Non-executive Director
Has over 5 decades of experience in Banking, Finance, Insurance and Automotive Component Manufacturing Industry. He is the Executive Vice Chairman of Brakes India Private Limited.
B.Com. ACA MBA (University of Michigan, USA)
Has over 4 decades of experience in Banking and Financial Services. He served as the Managing Director of the company for a period of 18 years.
Has nearly 3 decades of rich experience in auto component manufacturing industry. He is the Managing Director of Wheels India Limited.
B.Com. MBA (Gannon University, Pennsylvania)
BA (Economics) MBA (Case Western Reserve University, USA)
Sri Raghuttama Rao Raghavendra Independent Director
Sri L. Ganesh Independent Director
Has over 3 decades of work experience spanning Manufacturing, Financial Markets, Public Policy and Management Consulting. Currently CEO of GDC at IIT Madras. Formerly, MD of IMaCS and Joint Managing Director of ICRA.
Has over 4 decades of Industrial experience and overall management of the companies. He is the Chairman of Rane Holdings Limited, one of the acknowledged leaders in the auto component industry since 2006.
B.Tech. (Mech. Engg.) – IIT Madras CMA – ICWAI P.G.D.M. – IIM Ahmedabad
MBA (Pennsylvania State University, USA) ACA
Ms Bhavani Balasubramanian Independent Director
Has over 4 decades of audit experience including overseas experience. Formerly a partner of Fraser & Ross and Deloitte Haskins & Sells, with extensive experience in auditing a variety of clients, including listed companies and multinationals in different industries in India and abroad.
FCA ACS
43
BOARD OF DIRECTORS
Dr. Kshama Fernandes Independent Director
Sri R. Venkatraman Independent Director
Ms Anuradha Rao Independent Director
Has nearly 3 decades of experience spanning across management, risk advisory and academia. She is the Non- executive Vice Chairperson of the Northern Arc Group and Executive Chairperson of Northern Arc Investment Managers.
PhD Finance
Has close to 4 decades of experience in consulting and advisory services across various industries. He was the head of KPMG India’s consulting practice, and the co-head of their risk advisory services. He was also a partner at AT Kearney and Andersen Business Consulting. He is also a visiting professor at Indian Institute of Management, Trichy.
BE (Mechanical) - Birla Institute of Technology, MBA /PGDM - IIM Bangalore
Has nearly 4 decades of experience in Banking and Finance. Formerly served as Deputy Managing Director of State Bank of India. She also served as the Managing Director and Chief Executive Officer of SBI Funds Management Private Limited.
B.Sc. (Osmania University) M.Sc. (Physics) – University of Hyderabad CAIIB
Sri Harsha Viji Executive Vice Chairman
Sri Rajiv C. Lochan Managing Director
Sri A. N. Raju Deputy Managing Director
Has more than 2 decades of experience in areas of specialisation particularly, strategy formulation, joint venture negotiations, new business development. Formerly with McKinsey & Company and PriceWaterhouse.
Has nearly 3 decades of experience field of management especially in the areas of finance, social sector, and public health. Formerly MD & CEO of The Hindu Group and Partner at McKinsey & Company.
the
in
B.Com. ACA MBA (Ann Arbor, Michigan)
B.Tech. (IIT, Madras) MS (MIT) MBA (Columbia Business School)
Has nearly 4 decades of experience in the Automobile, Engineering, Finance and General Management. Formerly with GE Capital & SRF Group.
BSc (Engineering) MBA
44
KEY MANAGERIAL PERSONNEL
Sri M. Ramaswamy Chief Financial Officer
Sri P. N. Srikant Chief Compliance Officer & Company Secretary
He has nearly 4 decades of experience in the Company. He is the Chief Financial Officer of the Company from September 2011. He is responsible for the Treasury Management, Financial Planning & Accounting, Taxation and Regulatory Compliance. He is a member of the Risk Management Committee and Asset Liability Management Committee of the Company.
He has nearly 3 decades of experience in the Company/Group. He is the Chief for statutory Compliance Officer & Company Secretary and responsible compliance in respect of all laws and regulations applicable to the Company, including Company Law, SEBI and RBI. He liaises with the Board Members in connection with all Board related actions in the Company.
B.Sc. (Statistics) ACA
B.Com (H) ACS PGDFM
45
This document is for information purposes only and is not and does not form part of an invitation/ offer/advertisement/advise to purchase or sell any securities of the Company.
The materials and information contained in the document are prepared by the Company and are correct and accurate, to the best of our knowledge. No information contained herein has been independently verified by anyone else or approved by any regulatory authorities. No warranty is given as to their accuracy and the company does not accept any responsibility and shall not be liable for any direct or indirect loss caused, arising from and/or use of this document.
Forward-looking statements, if any, are subject to risks, uncertainties and assumptions that could cause actual results to differ materially from those contemplated by the relevant statement.
The contents of the website are subject to changes and reviews from time to time without notice. By accessing the site, you are deemed to accept the disclaimer clause.
Sri M. Ramaswamy Chief Financial Officer Sundaram Finance Limited 21, Patullos Road Chennai – 600002
Sri P. N. Srikant Chief Compliance Officer & Company Secretary Sundaram Finance Limited 21, Patullos Road Chennai – 600002
044 – 28881341 m.ramaswamy@sundaramfinance.in
044 – 28881207 pnsrik@sundaramfinance.in
46