Spandana Sphoorty Financial Limited

rs,

ange/2025-26/091 October 31, 2025 To BSE Limited, Department of Corporate Services P. J. Towers, 25th Floor, Dalal Street, Mumbai – 400001 To National Stock Exchange of India Limited, Listing

99.9%

-25 Jun-25 Jul-25 Aug-25 Sep-25 Consistent improvement in X-bucket Collection Efficiency (%) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 1

97.0%

ement in X-bucket Collection Efficiency (%) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 100.0% 100.0% 99.9% Apr-25 May-25 Jun-25 Jul-25

97.8%

n X-bucket Collection Efficiency (%) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 100.0% 100.0% 99.9% Apr-25 May-25 Jun-25 Jul-25 Aug-25

98.0%

ket Collection Efficiency (%) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 100.0% 100.0% 99.9% Apr-25 May-25 Jun-25 Jul-25 Aug-25 Sep-25

98.5%

lection Efficiency (%) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 100.0% 100.0% 99.9% Apr-25 May-25 Jun-25 Jul-25 Aug-25 Sep-25 Jun-2

98.6%

Efficiency (%) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 100.0% 100.0% 99.9% Apr-25 May-25 Jun-25 Jul-25 Aug-25 Sep-25 Jun-25 Jul-

98.8%

ency (%) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 100.0% 100.0% 99.9% Apr-25 May-25 Jun-25 Jul-25 Aug-25 Sep-25 Jun-25 Jul-25 Aug

100.0%

) >99.9% Net Collection Efficiency of FY26 disbursement 97.0% 97.8% 98.0% 98.5% 98.6% 98.8% 100.0% 100.0% 100.0% 99.9% Apr-25 May-25 Jun-25 Jul-25 Aug-25 Sep-25 Jun-25 Jul-25 Aug-25 Sep

98.7%

iciency between Apr-25 to Sep-25 across major states. X-bucket collection efficiency for Sep-25 at 98.7% & ~98.5% for Oct-25 Disbursements pick up pace - ₹934 Cr disbursed in Q2FY26 as against ₹280 Cr d

₹934

-bucket collection efficiency for Sep-25 at 98.7% & ~98.5% for Oct-25 Disbursements pick up pace - ₹934 Cr disbursed in Q2FY26 as against ₹280 Cr disbursed in Q1FY26. Expect to disburse ~₹350 Cr in Oct-2

₹280

5 at 98.7% & ~98.5% for Oct-25 Disbursements pick up pace - ₹934 Cr disbursed in Q2FY26 as against ₹280 Cr disbursed in Q1FY26. Expect to disburse ~₹350 Cr in Oct-25 Loan processing fee revised to 1.5%