Shriram Finance Limited

rs,

BSE Limited P. J. Towers, Dalal Street, Fort, Mumbai – 400 001 Scrip Code: 511218 Dear Sir/Madam, October 31, 2025 Nat

240%

d pursuant to Regulation 33 and 52 of the Listing Regulations. 2. Declared an interim dividend of 240% i.e. Rs. 4.80 per equity share of face value Rs.2/- each fully paid up for the Financial Year 2025

Rs. 4.80

to Regulation 33 and 52 of the Listing Regulations. 2. Declared an interim dividend of 240% i.e. Rs. 4.80 per equity share of face value Rs.2/- each fully paid up for the Financial Year 2025-26, subject to

Rs.2

egulations. 2. Declared an interim dividend of 240% i.e. Rs. 4.80 per equity share of face value Rs.2/- each fully paid up for the Financial Year 2025-26, subject to deduction of tax at source, if any

Rs.35,000 crore

oval of Members’ for the renewal of limit to issue the Debentures on private placement basis up to Rs.35,000 crore and other matters. The Postal Ballot Notice will be filed by the Company with stock exchanges sho

Rs. 2

Total comprehensive income for the period (IX + X) (XII) Paid-up equity share capital (face value Rs. 2/- per share) (Refer note 11) (XIII) Other equity (XIV) Earnings per equity share (not annualis

Rs. 98.47 crore

ties. c) During the six months period ended September 30, 2025, the Company has paid an amount of Rs. 98.47 crores (September 30, 2024: Rs. 70.51 crores) towards Corporate Social Responsibility (CSR). SHR

Rs. 70.51 crore

ended September 30, 2025, the Company has paid an amount of Rs. 98.47 crores (September 30, 2024: Rs. 70.51 crores) towards Corporate Social Responsibility (CSR). SHRIRAM FINANCE LIMITED CIN: L65191TN1979P

Rs. 3,929.03 crore

shares of face value of Rs. I0/- each fully paid up of SHFL to the Purchaser for a consideration of Rs. 3,929.03 crores on December 11, 2024. Consequently, SHFL had ceased to be a subsidiary of the Company with effect

Rs. 1,656.77 crore

m disclosed in the financial results for the year ended March 31, 2025 represents resultant gain of Rs. 1,656.77 crores (Rs. 1,489.39 crores net of tax) on account of disinvestment of SHFL. The gain is after adjusting

Rs. 1,489.39 crore

ancial results for the year ended March 31, 2025 represents resultant gain of Rs. 1,656.77 crores (Rs. 1,489.39 crores net of tax) on account of disinvestment of SHFL. The gain is after adjusting the carrying amount o

Rs. 217.28 crore

nity obligations as per the terms of the share purchase agreement and derecognition of goodwill of Rs. 217.28 crores allocated to the investments in SHFL as per Ind AS 36 - Impairment of Assets. 8 On September 26,

“Any application of guidance/ clarification/ directions issued by Reserve Bank of India (RBI) or other regulators are implemented prospectively when they become applicable.”

“The interim dividend will be paid to eligible Members before November 30, 2025 subject to deduction of tax at source as per the applicable rate(s) to the eligible shareholders.”

“Any application of guidance/ clarification/ directions issued by Reserve Bank of India (RBI) or other regulators arc implemented prospectively when they become applicable.”

“The interim dividend will be paid to eligible Members before November 30, 2025 subject to deduction of tax at source as per the applicable rate(s) to the eligible shareholders.”

“We conducted our examination of the Statements, on test basis, in accordance with the Guidance Note on Reports or Certificates for Special Purposes (Revised 2016) issued by the Institute of Chartered Accountants of India ("ICAI").”

“The Guidance Note requires that we comply with the ethical requirements of the Code of Ethics issued by the 'CAI.”

“Mundra Shriram Finance Limited +91 22 40959507 smundra@shriramfinance.in Investor Update - Q2 & H1 FY26 October 31, 2025 Performance Highlights 2 #TogetherWeSoar Performance Highlights – Q2 FY26 vs Q2 FY25 Total Income 18.03% Net Interest Income** 11.77% **including Net Direct assignment Income Rs.”

“447.4 mn) PAT 11.39% EPS* 11.34% *Restated for prior periods post share split Q2 FY26 Rs.”

“100,966.8 mn Q2 FY26 Rs 62,668.4 mn Q2 FY25 Rs.”

“56,067.4 mn Q2 FY26 Rs 23,071.8 mn Q2 FY25 Rs.”

Notes

14

Adjustments for

2

Movements in working capital

2

Please find enclosed herewith

1

Continuing operations

1

Discontinued operations

1

Total operations

1

A. Statement of Utilization of Issue Proceeds

1

Deviation could mean

1

FRN

1

Please find enclosed herewith

a) Unaudited standalone and consolidated financial results of the Company for the second quarter and half-year ended September 30, 2025 (unaudited financial results) together with the limited review reports issued thereon by M/s. G D Apte & Co. and M/s M M Nissim & Co LLP, Joint Statutory Auditors of the Company and the disclosures in accordance with Regulation 52(4) and 54(3) of the Listing Regulations. b) The disclosure in accordance with Regulation 52(7) and 52(7A) of the Listing Regulations regarding utilization of issue proceeds of non-convertible securities and a Nil statement for material deviation in the use of proceeds for the quarter ended September 30, 2025. c) Independent Auditor's certificate on Security Cover as at September 30, 2025 pursuant to Regulation 54 of the Listing Regulations read with SEBI Master Circular No. SEBI/HO/DDHS-PoD-1/P/CIR/2025/117 dated August 13, 2025. d) Press Release and Investor Update on the said unaudited financial results. The disclosure of R

Notes

I Statement of standalone assets and liabilities Particulars Sr. no. ASSETS Financial assets (I) (a) Cash and cash equivalents (b) Bank balance other than (a) above (c) Derivative financial instruments (d) Receivables (I) Trade receivables (II) Other receivables (e) Loans (f) Investments (g) Other financial assets Total financial assets (2) Non-financial assets (a) Current tax assets (net) (b) Deferred tax assets (net) (c) Property, plant and equipment (d) Goodwill (e) Other intangible assets (f) Other non-financial assets Total non-financial assets (3) Non-current assets held for sale/ disposal Total assets (1+2+3) LIABILITIES AND EQUITY Liabilities Financial liabilities (1) (a) Derivative financial instruments (h) Payables (I) Trade payables (Rs. in crores) As at 30.09.2025 (Unaudited) 31.03.2025 (Audited) 2,649.22 7,498.98 1,777.53 26.68 0.14 262,421.80 13,284.30 3,663.32 291,321.97 376.76 4,073.82 1,097.74 1,189.45 519.31 407.40 7,664.48 10,681.40 10,684.34 434.01 50.82 0.33 245,39

Notes

2 Standalone statement of cash flows Particulars Sr. no. A. Cash flow from operating activities Profit before tax

Adjustments for

Depreciation, amortisation and impairment Interest on income tax refund Share-based payments to employees Interest income on loans Interest income from investments Interest income on deposits Interest others Finance costs on borrowings Interest on lease liabilities Loss/ (profit) on sale of property, plant and equipment (net) Fair value adjustments to investments Dividend income Impairment on loans Impairment on investments Impairment on undrawn loan commitment Impairment on other assets Non-cash components of lease liabilities Net (gain)/ loss on fair value changes on derivatives Net (gain)/ loss on fair value changes on investment Net (gain)/ loss on fair value changes on direct assignment Net gain on derecognition of financial instruments under amortised cost category Cash inflow from interest on loans Cash inflow from interest and dividend on investments Cash inflow from bank deposits Cash outflow towards finance costs Operating profit before working capital changes

Movements in working capital

Decrease/ (increase) in loans Decrease/ (increase) in investments Decrease/ (increase) in receivables Decrease/ (increase) in bank deposits Decrease/ (increase) in other financial assets Decrease/ (increase) in other non-financial assets Increase/ (decrease) in payables Increase/ (decrease) in other financial liabilities excluding lease liabilities Increase/ (decrease) in non-financial liabilities Increase/ (decrease) in other provision Cash used in operations Direct taxes paid (net of refunds) Net cash flows from/ (used in) operating activities (A) ° (Rs. in crores) Half-year ended 30.09.2025 (Unaudited) 30.09.2024 (Unaudited) 6,016.75 5,418.12 347.55 (0.05) 7.35 (21,515.22) (500.58) (610.92) 10,888.09 33.49. 2.46 - (1.84) 2,498.53 14.85 110.41 (4.77) (7.24) (223.82) (7.55) 21,057.73 445.89 644.15 (8,649.02) 10,546.24 (19,070.05) 2,934.33 34.32 3,155.90 (108.39) (70.53) 34.96 130.57 (10.09) 35.26 (2,387.48) (1,562.86) (3,950.34) 312.34 - - (18,591.77) (350.47) (186.33) (0.04) 8,449.53

Notes

2 Standalone statement of cash flows Particulars Sr. no. B. Cash flow from investing activities Purchase of property, plant and equipment Proceeds from sale of property, plant and equipment Purchase of intangible assets under development Purchase of other intangible assets Investment in subsidiary Net cash generated from/ (used in) investing activities (B) C. Cash flow from financing activities Proceeds from issue of share capital and share application pending allotment (including share premium) Proceeds/ (repayment) on settlement of derivative contracts Increase/ (decrease) in deposits (net) Amount received from debt securities Repayment of debt securities Proceeds/ (repayment) of subordinated debts Amount received from borrowings other than debt securities Repayment of borrowings other than debt securities Payment of lease liabilities Dividend paid Net cash generated from/ (used in) financing activities (C) Net increase/ (decrease) in cash and cash equivalents (A+B+C) Cash and cash e