IndoStar Capital Finance Limited
5,953words
3turns
0analyst exchanges
0executives
Key numbers — 40 extracted
rs,
26.2%
20.5%
12.3%
41.0%
38%
62%
rs
927
rs
7,025
rs
101
3.0%
5.0%
Guidance — 2 items
Sub.
opening
“No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company.”
Credit Rating
opening
“➢ Long term: AA- (Stable) ➢ Short term: A1(+) Rigorous efforts has enabled in reducing the quarterly WACB by 30 bps (QoQ) to 10.2% in Q2FY26 In Q2 FY26, the Company did not raised any fresh funds as it was having sufficient liquidity post sale of HFC business.”
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Risks & concerns — 5 flagged
44 Regulatory & Compliance Risk (2/2) Governance Further Strengthened By Robust Compliance Mechanisms • Annual Review and approval of all key policies by the Board Policies & Procedures Corporate Governance • Strong oversight by the Board and Management level Committees focusing on internal controls and regulatory Compliance.
— Credit Rating
Compliance Monitoring And Testing • Compliance monitoring and reporting through fully automated Compliance Tool, periodic Compliance Risk Assessment and Compliance Testing.
— Compliance
o He brings over 30 years of global financial leadership across MSME, Corporate, and FIG Lending, Structured Finance, Debt Capital Markets, Treasury, FX and Interest Rate Derivatives, Risk Management, and Banking Operations.
— Compliance
Nitin Ramesh Gyanchandani Chief Risk Officer o He is a qualified Chartered Accountant and has over 18 years of experience in the Banking and Financial Services and has a rich experience in managing Corporate Banking and Credit Underwriting & analysis.
— Compliance
o He has worked across Risk Management, Credit Underwriting & Analysis, Healthcare, and Auto.
— Compliance
Speaking time
1
1
1
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Opening remarks
Sub.
Investor Presentation on Unaudited Financial Results (Standalone and Consolidated) for the quarter and half year ended September 30, 2025 Ref.: Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) Dear Sir/ Madam, Pursuant to Regulation 30 of Listing Regulations, please find enclosed Investor Presentation on Unaudited Financial Results (Standalone and Consolidated) of the Company for the quarter and half year ended September 30, 2025. Request you to kindly take the above on record and disseminate the same on your website. Thanking you, Yours faithfully, For IndoStar Capital Finance Limited Shikha Jain Company Secretary & Compliance Officer (Membership No. A59686) Encl.: a/a IndoStar Capital Finance Limited Registered Office: Silver Utopia, Third Floor, Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Chakala, Andheri (E), Mumbai - 400099, India. | T +91 22 4315 7000 | contact@in
Credit Rating
➢ Long term: AA- (Stable) ➢ Short term: A1(+) Rigorous efforts has enabled in reducing the quarterly WACB by 30 bps (QoQ) to 10.2% in Q2FY26 In Q2 FY26, the Company did not raised any fresh funds as it was having sufficient liquidity post sale of HFC business. 25 Strong ALM profile with comfortable liquidity Structural liquidity Statement – Sept-25 Liquidity Buffer (₹ crs) (₹ crs) Cumulative inflow Cumulative outflow 1,022 1,139 341 371 1,663 676 1,964 966 5,373 4,178 3,643 2,393 2,474 1,337 12,756 11,704 11,802 10,011 7,393 7,656 1,384 246 630 176 12 291 1D-7D 8D-14D 15D-30D 1M-2M 2M-3M 3M-6M 6M-1Y 1Y-3Y 3Y-5Y Abv 5Y Cumulative mismatch as % of cumulative total outflows 28 Available Liquidity 199% 207% 146% 103% 79% 47% 29% 35% 53% 8% Undrawn Line Limit Market investments (CP & NCD) High-quality liquid assets for LCR Unencumbered Fixed Deposits Debt Mutual Fund Cash & Cash Equivalent o Positive Cumulative Mismatch Across All Buckets: Demonstrates robust ALM, ensuring stability across
Compliance
Foundation of every decision Training & Communication Anti-Bribery & Anti- Corruption (ABAC) • Implemented extensive ABAC Policy and established a structure of ABAC Program. Compliance Monitoring And Testing • Compliance monitoring and reporting through fully automated Compliance Tool, periodic Compliance Risk Assessment and Compliance Testing. • Periodic Trainings are imparted and communication mailers are circulated to all employees. • Fully automated stringent insider trading compliance system in place. Any transaction by insiders need prior compliance approval 45 Ownership Structure and Management Team Experienced Management Team - IndoStar Randhir Singh Managing Director & Executive Vice Chairman o He began his career at Citibank India in 1995, where he held diverse roles for over a decade, building deep expertise in banking and capital markets. He went on to lead financing businesses at Deutsche Bank as Managing Director and India Head, followed by his tenure as CEO of Commercial
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