Canara Bank

13.55%

etherness Transformation Page 1 Confidential Performance Highlights ₹ in Crore Global Business 13.55% y-o-y 26,78,963 Global Deposits 13.40% y-o-y 15,27,922 Global Advances 13.74% y-o-y 11,51,041 O

13.40%

ential Performance Highlights ₹ in Crore Global Business 13.55% y-o-y 26,78,963 Global Deposits 13.40% y-o-y 15,27,922 Global Advances 13.74% y-o-y 11,51,041 Operating Profit 12.20% y-o-y 8,588 Net P

13.74%

e Global Business 13.55% y-o-y 26,78,963 Global Deposits 13.40% y-o-y 15,27,922 Global Advances 13.74% y-o-y 11,51,041 Operating Profit 12.20% y-o-y 8,588 Net Profit 18.93% y-o-y 4,774 Return on Ass

12.20%

Global Deposits 13.40% y-o-y 15,27,922 Global Advances 13.74% y-o-y 11,51,041 Operating Profit 12.20% y-o-y 8,588 Net Profit 18.93% y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 2

18.93%

15,27,922 Global Advances 13.74% y-o-y 11,51,041 Operating Profit 12.20% y-o-y 8,588 Net Profit 18.93% y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y

1.12%

-y 11,51,041 Operating Profit 12.20% y-o-y 8,588 Net Profit 18.93% y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y 29 bps Gross NPA 2.35% y-o-y declin

7 bps

Operating Profit 12.20% y-o-y 8,588 Net Profit 18.93% y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y 29 bps Gross NPA 2.35% y-o-y decline 138 bps

93.59%

Profit 12.20% y-o-y 8,588 Net Profit 18.93% y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y 29 bps Gross NPA 2.35% y-o-y decline 138 bps Net NPA 0.54

270 bps

% y-o-y 8,588 Net Profit 18.93% y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y 29 bps Gross NPA 2.35% y-o-y decline 138 bps Net NPA 0.54% y-o-y declin

0.68%

ofit 18.93% y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y 29 bps Gross NPA 2.35% y-o-y decline 138 bps Net NPA 0.54% y-o-y decline 45 bps Page 2

29 bps

y-o-y 4,774 Return on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y 29 bps Gross NPA 2.35% y-o-y decline 138 bps Net NPA 0.54% y-o-y decline 45 bps Page 2 Confidential

2.35%

n on Assets 1.12% y-o-y 7 bps PCR 93.59% y-o-y 270 bps Credit Cost 0.68% y-o-y 29 bps Gross NPA 2.35% y-o-y decline 138 bps Net NPA 0.54% y-o-y decline 45 bps Page 2 Confidential Key Highlights ₹

Exceeded the mandated norms in respect of

1

Bank has in place

1

Exceeded the mandated norms in respect of

➢ Total Priority (44.56% to ANBC against 40.00% norm) ➢ Agriculture (21.44% to ANBC against 18.00% norm) ➢ Small and Marginal Farmers (14.38% to ANBC against 10.00% norm) ➢ Non Corporate Farmers (17.12% to ANBC against 14.00% norm) ➢ Weaker Section (20.14% to ANBC against 12.00% norm) ➢ Micro Enterprises (9.98% to ANBC against 7.50% norm) Page 9 Confidential RAM & Retail Credit RAM 671141 16.94% 573937 ₹ in Crore Retail Loans 29.11% 251190 194556 Sep'24 Sep'25 Sep'24 Sep'25 Housing Loans 114615 15.25% 99452 Sep'24 Sep'25 Vehicle Loans 23367 25.58% 18607 Sep'24 Sep'25 Page 10 Confidential Industry Credit Sector/Scheme Sep’24 Jun’25 Sep’25 ₹ in Crore Growth (in %) Q-o-Q Y-o-Y Infrastructure NBFC Textile Iron & Steel Commercial Real Estate Food Processing Engineering Petroleum, Coal products & Nuclear Fuels Construction Chemicals & Chemical Products 128931 127976 19074 17569 17861 12206 13830 10467 9196 11313 144445 133910 18588 17517 20984 12539 14638 8795 9026 11004 145069 146473 18677

Bank has in place

✓ Board approved ESG Policy. ✓ Green Deposit Policy & Lending Framework. ▪ ▪ ▪ ▪ Published its third BRSR report as part of Annual Report for FY 2024-25. Bank has a Chief Ethics Officer and an exclusive is in place to oversee the ‘Ethics Section’ in the implementation of business ethics organization. “Excellent Bank has been recognized for Practices and Adoption of ESG Initiatives” at the 2nd ICC Emerging Asia Conclave 2024, organized by the Indian Chamber of Commerce. Bank’s ESG Risk Rating has been improved from High to Medium by Sustainalytics, reflecting its enhanced sustainability performance. Page 37 Confidential A Legacy of Trust Togetherness Transformation Distribution Network Page 38 Confidential Distribution Network Parameters General Branches(a) Specialised Branches(b) Total Domestic Branches(a+b) Overseas Branches BC Points Total Banking Outlets ATM Recycler Presence across Urban & Rural areas Sep’25 Urban 1957 19% Semi-Urban 2954 30% Rural 3165 32% Metro 1872 19% Sep’24 Ju