Fino Payments Bank Limited

rs,

October 29, 2025 BSE Limited P.J. Towers, Dalal Street, Mumbai- 400 001 National Stock Exchange of India Limited Exchange Plaza, 5th Floor

1.6 crore

Classification: Internal Key Highlights – Q2’26 Expanding Ownership Business – Customer base of 1.6 crores, over 9.1 lakh accounts opened – Highest-ever for a quarter Building Liability Franchise – Avera

9.1 lakh

Internal Key Highlights – Q2’26 Expanding Ownership Business – Customer base of 1.6 crores, over 9.1 lakh accounts opened – Highest-ever for a quarter Building Liability Franchise – Average deposits up b

36%

ccounts opened – Highest-ever for a quarter Building Liability Franchise – Average deposits up by 36% YoY ₹ 2,306 crores at 1.9% cost of funds Customer Trust Enhancing – 36% YoY growth in CASA subsc

₹ 2,306 crore

opened – Highest-ever for a quarter Building Liability Franchise – Average deposits up by 36% YoY ₹ 2,306 crores at 1.9% cost of funds Customer Trust Enhancing – 36% YoY growth in CASA subscription renewal in

1.9%

ever for a quarter Building Liability Franchise – Average deposits up by 36% YoY ₹ 2,306 crores at 1.9% cost of funds Customer Trust Enhancing – 36% YoY growth in CASA subscription renewal income; act

70%

ustomer Trust Enhancing – 36% YoY growth in CASA subscription renewal income; active customer base 70% (57 lakh+ digitally active in Sep’25) UPI Footprint – Daily transactions grew by 33% YoY to ~ 1 Cr

57 lakh

er Trust Enhancing – 36% YoY growth in CASA subscription renewal income; active customer base 70% (57 lakh+ digitally active in Sep’25) UPI Footprint – Daily transactions grew by 33% YoY to ~ 1 Cr Net-wor

33%

customer base 70% (57 lakh+ digitally active in Sep’25) UPI Footprint – Daily transactions grew by 33% YoY to ~ 1 Cr Net-worth – Rs. 786* crores as on 30th September 2025, poised for license evolution

Rs. 786

itally active in Sep’25) UPI Footprint – Daily transactions grew by 33% YoY to ~ 1 Cr Net-worth – Rs. 786* crores as on 30th September 2025, poised for license evolution Digital Payment Services – Digital

16%

tember 2025, poised for license evolution Digital Payment Services – Digital Business contributing 16% of revenue pie with risk calibrated approach Margins – EBITDA margin expanding to 15.4% v/s 12.6%

15.4%

ontributing 16% of revenue pie with risk calibrated approach Margins – EBITDA margin expanding to 15.4% v/s 12.6% in Q2’25 driven by evolving product mix * As per companies act Classification: Internal

Email

1

Tel

1