DCB Bank Limited

rs,

Ref. No.CO:CS:RC:2026-27: 027 April 24, 2026 BSE Limited, P J Towers, Dalal Street, Fort, Mumbai - 400 001 National Stock Exchange of India Limited, Exchange Plaza, B

INR 1,32,000 crore

for such third-party statements and projections. 2 Q4FY26 Highlights Total business has crossed INR 1,32,000 crores Strong core fee income: INR 198 crores Q4FY26 480 Branches – Steady investments in front line +

INR 198 crore

ns. 2 Q4FY26 Highlights Total business has crossed INR 1,32,000 crores Strong core fee income: INR 198 crores Q4FY26 480 Branches – Steady investments in front line + branch infrastructure Healthy capital

16.55%

nches – Steady investments in front line + branch infrastructure Healthy capital adequacy ratio: 16.55% Top 20 deposits: 6.55% Savings Account growth: 10.02% Y-o-Y CASA Ratio at 22.38% Provision Cov

6.55%

s in front line + branch infrastructure Healthy capital adequacy ratio: 16.55% Top 20 deposits: 6.55% Savings Account growth: 10.02% Y-o-Y CASA Ratio at 22.38% Provision Coverage Ratio: 78.42% Per

10.02%

tructure Healthy capital adequacy ratio: 16.55% Top 20 deposits: 6.55% Savings Account growth: 10.02% Y-o-Y CASA Ratio at 22.38% Provision Coverage Ratio: 78.42% Performance Highlights Gross NPA:

22.38%

equacy ratio: 16.55% Top 20 deposits: 6.55% Savings Account growth: 10.02% Y-o-Y CASA Ratio at 22.38% Provision Coverage Ratio: 78.42% Performance Highlights Gross NPA: 2.45% & Net NPA: 0.89% Adva

78.42%

sits: 6.55% Savings Account growth: 10.02% Y-o-Y CASA Ratio at 22.38% Provision Coverage Ratio: 78.42% Performance Highlights Gross NPA: 2.45% & Net NPA: 0.89% Advances growth: +17.58% Y-o-Y Deposi

2.45%

Y-o-Y CASA Ratio at 22.38% Provision Coverage Ratio: 78.42% Performance Highlights Gross NPA: 2.45% & Net NPA: 0.89% Advances growth: +17.58% Y-o-Y Deposits growth: +20.91% Y-o-Y PAT: INR 206 cror

0.89%

o at 22.38% Provision Coverage Ratio: 78.42% Performance Highlights Gross NPA: 2.45% & Net NPA: 0.89% Advances growth: +17.58% Y-o-Y Deposits growth: +20.91% Y-o-Y PAT: INR 206 crores (Growth: +16.

17.58%

verage Ratio: 78.42% Performance Highlights Gross NPA: 2.45% & Net NPA: 0.89% Advances growth: +17.58% Y-o-Y Deposits growth: +20.91% Y-o-Y PAT: INR 206 crores (Growth: +16.14% Y-o-Y) Credit cost: 0

20.91%

e Highlights Gross NPA: 2.45% & Net NPA: 0.89% Advances growth: +17.58% Y-o-Y Deposits growth: +20.91% Y-o-Y PAT: INR 206 crores (Growth: +16.14% Y-o-Y) Credit cost: 0.32% 3 Performance Highlights

Healthy capital adequacy ratio

1

Savings Account growth

1

Savings Account growth

10.02% Y-o-Y CASA Ratio at 22.38% Provision Coverage Ratio: 78.42% Performance Highlights Gross NPA: 2.45% & Net NPA: 0.89% Advances growth: +17.58% Y-o-Y Deposits growth: +20.91% Y-o-Y PAT: INR 206 crores (Growth: +16.14% Y-o-Y) Credit cost: 0.32% 3 Performance Highlights – Q4FY26 INR 88,069 crores ( +14.66% Y-o-Y ) Balance Sheet Size INR 206 crores ( +16.14% Y-o-Y ) Profit After Tax 22.38% (Q4FY25: 24.52%) CASA Ratio INR 60,022 crores ( +17.58% Y-o-Y ) Advances 2.45% (Q4FY25: 2.99%) Gross NPA 16.55% (Q4FY25: 16.77%) Capital Adequacy Ratio INR 72,583 crores ( +20.91% Y-o-Y ) Deposits 0.89% (Q4FY25: 1.12%) Net NPA 78.42% (Q4FY25: 74.48%) Provision Coverage Ratio Advances growth compared with Q4FY25: Retail Mortgages +8% Y-o-Y Co-lending +25% Y-o-Y Construction Finance +14% Y-o-Y AIB +19% Y-o-Y 4 Performance Highlights – FY2026 INR 88,069 crores ( +14.66% Y-o-Y ) Balance Sheet Size INR 732 crores ( +18.89% Y-o-Y ) Profit After Tax 22.38% (FY25: 24.52%) CASA Ratio INR 60,022 crores ( +17