INDUSINDBKNSEQ4FY26April 24, 2026

IndusInd Bank Limited

6,035words
11turns
0analyst exchanges
0executives
Key numbers — 40 extracted
₹ 3,15,871
t IndusInd Bank at a Glance 5th Largest Private Bank Universal Offerings ₹ 3,15,871crs Loans ₹ 3,99,931crs Deposits 42 mn Customers 9,535 Touch Points 52% Retail 14% SME share in
₹ 3,99,931
IndusInd Bank at a Glance 5th Largest Private Bank Universal Offerings ₹ 3,15,871crs Loans ₹ 3,99,931crs Deposits 42 mn Customers 9,535 Touch Points 52% Retail 14% SME share in Loan Book 34% Whole
rs 9,535
gest Private Bank Universal Offerings ₹ 3,15,871crs Loans ₹ 3,99,931crs Deposits 42 mn Customers 9,535 Touch Points 52% Retail 14% SME share in Loan Book 34% Wholesale 48% Retail Deposit Share as per
52%
ersal Offerings ₹ 3,15,871crs Loans ₹ 3,99,931crs Deposits 42 mn Customers 9,535 Touch Points 52% Retail 14% SME share in Loan Book 34% Wholesale 48% Retail Deposit Share as per LCR 2.8mn+ Mont
14%
ings ₹ 3,15,871crs Loans ₹ 3,99,931crs Deposits 42 mn Customers 9,535 Touch Points 52% Retail 14% SME share in Loan Book 34% Wholesale 48% Retail Deposit Share as per LCR 2.8mn+ Monthly Active
34%
3,99,931crs Deposits 42 mn Customers 9,535 Touch Points 52% Retail 14% SME share in Loan Book 34% Wholesale 48% Retail Deposit Share as per LCR 2.8mn+ Monthly Active Users on INDIE App Robust B
48%
posits 42 mn Customers 9,535 Touch Points 52% Retail 14% SME share in Loan Book 34% Wholesale 48% Retail Deposit Share as per LCR 2.8mn+ Monthly Active Users on INDIE App Robust Balance Sheet
17.48%
Retail Deposit Share as per LCR 2.8mn+ Monthly Active Users on INDIE App Robust Balance Sheet 17.48% CRAR Tier 1: 16.20% | Tier 2: 1.28% 118% Average LCR 71% PCR GNPA 3.43% | NNPA 1.00% Key Profi
16.20%
as per LCR 2.8mn+ Monthly Active Users on INDIE App Robust Balance Sheet 17.48% CRAR Tier 1: 16.20% | Tier 2: 1.28% 118% Average LCR 71% PCR GNPA 3.43% | NNPA 1.00% Key Profitability Metrics ₹
1.28%
n+ Monthly Active Users on INDIE App Robust Balance Sheet 17.48% CRAR Tier 1: 16.20% | Tier 2: 1.28% 118% Average LCR 71% PCR GNPA 3.43% | NNPA 1.00% Key Profitability Metrics ₹ 2,295crs Operati
118%
hly Active Users on INDIE App Robust Balance Sheet 17.48% CRAR Tier 1: 16.20% | Tier 2: 1.28% 118% Average LCR 71% PCR GNPA 3.43% | NNPA 1.00% Key Profitability Metrics ₹ 2,295crs Operating Pro
71%
on INDIE App Robust Balance Sheet 17.48% CRAR Tier 1: 16.20% | Tier 2: 1.28% 118% Average LCR 71% PCR GNPA 3.43% | NNPA 1.00% Key Profitability Metrics ₹ 2,295crs Operating Profit ₹ 594crs Net
Guidance — 2 items
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opening
CSR & Sustainability Award 2026 in the Conservation of National Heritage category for our Sustainable Environment Project – Restoration of Hauz-i-Shamsi Lake, at the National Conclave on “Mission Viksit Bharat @2047”.
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opening
Any opinion, estimate or projection herein constitutes a judgment as of the date of this presentation and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.
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Risks & concerns — 3 flagged
Other Updates Onboarded Head of Retail Banking, Head of Global Markets, Chief Risk Officer and Chief Information Officer.
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The Bank also received ‘Special Mention’ in the categories of AI & ML Adoption, IT Risk Management, and Digital Sales.
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Any person placing reliance on the information contained in this presentation or any other communication by the Bank does so at his or her own risk and the Bank shall not be liable for any loss or damage caused pursuant to any act or omission based on or in reliance upon the information contained herein.
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Speaking time
Ref.
1
Avg Total Deposits
1
Avg Total Loans
1
Avg Retail Deposits
1
Retail Deposit share
1
Avg Wholesale Loans
1
GNPAs
1
Net Security Receipts
1
NNPAs
1
Restructured Book
1
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Opening remarks
Ref.
Investor Presentation on the Audited Consolidated and Standalone Financial Results of the Bank for the quarter and financial year ended March 31, 2026 Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Please find enclosed herewith the Investor Presentation on the Audited Consolidated and Standalone Financial Results of the Bank for the quarter and financial year ended March 31, 2026. This intimation is also being uploaded on the Bank’s website at www.indusind.bank.in We request you to take the information on record. Thanking you, Yours faithfully, For Induslnd Bank Limited Anand Kumar Das Company Secretary Encl: a/a Solitaire Corporate Park Office: IndusInd Bank Limited, Building No.7, Ground floor, Solitaire Corporate Park, Andheri –Ghatkopar Link Road, Chakala Andheri (E), Mumbai – 400 093, India, Tel: (022) 66412442 Registered Office: 2401 Gen. Thimmayya Road, Pune 411001, India Contact us:(020) 2634 3201| Email us: reachus@indusind.com |
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71% vs 72% QoQ SMA 1 & SMA2: 0.17% vs 0.17% QoQ Net Interest Margins at 3.39% vs 3.35% (excluding one-offs) QoQ Operating Profit steady at Rs.2,295crs with PPOP to avg loans at 2.93% vs 2.84% QoQ Profit & Loss Consolidated Net Profit at Rs.594crs vs Rs.128crs QoQ Leadership team largely in place. Other Updates Onboarded Head of Retail Banking, Head of Global Markets, Chief Risk Officer and Chief Information Officer. 4 Key Financial Metrics for Q4 FY26 Loans ₹ 3,15,871crs Deposits ₹ 3,99,931crs Balance Sheet Borrowings ₹ 42,789crs Net worth ₹ 62,867crs Total Assets ₹ 5,43,394crs (8)% YoY (1)% QoQ (3)% YoY 2% QoQ (20)% YoY 9% QoQ 1% YoY 1% QoQ (2)% YoY 3% QoQ CRAR 17.48% Net NPA 1.00% Liquidity Coverage Ratio Provision Coverage Ratio Book Value Per Share 118% 71% ₹ 807 124bps YoY 54bps QoQ 5bps YoY (4)bps QoQ 0% YoY (3)% QoQ 119bps YoY (9)bps QoQ 0% YoY 1% QoQ Net Interest Income Total Other Income Operating Profit Provisions & Contingencies ₹ 4,371crs ₹ 1,714crs ₹ 2,295crs ₹ 1,482crs Ne
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