RBL Bank Limited

rs,

April 25, 2026 BSE Limited, 1st Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400001 Scrip Code: 540065 National Stock Exchange of India Limited, Exch

Rs. 230 crore

ion are in Rs. Crore 2 Key Highlights Operating Performance • • • • • • • • • • Net Profit at Rs. 230 crore for Q4 FY26 Net Profit at Rs. 230 crore for Q4 FY26 Net Interest Income (NII) for Q4 FY26 grew 7% Y

7%

rore for Q4 FY26 Net Profit at Rs. 230 crore for Q4 FY26 Net Interest Income (NII) for Q4 FY26 grew 7% YoY to Rs. 1,671 crore; NIM was 4.41% Net Interest Income (NII) for Q4 FY26 grew 7% YoY to Rs. 1,67

Rs. 1,671 crore

4 FY26 Net Profit at Rs. 230 crore for Q4 FY26 Net Interest Income (NII) for Q4 FY26 grew 7% YoY to Rs. 1,671 crore; NIM was 4.41% Net Interest Income (NII) for Q4 FY26 grew 7% YoY to Rs. 1,671 crore; NIM was 4.41%

4.41%

230 crore for Q4 FY26 Net Interest Income (NII) for Q4 FY26 grew 7% YoY to Rs. 1,671 crore; NIM was 4.41% Net Interest Income (NII) for Q4 FY26 grew 7% YoY to Rs. 1,671 crore; NIM was 4.41% Core Fee Income

9%

me (NII) for Q4 FY26 grew 7% YoY to Rs. 1,671 crore; NIM was 4.41% Core Fee Income for Q4 FY26 grew 9% YoY to Rs. 1,057 crore Core Fee Income for Q4 FY26 grew 9% YoY to Rs. 1,057 crore Operating Profit

Rs. 1,057 crore

or Q4 FY26 grew 7% YoY to Rs. 1,671 crore; NIM was 4.41% Core Fee Income for Q4 FY26 grew 9% YoY to Rs. 1,057 crore Core Fee Income for Q4 FY26 grew 9% YoY to Rs. 1,057 crore Operating Profit for Q4 FY26 grew 11% Yo

11%

crore Core Fee Income for Q4 FY26 grew 9% YoY to Rs. 1,057 crore Operating Profit for Q4 FY26 grew 11% YoY to Rs. 955 crore Operating Profit for Q4 FY26 grew 11% YoY to Rs. 955 crore Total Business grew

Rs. 955 crore

Fee Income for Q4 FY26 grew 9% YoY to Rs. 1,057 crore Operating Profit for Q4 FY26 grew 11% YoY to Rs. 955 crore Operating Profit for Q4 FY26 grew 11% YoY to Rs. 955 crore Total Business grew by 24% YoY to Rs. 25

24%

to Rs. 955 crore Operating Profit for Q4 FY26 grew 11% YoY to Rs. 955 crore Total Business grew by 24% YoY to Rs. 253,250 crore Total Business grew by 24% YoY to Rs. 253,250 crore Healthy Loan Growth

Rs. 253,250 crore

crore Operating Profit for Q4 FY26 grew 11% YoY to Rs. 955 crore Total Business grew by 24% YoY to Rs. 253,250 crore Total Business grew by 24% YoY to Rs. 253,250 crore Healthy Loan Growth Advances grew by 23% Yo

23%

crore Total Business grew by 24% YoY to Rs. 253,250 crore Healthy Loan Growth Advances grew by 23% YoY to Rs. 114,232 crore; Retail:Wholesale mix was 59:41 Advances grew by 23% YoY to Rs. 114,232 cr

“acronym) The Project “ Dhanvanthari”, driving health by enabling access to health & eye care to underprivileged communities, has touched & facilitated changing lives for better for 1,00,000 beneficiaries • Read more on: https://www.rbl.bank.in/sustainability-framework/ 28 Digital Banking Updates Digital Banking Snapshot… 4.5 Mobile App Ratings D2C ~10.1 Cr.”

Financial literacy

1

Multi-pronged Partner-Led delivery

1

Financial literacy

• • Bank runs financial literacy program with NGO partners Bank also conducts digital financial literacy programs through Biz. Correspondents The program creates awareness on savings, budgeting, safety, responsible borrowings etc. 100% of the beneficiaries under this program are women in residing in rural locations Sustainable Finance & financial inclusion products • Strong micro banking portfolio aimed at hitherto unbanked women Financial literacy activities to empower women with financial knowledge Funding Sustainable Agricultural Practices and Business • • 3 Corporate Social Responsibility • Bank has funded overall 6 projects in FY25-26 across 3 thematic areas, namely Health, Education and Livelihoods Opportunities (H.E.LO. acronym) The Project “ Dhanvanthari”, driving health by enabling access to health & eye care to underprivileged communities, has touched & facilitated changing lives for better for 1,00,000 beneficiaries • Read more on: https://www.rbl.bank.in/sustainability-fram

Multi-pronged Partner-Led delivery

7th +10% 4th <1% in the industry with 4% market share in processing IMPS transactions as remitter. Market share in merchant acquiring value of transactions via 20 active payment aggregators. ~30% YoY increase. Largest Bank in the industry in processing Foreign Inward Remittance (FIR) through IMPS. 4% share in cross-border remittance. Technical Decline in RBL UPI as a remitter bank. Top 3 Among Top 3 banks in the Industry for processing Indo-Nepal Remittances. d e d r a o b n O s p i h s r e n t r a P s t n e m e c n a h n E Acquiring services to Payment Aggregators • Expanding acquiring footprint through strategic onboarding of new payment aggregators, strengthening e-com and digital merchant coverage. (Khatabook & Infibeam) • PPSL (Paytm Payment Service Ltd) onboarded for online card acquiring, enhancing digital acquiring scale. Cross-Border Remittance services & NRI Proposition. • Partnered with Real Transfer Ltd (Aspora) to enable RDA-based cross-border remittances, strengthening of