GODIGITNSE28 April 2026

Go Digit General Insurance Limited

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Key numbers — 40 extracted
rs,
Date: 28th April 2026 To, BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 BSE Scrip Code: 544179 To, National Stock Exchange of India
49%
hello@godigit.com Toll free 1800-258-5956 Go Digit Q4 PBT jumps by 49% (cid:410)(cid:381)(cid:3)(cid:3876)(cid:3)173 crore, FY 25–26 PBT jumps by (cid:1008)(cid:1013)(ci
173 crore
Go Digit Q4 PBT jumps by 49% (cid:410)(cid:381)(cid:3)(cid:3876)(cid:3)173 crore, FY 25–26 PBT jumps by (cid:1008)(cid:1013)(cid:1081)(cid:3)(cid:410)(cid:381)(cid:3)(cid:3876)(ci
INR 3,209
ity] + Closing Net- worth [IGAAP Equity])/2 (cid:190) Advance premium on March 31,2026 stands at INR 3,209 cr (cid:190) Deferred Acquisition Cost (pre-tax) as on March 31, 2026 is INR 2,470 Crore (cid:190
INR 2,470 Crore
26 stands at INR 3,209 cr (cid:190) Deferred Acquisition Cost (pre-tax) as on March 31, 2026 is INR 2,470 Crore (cid:190) * Effective from October 1, 2024, Other applicable long-term premium is accounted on 1/
, GW
m October 1, 2024, Other applicable long-term premium is accounted on 1/n basis. Without 1/n basis, GWP for Q4 2026 is INR 2,831cr and FY 2026 is INR 11,597cr (cid:190) #Applicable tax Rate for FY 202
INR 2,831
her applicable long-term premium is accounted on 1/n basis. Without 1/n basis, GWP for Q4 2026 is INR 2,831cr and FY 2026 is INR 11,597cr (cid:190) #Applicable tax Rate for FY 2026 is 13.8% in case of IG
INR 11,597
mium is accounted on 1/n basis. Without 1/n basis, GWP for Q4 2026 is INR 2,831cr and FY 2026 is INR 11,597cr (cid:190) #Applicable tax Rate for FY 2026 is 13.8% in case of IGAAP and 25.2% in case of Ind
13.8%
4 2026 is INR 2,831cr and FY 2026 is INR 11,597cr (cid:190) #Applicable tax Rate for FY 2026 is 13.8% in case of IGAAP and 25.2% in case of IndAS (cid:190) ^^Not annualised PRIVATE AND CONFIDENTIAL
25.2%
FY 2026 is INR 11,597cr (cid:190) #Applicable tax Rate for FY 2026 is 13.8% in case of IGAAP and 25.2% in case of IndAS (cid:190) ^^Not annualised PRIVATE AND CONFIDENTIAL 5 Earning Reconciliation
7.09%
asis estimated future payment pattern. The weighted average discount rate as on March 31, 2026 is 7.09% as against 6.9% as on March 31, 2025 3. 4. The change in unrealized gains for the current year
6.9%
ure payment pattern. The weighted average discount rate as on March 31, 2026 is 7.09% as against 6.9% as on March 31, 2025 3. 4. The change in unrealized gains for the current year (April 2025 to M
Risks & concerns — 3 flagged
(cid:57) The Company offers index-based parametric insurance products addressing risks related to pollution, heat, and moisture, supporting climate resilience and risk mitigation.
Governance factors
(cid:57) ESG-related matters are overseen by the Risk Management Committee and the Corporate Social Responsibility Committee of the Board, within the scope of their respective roles and responsibilities.
Governance factors
(cid:57) The Company has in place Board-approved policies, including a Climate Risk Policy and an ESG Policy, to guide sustainable business practices and effective management of environmental, social, and governance risks.
Governance factors
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Speaking time
Total AUM
3
Notes
2
Subject
1
IndAS
1
IGAAP
1
Disclaimer
1
The Numbersrs
1
Governance factors
1
Opening remarks
Subject
Requirements) Regulations, 2015 - Press Release and Investor Presentation Dear Sir/Madam, Pursuant to Regulation 30 and Para A of Part A of Schedule III read with Regulation 46 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith Press Release and Investor Presentation on performance review of the Company for the quarter and financial year ended 31st March 2026. The said press release and intimation can be accessed at the website of the Company at https://www.godigit.com/investor-relations. We request you to kindly take the above intimation on record. Thanking you, Yours sincerely, For Go Digit General Insurance Limited Tejas Saraf Company Secretary & Compliance Officer Enclosed: As Above Go Digit General Insurance Limited | Registered Office: 1 to 6 Floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No. 1579, Shivajinagar Pune - 411005 Maharashtra | CIN: L66010PN2016PLC167410 | IRDAI Reg. No: 158 We
IndAS
(cid:47)(cid:90)(cid:24)(cid:4)(cid:47)(cid:3)(cid:346)(cid:258)(cid:400)(cid:3)(cid:373)(cid:258)(cid:374)(cid:282)(cid:258)(cid:410)(cid:286)(cid:282)(cid:3)(cid:410)(cid:346)(cid:258)(cid:410)(cid:3)(cid:258)(cid:367)(cid:367)(cid:3)(cid:349)(cid:374)(cid:400)(cid:437)(cid:396)(cid:286)(cid:396)(cid:400)(cid:3)(cid:258)(cid:282)(cid:381)(cid:393)(cid:410)(cid:3)(cid:47)(cid:374)(cid:282)(cid:349)(cid:258)(cid:374)(cid:3)(cid:4)(cid:272)(cid:272)(cid:381)(cid:437)(cid:374)(cid:415)(cid:374)(cid:336)(cid:3)(cid:94)(cid:410)(cid:258)(cid:374)(cid:282)(cid:258)(cid:396)(cid:282)(cid:400)(cid:3)(cid:894)(cid:47)(cid:374)(cid:282)(cid:4)(cid:94)(cid:895)(cid:3)(cid:271)(cid:286)(cid:336)(cid:349)(cid:374)(cid:374)(cid:349)(cid:374)(cid:336)(cid:3)(cid:1005)(cid:3)(cid:4)(cid:393)(cid:396)(cid:349)(cid:367)(cid:3)(cid:1006)(cid:1004)(cid:1006)(cid:1010)(cid:856)(cid:3)(cid:47)(cid:374)(cid:3)(cid:393)(cid:396)(cid:286)(cid:393)(cid:258)(cid:396)(cid:258)(cid:415)(cid:381)(cid:374)(cid:3)(c
IGAAP
(cid:87)(cid:396)(cid:381)(cid:302)(cid:410)(cid:258)(cid:271)(cid:349)(cid:367)(cid:349)(cid:410)(cid:455)(cid:855)(cid:3) (cid:120) (cid:120) (cid:87)(cid:396)(cid:381)(cid:302)(cid:410)(cid:3)(cid:271)(cid:286)(cid:296)(cid:381)(cid:396)(cid:286)(cid:3)(cid:410)(cid:258)(cid:454)(cid:3)(cid:296)(cid:381)(cid:396)(cid:3)(cid:410)(cid:346)(cid:286)(cid:3)(cid:89)(cid:1008)(cid:3)(cid:1006)(cid:1004)(cid:1006)(cid:1010)(cid:3)(cid:400)(cid:410)(cid:381)(cid:381)(cid:282)(cid:3)(cid:258)(cid:410)(cid:3)(cid:3876)(cid:1005)(cid:1011)3 (cid:272)(cid:396)(cid:853)(cid:3)(cid:272)(cid:381)(cid:373)(cid:393)(cid:258)(cid:396)(cid:286)(cid:282)(cid:3)(cid:410)(cid:381)(cid:3)(cid:3876)(cid:3)(cid:1005)(cid:1005)(cid:1010)(cid:3)(cid:272)(cid:396)(cid:3)(cid:349)(cid:374)(cid:3)(cid:89)(cid:1008)(cid:3)(cid:1006)(cid:1004)(cid:1006)(cid:1009)(cid:853)(cid:3)(cid:336)(cid:396)(cid:286)(cid:449)(cid:3)(cid:271)(cid:455)(cid:3)49.1(cid:1081)(cid:856) (cid:87)(cid:396)(cid:381)(cid:302)(cid:410)(c
Disclaimer
This investor presentation may contain certain words or phrases in writing or otherwise which are not statements of historical facts and may be described as “forward-looking statements”. These forward-looking statements generally can be identified by words or phrases such as “aim”, “anticipate”, “are likely”, “believe”, “continue”, “can”, “shall”, “could”, “expect”, “estimate”, “intend”, “may”, “likely” “objective”, “plan”, “project”, “propose”, “seek to”, “will”, “will continue”, “will achieve”, “will likely”, “will pursue” or other words or phrases of similar import. Similarly, statements that describe our Company’s strategies, objectives, plans or goals, financial and operating projections are also forward-looking statements. All forward-looking statements are subject to risks, uncertainties, expectations and assumptions about us that could cause actual results to differ materially from those contemplated by the relevant forward-looking statement. Actual results may differ materiall
The Numbersrs
Gross Written Premium (1,2) Market Share (%) (1,2) Diverse product portfolio (3) (cid:3424) 11,294 cr. 3.4 / 6.3 88 Market share for Total / Motor insurance Active products launched since 2017 1.67 cr policies sold (1) Partner network (3) Digitally enabled claims (3) 8.4 cr. Customers (4) 81,124 40.6 Lacs Claims settled since inception Assets under Management (3,5) Manual Policy Issuances (%) (1) Customer satisfaction score (%) (1) (cid:3424) 22,922 cr. 0.37 95.7/ 83.3 Motor Claims / Non-Claims
Notes
1. Data for the period FY 2025-26 2. Market share is based on our Gross Written Premium of FY 2026 3. Data as of March 31, 2026 4. Customers/people covered under policies issued since inception of operations in 2017 till March 31, 2026 5. AUM includes equity at market value & cash and bank balance PRIVATE AND CONFIDENTIAL 4 Key Performance Indicators Particulars Gross Direct Premium Gross Written Premium Net Earned Premium Net retention Ratio (%) ) Loss Ratio o (%) ( Solvency Ratio Profit before Tax (only with DAC) Profit after Taxx (only with DAC)C)# IndAS Nete -t-worth (Equity) Return on Average Equity (%)%)^ Combined Ratio on NEP with DAC (%)* Combined Ratio (%)** Profit before Tax Profit after Taxx# ( q y) Nete -tt-worth (Equity) Return on Average Equity (%)%)^ q g IGAAP Combined Ratio (%)*** ) ( Combined Ratio without 1/n basis (%) FY 2025 8,472 8,472 10,282 , 8,046 80.1 72.8 2.24 689 516 7,099 15.7 106.9 104.0 425 425 4,033 , 13.0 109.3 108.6 FY 2026 9,846 9,846 11,294* , 8,414 7
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