Geojit Financial Services Limited

rs,

hange of India Limited, BSE Limited, 'Exchange Plaza', C-1, Block - G, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex Bandra (E), Mumbai - 400 051 Ph. No. 022-26598100 Scrip Code : GEOJITFSL

₹97.1

ology-driven access, focusing on long- term, recurring wealth creation MISSION 20 states + 3 UTs ₹97.1k crore + Customer Assets 39 Years Experience 524 offices across India & GCC 16.7 lakh + Cli

16.7 lakh

s + 3 UTs ₹97.1k crore + Customer Assets 39 Years Experience 524 offices across India & GCC 16.7 lakh + Clients 3,768 Employees Why We Are Different — The Geojit Model Advice-Led Platform-Enabled

78%

o have trusted FDs, gold, and real estate, now seeking smarter financial pathways with guidance • 78% of our branches and 76% of our clients are in Tier 2 & Tier 3 cities, where the advice gap is wid

76%

, and real estate, now seeking smarter financial pathways with guidance • 78% of our branches and 76% of our clients are in Tier 2 & Tier 3 cities, where the advice gap is widest and the opportunity

₹23,230

riving growth, efficiency and client experience Rapidly Scaling Recurring Revenue Businesses ~₹23,230 Cr AUM ₹258 Cr income (FY26) International Presence Supporting NRI & Global Wealth GCC · DIFC GI

₹258

efficiency and client experience Rapidly Scaling Recurring Revenue Businesses ~₹23,230 Cr AUM ₹258 Cr income (FY26) International Presence Supporting NRI & Global Wealth GCC · DIFC GIFT City acce

0.40%

Company 6.78 Cr Average AUM managed per sales person Business Update MF Net-Inflow Share* 0.40% (Up from 0.33%) Increased market share in Equity and Equity-oriented schemes compared to the pre

0.33%

r Average AUM managed per sales person Business Update MF Net-Inflow Share* 0.40% (Up from 0.33%) Increased market share in Equity and Equity-oriented schemes compared to the previous year Equ

20%

ear Equity MF Resilience Significant outperformance against the Industry average that witnessed 20% decline in net-inflows Source – * AMFI Monthly Data (Official Source) Client Acquisition +1.56 La

1.56 Lakh

ed 20% decline in net-inflows Source – * AMFI Monthly Data (Official Source) Client Acquisition +1.56 Lakh New Clients Counter-cyclical growth observed while NSDL/CDSL data showed an overall reduction in

8%

h observed while NSDL/CDSL data showed an overall reduction in demat accounts PMS Growth (AUM)# +8% Growth Outstanding growth trajectory vs. the Industry that witnessed a 10% AUM loss for top play

“Lending Book ( ₹ in Crores ) 650 576 735 695 641 What drives this income MTF Up to 4× leverage LAS T+5 charges Lending book Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Against pledged demat holdings Loan against shares and mutual funds Delayed settlement fees ₹576 Cr (FY25) ₹641 Cr (FY26) 329 351 572 576 641 FY22 FY23 FY24 FY25 FY26 Recurring Income Annuity-Led Relationship-driven revenues with greater predictability vs.”

“₹359 Cr (FY22) → ₹1,422 Cr (FY26) | +4 times growth”

“We added 1.56 lakh new clients during FY26, taking our total client base to 16.68 lakh, supported by a strengthened team of 3,768 employees.”

“0 0.0 EBITDA ( ₹ in Crores ) 54.09 38.80 38.70 Q4 FY25 Q3 FY26 Q4 FY26 PAT 32.21 17.47 13.97 100 .0 90.”

“0 0.0 35.0 30.0 25.0 20.0 15.0 10.0 5.0 0.0 Q4 FY25 Q3 FY26 Q4 FY26 Q4 FY25 Q3 FY26 Q4 FY26 FY26 Performance Revenue From Operations 747.91 671.08 614.13 FY24 FY25 FY26 PBT 191.97 222.69 108.23 500 .0 480 .0 460 .0 440 .0 420 .0 400 .0 380 .0 360 .0 340 .0 320 .0 300 .0 280 .0 260 .0 240 .0 220 .0 200 .0 180 .0 160 .0 140 .0 120 .0 100 .0 80.”

Invest men t Adviser

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Smartfolios

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UAE JV

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Hybrid Reach

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Advantage

1

Leverage

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Asset-Linked

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AUM Growth

1

Income Growth

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Invest men t Adviser

May 2027) . IRDA Corporate Age nt (Co m po site) Nu mb e r: CA0226. GEOJIT FINANCIAL SERVICES Q4 & FY26 | Investor Presentation A Trusted Partner in Wealth Creation for four decades Company Overview Business Overview Table of Contents Geojit 2.0 Industry Overview Financial Highlights Thank You COMPANY OVERVIEW A 39-Year Legacy Shaping Long term Wealth Relationships • Geojit Financial Services Ltd. is a leading integrated investment services and wealth management firm, serving retail, HNI and NRI clients • Pioneer in technology-led broking and advisory, with a strong focus on annuity-oriented revenue growth • Well-diversified presence across India and GCC markets, supported by a scalable digital-first platform To be a trusted wealth partner by enabling smart, disciplined and sustainable investing for long-term wealth creation VISION To empower customers with research-backed advisory, diversified investment solutions and technology-driven access, focusing on long- term, recurring wealth

Smartfolios

curated stock baskets 2018 Launched FundsGenie MF app 2017 Renamed Geojit Financial Services 2015 Launched Selfie trading platform 2012 New corporate office, Kochi 2010 FlipMe — India's 1st mobile trading 2006 BNP Paribas partnership 1987 C J George founded M/s C J George and Co., a proprietary firm at Ravipuram, Kochi, Kerala 1988 Renamed Geojit and Co. 1995 Geojit and Co. becomes a Public Limited Company named Geojit Securities Ltd. 1997 Launched PMS (SEBI Registered) 2000 Launched India’s first internet trading facility 2001

UAE JV

Barjeel partnership 2005 The company sets up two subsidiaries Geojit Credits and Geojit Technologies Experienced & Professional Management Mr. CJ George Chairman & Managing Director 40+ years markets expertise across finance, governance, regulation, ESG, institutions Mr. Satish Menon Executive Director Commerce graduate AICWA CFP leader since 1999, driving growth Mr. Jones George Executive Director Leads digital transformation, CX, IFSC, NRI and Overseas Entities; LSE MSc, AGSM MBA Ms. Mini Nair Chief Financial Officer CA with 22+ years in BFSI; former ED & CEO of Essel Home Loans and ex-EVP & CFO at Maybank Indonesia. PAN India Presence Jammu & Kashmir Punjab Chandigarh Haryana Rajasthan Madhya Pradesh Gujarat Maharashtra Goa Karnataka Kerala Uttarakhand Delhi - NCR Uttar Pradesh Bihar Assam West Bengal Jharkhand Odisha Telangana Andhra Pradesh Puducherry Tamil Nadu 500+ offices across India We have presence in 20 States and 3 Union Territories Geojit network 78% branch network and 76

Leverage

4× Leverage with integrated settlement 1,00,065 97,056 51% 10% 20% 19% 54% 55% 9% 21% 16% 11% 21% 13% 57% 10% 20% 13% 60% 10% 18% 11% >7 Yrs 5-7 Yrs 2-5 Yrs <2 Yrs Mar.25 Dec.25 Mar.26 FY22 FY23 FY24 FY25 FY26 Brokerage Income 41.96 41.32 40.03 8.02 11.78 12.76 800 .0 700 .0 600 .0 500 .0 400 .0 300 .0 200 .0 100 .0 0.0 Cash Market ADTO 50% 392 51% 408 48% 440 % Online on Total 89% 86% 84% 55% 57% 61% Yield 0.165% 0.166% 0.158% 0.012% 0.008% 0.007% Q4FY25 Q3FY26 Q4FY26 Q4FY25 Q3FY26 Q4FY26 Q4FY25 Q3FY26 Q4FY26 Q4FY25 Q3FY26 Q4FY26 Cash Market Derivatives Cash Market ADTO % Delivery Volume Brokerage Cash Yield Total Yield Broking Business – B2B & Institutional Partnerships Through Geojit’s Online Trading Platform, partner banks’ clients can: Through Geojit’s online trading platform clients can trade seamlessly by: Set aside funds in their bank account to purchase shares View their bank balance & demat holdings Contact exclusive Call Centre team & toll-free number dedicated to partner ba

Asset-Linked

Tied to client AUM, long-term investments and advisory relationships Growing Share FY26 revenue — rising every year, supporting stable margins Recurring Revenue AUM 12,149 11,421 306 2,981 239 359 3,000 739 450 7,774 8,460 17,871 3,794 12,200 21,425 23,230 961 509 1,262 850 1,449 3,855 1,095 170 914 3,831 14,728 16,115 FY22 FY23 FY24 FY25 FY26 Mutual Fund - Geojit Overseas AUM Geojit PMS & AIF Smartfolios AIF & 3rd Party PMS Mutual Fund Distribution Mutual Fund AUM (ex Overseas Entities) Mutual Fund Income 16,610 16,751 17,767 16,115 14,728 33 30 33 35 34 ( ₹ in Crores ) Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Executed SIP 126 129 137 142 151 SIP Clients (in Lakhs) 1.75 1.71 1.65 1.59 1.54 Mar'25 Jun'25 Sep'25 Dec'25 Mar'26 Q4FY24 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Mutual Fund Distribution Mutual Fund AUM (ex Overseas Entities) 12,200 14,728 16,115 8,460 7,774 ( ₹ in Crores ) Mutual Fund Income 122 131 61 71 83 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 AU

Income Growth

₹17 Cr (FY22) → ₹31 Cr (FY26) | +1.8 times growth Geojit PMS AUM Geojit PMS Income ( ₹ in Crores ) 1,422 1,262 914 35 31 359 450 17 19 8 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 5 Distinct Portfolios Advantage Portfolio Ethical Portfolio Freedom Portfolio Beacon Portfolio Dakshin Portfolio Asset Management Geojit Alternate Investment Fund Geojit launched its Alternate Investment Fund offering, Geojit Yield Plus - A Cat III AIF with an absolute return strategy Alternate Investment Fund About the product Returns Target an Alpha of ~150-200 bps over benchmark Strategies Use multi- strategy approach aligned to risk- return objectives Financial Instruments Invest in Equity derivatives using quant & technical strategies Risk Profile Maintain a low- risk approach with dynamic exposure management Ranked 1st among long-short AIFs in India over a 6-month period and 2nd over a 1-month period Source – PMS/AIF world Technology-Driven Investment Platforms Enables business models that enhanc