Capri Global Capital Limited

49.4%

e Ratio (%) NNPA (%) ROAE (%) ROAA (%) FY26 366,233 19,979 8,597 14,112 14,464 9,486 49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% Y

0.5%

(%) NNPA (%) ROAE (%) ROAA (%) FY26 366,233 19,979 8,597 14,112 14,464 9,486 49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60

16.5%

NNPA (%) ROAE (%) ROAA (%) FY26 366,233 19,979 8,597 14,112 14,464 9,486 49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50%

3.5%

) ROAE (%) ROAA (%) FY26 366,233 19,979 8,597 14,112 14,464 9,486 49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71%

59.9%

12 14,464 9,486 49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Qu

0.9%

,464 9,486 49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Quarterl

11.8%

9,486 49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Quarterly Perfo

2.7%

49.4% 0.5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Quarterly Performance

60%

5% 16.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Quarterly Performance Highlight

50%

6.5% 3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Quarterly Performance Highlights (I

71%

3.5% FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Quarterly Performance Highlights (In ₹ m

28%

FY25 228,602 13,314 5,014 10,987 7,341 4,785 59.9% 0.9% 11.8% 2.7% YoY 60% 50% 71% 28% 97% 98% 1,056 bps (35) bps 473 bps 89 bps 3 Quarterly Performance Highlights (In ₹ mn unl

“70m MSMEs have access to formal credit CAGR: ~16% 73 Rs trillion 36 FY19 FY24 FY27P Systemic Retail Credit Credit Gap Rs.”

“0.5-1m per annum income bracket NBFC credit to grow at 15-17% between FY24 and FY27 Distribution of NBFC Credit across asset classes (in Rs.”

“16.0 trillion in FY27P (CAGR of 16-18%) NBFC Market share: 37% Affordable Housing Loans (ATS <2.0 Mn): Rs.”

“9.6 trillion in FY27 comprising 23% market share of overall Housing Loan segment Industry Micro LAP Loan (<Rs 0.5mn) Industry Gold Loan NBFC Share: 44% (Rs.”

“Campaign is being promoted through a 360 degree Media plan to reach our target audience across our markets and has been well received.”

“No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company.”

“Any opinion, estimate or projection herein constitutes a judgment as of the date of this Presentation, and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.”

Overall Credit Demand

1

COMPANY

1

INVESTOR RELATIONS ADVISORS

1

Overall Credit Demand

Rs. 138 trillion <15% of approx. 70m MSMEs have access to formal credit CAGR: ~16% 73 Rs trillion 36 FY19 FY24 FY27P Systemic Retail Credit Credit Gap Rs. 103 trillion Addressable Credit Demand 67.5 32.5 35.0 Potentially Addressable Credit Gap Formal Credit Gold Loan - large unfinanced household stock of gold Home Loan – Large unmet demand Household Gold (tonnes) Pledged (Rs trillion) Unpledged (Rs trillion) Shortage of 100Mn units by 2022 of Rs. 149 trillion value and Rs. 57 trillion financing opportunity ~25,000 12% Gold value (Rs trillion) 148 - 152 Based on gold value @~Rs 6,000/gm & ~70% LTV Formally Financed (Rs trillion) 11 - 13 88% Unfinanced (Rs trillion) 92 - 94 EWS (ATS < 0.75Mn) LIG (ATS 1.5m – 5Mn) MIG & Above (ATS > 5Mn) Shortage of Housing Units (Mn) Value of Units (Rs. trillion) Aggregate Loan Demand (Rs. trillion)* 45.0 34.0 5.0 50.0 75.0 5.0 40.0 30.0 22.0 Source: RBI data, CRISIL Reports Note: 1) Retail Credit includes small ticket loans for asset classes such as Hou

COMPANY

Mr. Hardik Doshi hardik.doshi@capriglobal.in M: +91 81083 45011 Ms. Shweta Daptardar Shweta.Daptardar@capriglobal.in M: +91 9930 794999

INVESTOR RELATIONS ADVISORS

MUFG Intime India Private Limited A part of MUFG Corporate Markets, a division of MUFG Pension & Market Services Ms. Payal Dave payal.dave@in.mpms.mufg.com Mr. Irfan Raeen irfan.raeen@in.mpms.mufg.com M: +91 97737 78669 Meeting Request Link Link Thank You!