POONAWALLANSEQ4FY26May 5, 2026

Poonawalla Fincorp Limited

6,341words
3turns
0analyst exchanges
0executives
Key numbers — 40 extracted
rs,
May 5, 2026 BSE Limited Corporate Relationship Department 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001. BSE Scrip Code: 524000 Dear Sir / Madam, National Stock
₹60,348
hlights Q4FY26 - Financial Highlights Robust performance across parameters AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.
₹1,276
Y26 - Financial Highlights Robust performance across parameters AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA
69.4%
cial Highlights Robust performance across parameters AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA C
9.7%
ghts Robust performance across parameters AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Levera
78.5%
st performance across parameters AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Leverage 1.81%
18.2%
ance across parameters AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Leverage 1.81% 103 bps Yo
₹695
parameters AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Leverage 1.81% 103 bps YoY 61 bps Qo
108.7%
rs AUM NII PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Leverage 1.81% 103 bps YoY 61 bps QoQ 1.44%
31.6%
II PPoP PAT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Leverage 1.81% 103 bps YoY 61 bps QoQ 1.44% 40 bps YoY
₹255
AT ₹60,348 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Leverage 1.81% 103 bps YoY 61 bps QoQ 1.44% 40 bps YoY 7 bps QoQ
69.6%
48 Cr ₹1,276 Cr 69.4% YoY 9.7% QoQ 78.5% YoY 18.2% QoQ ₹695 Cr 108.7% YoY 31.6% QoQ ₹255 Cr 69.6% QoQ ROA GNPA CAR Leverage 1.81% 103 bps YoY 61 bps QoQ 1.44% 40 bps YoY 7 bps QoQ NII incl
Guidance — 1 items
Reference
opening
“IntelliOCR Operations-7 1.RC Limit Management 2.Operation Governance 3.Re-KYC 4.Auto Knock Off/ Waiver in Matured Contracts 5.Stamp Verification 6.Disbursal Process AI agent 7.OCR Utility Project Implemented Project Underway 1.”
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Risks & concerns — 6 flagged
Operational Risk Regulatory Risk Fraud Risk Infosec Risk Risk Management Strategy Focus on Retail Lending Creating a granular retail loan portfolio with low concentration risk and prudent mix of secured and unsecured offerings Product Diversification Diversification of product portfolio for risk-calibrated growth; Catering to all segments of the economy viz.
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Risk ranking ML models based on 1 internal & external data points 2.
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AI and Digital Strategy AI-Solutions transforming our functions Improving Risk efficiency, Higher Productivity and Enhancing Customer experience 76 AI-Solutions | 42 Successfully Delivered and 34 Underway Functions Projects HR -12 Customer Service-7 Analytics-1 IT-3 Credit & Risk -10 1.
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RegIntel Received Technology Senate Award 2025 by Indian Express Group and Express Computer Enhanced Customer Experience |Higher Productivity | Improved risk efficiency 31 Capabilities evolved for scale Quantum Talent Tech 400+ API’s 29mn+ Average No.
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He headed retail lending for over a decade, delivering scalable growth while maintaining industry-leading asset quality ⚫ Known for his prudent risk management, deep distribution expertise, and innovation-led execution, he pioneered instant “10-second” loan approvals ⚫ Having reported directly to Mr.
— Reference
CUSTOMER-FIRST GOVERNANCE-FIRST RISK-FIRST AI-FIRST Leveraging Artificial Intelligence (AI), Machine Learning (ML) and Automation with emphasis on Large Language Models (LLMs).
— Employee Lifecycle Management
Speaking time
Subject
1
Reference
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Employee Lifecycle Management
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Opening remarks
Reference
Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘SEBI Listing Regulations’) Pursuant to Regulation 30 of the SEBI Listing Regulations, we are enclosing herewith the presentation to be made to the Investors/Analysts for the quarter and year ended March 31, 2026. The presentation is also being uploaded on the website of the Company at the URL https://poonawallafincorp.com/investor-financials.php in accordance with Regulation 46 of the SEBI Listing Regulations. Kindly take the above intimation on record. Thanking You, Yours faithfully, For Poonawalla Fincorp Limited Shabnum Zaman Company Secretary ACS-13918 Classification | INTERNAL Enable your dream with….. Prime Personal Loan Education Loan Commercial Vehicle Loan Gold Loan Consumer Durable Loan Shopkeeper Loan Q4FY26 Sustainable | Predictable | Productive Disclaimer This presentation and the accompanying slides have been prepared by Poonawalla Fincorp Ltd. solely for informational purposes
Employee Lifecycle Management
Deploying AI-powered tools to provide seamless, continuous support for employees across their lifecycle— from onboarding to career development -while prioritizing holistic employee wellbeing. Empowering Managers Empowering managers with AI-driven insights to enable data-informed, agile decision-making 1 2 3 4 CHANGER AME G COLLABORATIVE ATHLETICISM CORE VALUES C O N SIS TENT SOLUTIONPROVIDER DIRECT PERSEVERENCE IMPACT Driving stronger employee engagement through personalized learning opportunities, guided career navigation, and data-driven support for informed career decisions Driving superior outcomes for both candidates and the hiring process through enhanced efficiency and experience. Driving stronger employee engagement through personalized learning opportunities, guided career navigation, and data-driven support for informed career decisions Driving superior outcomes for both candidates and the hiring process through enhanced efficiency and experience. CUSTOMER-FIRST GOVERNANCE-FI
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