VAKRANGEENSE13 November 2019

Vakrangee Limited has informed the Exchange regarding Investor Presentation

Vakrangee Limited

Vakrangee

CWff)~

Vakrangee Limited "Vakraflgee Cal porate House", Plot NO. 93.

Road No. 16, M I,DC, Marol , Andheri (East) , Mum bai 400093, Maharashtra

W www.vakrangee. in I L ~91 2 22 850341 2 / +9 1 2267755100 F ~91 22 2850 20J 7 1 IN L65990MHL990PLC056669

November 13, 2019

To,

Department of Corporate Relationship

Corporate Relationship Department

BSE Ltd.

National Stock Exchange of India Ltd.

Phiroze Jeejeebhoy Towers,

Exchange Plaza, Sandra Kurla Complex,

Dalal Street, Fort,

lVlumbai - 400001

Dear Sir/Madam,

Sandra (East), Mumbai - 400 051

Sub.: PRESENTATION - RESULTS UPDATE - Q2FY2019-20

Ref.: Scrip Code - 511431/VAKRANGEE

With reference to the captioned subject and pursuant to Regulation 30 of SESI (Listing Obligations

and Disclosure Requirements) Regulations, 2015, please find attached herewith Presentation on

Results Update: Q2FY2019-20 considered in the Soard Meeting of the Company held today on

November 13, 2019.

Kindly take the above on your record.

Thanking you

Yours faithfully,

Mehul Raval

Company Secretary

(Mem. No.: A18300)

THE ASSISTED DIGITAL CONVENIENCE STORE

VAKRANGEE LIMITED RESULTS UPDATE – Q2FY2019-20

November 13, 2019

DISCLAIMER

This presentation has been prepared by Vakrangee Limited (“Vakrangee” or “VL” or the “Company”) solely for your information and for your use and may not be taken away, reproduced, redistributed or passed on, directly or indirectly, to any other person (whether within or outside your organization or firm) or published in whole or in part, for any purpose. By attending this presentation, you are agreeing to be bound by the foregoing restrictions and to maintain absolute confidentiality regarding the information disclosed in these materials.

The information contained in this presentation does not constitute or form any part of any offer, invitation or recommendation to purchase or subscribe for any securities in any jurisdiction, and neither the issue of the information nor anything contained herein shall form the basis of, or be relied upon in connection with, any contract or commitment on the part of any person to proceed with any transaction. The information contained in these materials has not been independently verified. No representation or warranty, express or implied, is made and no reliance should be placed on the accuracy, fairness or completeness of the information presented or contained in these materials.

Any forward-looking statements in this presentation are subject to risks and uncertainties that could cause actual results to differ materially from those that may be inferred to being expressed in, or implied by, such statements. Such forward-looking statements are not indicative or guarantees of future performance. Any forward-looking statements, projections and industry data made by third parties included in this presentation are not adopted by the Company and the Company is not responsible for such third party statements and projections.

This presentation may not be all inclusive and may not contain all of the information that you may consider material. The information presented or contained in these materials is subject to change without notice and its accuracy is not guaranteed. Neither the Company nor any of its affiliates, advisers or representatives accepts liability whatsoever for any loss howsoever arising from any information presented or contained in these materials.

THIS PRESENTATION IS NOT AN OFFER OF SECURITIES FOR SALE IN THE UNITED STATES OR ELSEWHERE.

2

TABLE OF CONTENTS

Results Performance Update

Q2 & H1 FY2019-20 Results Update

Strong Corporate Governance – Regulatory Compliances

Company Overview

Update on Awards & Recognition

Directors & Leadership Team

Annexures

Kendra Evolution

04

17

19

21

38

41

44

45

Branding & Marketing Campaign

53

3

RESULTS PERFORMANCE UPDATE

4

RESULTS PERFORMANCE UPDATE

Key Highlights - Q2 FY2019-20

REVENUE FROM OPERATIONS

EBITDA

PROFIT AFTER TAX (PAT)

In Rs Mn

1,267.8

1,518.5

192.6

204.6

108.7

78.1

19.8%

6.2%

39.1%

Q1 FY2019-20

Q2 FY2019-20

Q1 FY2019-20

Q2 FY2019-20

Q1 FY2019-20

Q2 FY2019-20

Robust growth seen in Financials due to clear focus on Store profitability and service activation across the network.

PAT has increased by 39.1% QoQ basis due to strong operating leverage as well as impact of lower Tax rates.

Strong Operating metrics – NextGen overall throughput increased by ~17% and Number of Transactions increased by 28% on QoQ basis.

5

NEXTGEN OUTLETS – PERFORMANCE UPDATE

~Rs. 37.5 Bn

8,500+

Quarterly Throughput on Nextgen Vakrangee Platform – Transaction Value (in Rs.)

No. of NextGen Outlets currently operational

~US$ 2.1 Bn

~15.1 Mn

Annual Run Rate Throughput – Transaction Value - basis Current No. of operational NextGen Outlets

Quarterly No. of Transactions on NextGen Vakrangee Platform

Our Aim to become India’s Largest Rural Consumption Platform

6

NEXTGEN OUTLETS – PERFORMANCE UPDATE

VISIBILITY ON OPENING OF NEXTGEN OUTLETS

Total Number of Operational Outlets : 8,500+

Total Number of Formal Expression of Interest : 74,000+

Outlets under On-Boarding Process : 12,500+

CLEAR VISIBILITY OF 25,000 NEXTGEN OUTLETS BY MAR 2020

7

NEXTGEN OUTLETS – PERFORMANCE UPDATE

GUIDANCE ON OPENING OF NEXTGEN OUTLETS

3,00,000

NO OF NEXTGEN OUTLETS

25,000

21,000+*

8,500

3,504

95

LONG TERM TARGET

Dec-18

Mar-19

Jun-19

Sept-19

Mar-20 E

Mar-25 E

Note: * Operational outlets Outlets under On-Boarding Process

Planned Target is to have last Mile presence across All Postal codes covering each & every Gram Panchayat in the country.

8

NEXTGEN OUTLETS – PERFORMANCE UPDATE

NextGen Live outlets are currently only 9 months old. The below is the Average Data for the month of September 2019. As the stores mature, we expect the financials to significantly improve.

Avg. No. of Daily Transactions - ATM

~40-50 transactions per day per ATM

Avg. Total Banking* & ATM Throughput - Transaction Value

Avg. No. of Bill Payments / Ticket Bookings / Courier / Money Transfer Txn

Avg. GMV Throughput – Transaction Value

Note - * - Banking include Deposits / withdrawals

~ Rs. 10-12 billion per Month (Cumulative for all NextGen Outlets)

~ 40-50 Transactions per Month per Outlet

~ Rs. 250-350 mn per Month (Cumulative for all NextGen Outlets)

9

NEXTGEN OUTLETS - PERFORMANCE SUMMARY

Debt Free & Cash Rich Balance Sheet

Strong Senior Mgmt. team in Place

WELL POISED FOR STRONG GROWTH

Zero Promoter Pledge & Promoter Stake Increased

All Regulatory Compliances in Place

Scalable Franchisee Model with Strong Operating Leverage

10

CASE STUDIES : NEXTGEN TOP PERFORMERS

“I have earned Rs. 3,05,145 From Assisted Online Shopping in just 1 month”

SANTIDEV BAG West Bengal TIER 5 LOCATION AGEING OF OUTLET –11 Months

Number of Orders

305

Total Sale Value

11

₹ 15,87,009

11

CASE STUDIES : NEXTGEN TOP PERFORMERS

MAHTAB ALAM Uttar Pradesh TIER 3 LOCATION AGEING OF OUTLET – 11 Months

“I have earned Rs. 2,22,676 From Assisted Online Shopping in just 1 month”

Number of Orders Number of Orders

618

Total Sale Value Total Sale Value

₹ 11,76,393

12

CASE STUDIES : NEXTGEN TOP PERFORMERS

“I have earned Rs. 1,72,462 From Assisted Online Shopping in just 1 month”

SATENDRA KUMAR Uttar Pradesh TIER 1 LOCATION AGEING OF OUTLET – 11 Months

Number of Orders

2,074

Total Sale Value

13

₹ 2,89,784

13

CASE STUDIES : NEXTGEN TOP PERFORMERS

“I have earned Rs. 35,291 From Assisted Online Pharmacy in just 1 month”

SUPARNA RAJE West Bengal TIER 2 LOCATION AGEING OF OUTLET – 11 Months

Number of Transaction

Total Transaction Value

2,411

₹ 2,37,393

14

CASE STUDIES : NEXTGEN TOP PERFORMERS

BABURAO DEVKATE Maharashtra TIER 4 LOCATION AGEING OF OUTLET – 3 Months

“I have earned Rs. 54,886 From BFSI – Banking Services in just 1 month”

Number of Accounts Opened

Total Transaction Value

165

₹ 2,29,85,527

15

CASE STUDIES : NEXTGEN TOP PERFORMERS

RUSHIKESH BANKATRAO Maharashtra TIER 6 LOCATION AGEING OF OUTLET – 9 Months

“I have earned Rs. 1,10,693 From BFSI – ATM Services in just 1 month”

Number of Financial Transaction

10,001

Total Transaction Value

16

₹ 2,21,35,300

16

Q2 & H1 FY2019-20 RESULTS UPDATE

17

CONSOLIDATED FINANCIAL STATEMENTS

Particulars (Rs. Mn.)

Revenue from Operations Total Expenses

EBIDTA Profit before Tax (PBT) Tax Expenses Profit after Tax (PAT) Earnings per Share (EPS Basic)

Particulars (Rs. Mn.) Net Worth Share Capital

Other Equity

Total Debt Long Term Debt

Short Term Debt

Other Non-Current Liabilities

Total Sources of Funds

Fiscal Year (FY) is 12 months ending March

Key Profit & Loss Statement Items

Q2FY2019-20

Q1FY2019-20

QoQ %

H1FY2019-20

1,518.5 1,558.9

204.6 168.5 59.9 108.7 0.11

1,267.8 1,315.4

192.6 157.6 79.5 78.1 0.07

19.8 18.5

6.2 6.9 (24.7) 39.1 57.1

2,786.3 2,874.3

397.2 326.2 139.3 186.8 0.18

Key Balance Sheet Items

H1FY2019-20

FY2018-19

26,022.7

1,059.4

24,963.3

0.0 0.0

0.0

51.4

26,022.0

1,058.8

24,963.2

0.0 0.0

0.0

57.0

26,074.1

26,079.0

Particulars (Rs. Mn.) Fixed Assets Other Non-Current Assets Inventory Trade Receivables Cash & Cash Equivalents Other Current Assets Less: Trade Payables Less: Other Current Liabilities Net Current Assets Total Application of Funds

H1FY2019-20

FY2018-19

1,543.3 179.7 157.3 13,270.5 11,463.9 1,255.1 546.3 1,249.4 24,351.1 26,074.1

1,562.1 257.3 41.1 13,196.2 11,441.7 678.9 338.8 759.5 24,259.6 26,079.0

18

STRONG CORPORATE GOVERNANCE : ALL REGULATORY DUE DILIGENCE ALREADY IN PLACE

19

STRONG CORPORATE GOVERNANCE

ALL REGULATORY DUE DILIGENCE ALREADY IN PLACE

SEBI INVESTIGATION

EOW INVESTIGATION

MCA INSPECTION

There were no findings or instance of any stock manipulation by Promoter or Promoter group entities. Link : Click Here

Clean chit given to promoter & promoter group with respect to price & volume manipulation Link : Click Here

Update on MCA Inspection - No Irregularities & no further action pending pertaining to Vakrangee Link : Click Here

20

COMPANY OVERVIEW

21

NEXTGEN VAKRANGEE KENDRA – SCOPE OF SERVICES

Vakrangee Kendra offers a broad spectrum of services across different sectors to offer a “One Stop Shop” solution for its customers

ASSISTED E-COMMERCE :

Assisted Online Shopping and Pharmacy

Bill Payments and Recharge

Logistics

BFSI & ATM SERVICES :

ATM

Insurance Services

Banking and Financial Services

22

NEXTGEN VAKRANGEE KENDRA – SCOPE OF SERVICES

ASSISTED E-COMMERCE SERVICES

23

E-COMMERCE MARKETING INITIATIVES

Link to the Co-Branded Advertisement Campaign - Amazon & Vakrangee :

https://www.youtube.com/watch?v=MPtZ_c62 Odg

https://www.youtube.com/watch?v=- AJarKHI94c

24

NEXTGEN VAKRANGEE KENDRA – SCOPE OF SERVICES

UNIQUE FEATURES OF ASSISTED ONLINE SHOPPING

Own The World’s Biggest E-mall : More than 1 Crore+ products

Monopolistic Offering of Marketplace

Zero Working Capital Requirement*

POTENTIAL EARNING OF Rs. 1,00,000+ per month

High Quality Products at Competitive Prices

*Applicable only for Amazon service Source: Company

Zero Inventory Model

25

NEXTGEN VAKRANGEE KENDRA – SCOPE OF SERVICES

BFSI SERVICES

(White Label ATM License)

ATM Cash Withdrawal • Non-Financial

Transactions

• Money Transfer •

Lead Generations of Personal/Home/ Business Loans

• Life Insurance • General Insurance • Health Insurance

• •

Account Opening Cash Withdrawal/ Deposit services

• Other Banking services

26

FORMATS OF NEXTGEN VAKRANGEE KENDRA

NEXTGEN VAKRANGEE KENDRA: GOLD, SILVER AND BRONZE MODEL

Update on Nextgen Vakrangee Kendra Model:- • As the Bouquet of services have increased over the last few years , the viability of the kendra has

increased on a standalone basis resulting into an Exclusive store format. Key Mandatory features have been added in the Nextgen Model – ATM, CCTV, Digital Signage & Pinpad device for all kind of payment mode.

• Nextgen Vakrangee model includes standardized Look & Feel and Branding as designed by

renowned Store Brand consultants Lewis & Hickey.

Gold Kendra

Silver Kendra

Bronze Kendra

Minimum area of 300 sq. ft. Four counters, owner desk and ATM

Minimum area of 100 sq. ft. Two counters and ATM

Minimum area of 65 sq. ft. One counter and ATM

27

KEY FEATURES – NEXTGEN VAKRANGEE KENDRA

KEY FEATURES

STORE EXCLUSIVITY & CONSISTENT BRANDING

MANDATORY ATM IN EACH OUTLET

CENTRALIZED MONITORING SYSTEM

DIGITAL ADVERTISING

PIN-PAD DEVICES

• •

• • •

• • •

• •

Exclusive store model with same service level and same Customer experience Standardized layout & design by L&H (Lewis & Hickey) Uniform and Consistent Branding for Higher brand recall and visibility

ATM at each store and located within the store Potential to enhance the footfalls significantly Additional stream of revenues for both the Franchisee and the company

Centralized CCTV system Better Security at the store Full compliance with RBI guidelines to maintain more than 90 days video recording back up

Digital Signage to enable centrally monitored advertisement campaigns To enhance the interaction between Customers and Partners Focus to initiate advertising revenue

To enable various kinds of payment modes at any Vakrangee Kendra Integration in process to start accepting RuPay / Debit / Credit card payments

28

NEXTGEN VAKRANGEE KENDRA – GOLD MODEL

NEXTGEN VAKRANGEE KENDRA: GOLD MODEL

29

NEXTGEN VAKRANGEE KENDRA – SILVER MODEL

NEXTGEN VAKRANGEE KENDRA: SILVER MODEL

Vakrangee Limited

30

NEXTGEN VAKRANGEE KENDRA – OUR PRESENCE

21,000+* OUTLETS

29 STATES & UTs

500+ District Covered

5,800+ Postal Code Covered

~70% Presence in Tier V & VI Cities

• •

- As of 30th September, 2019 - 8,500 Operational outlets & 12,500+ outlets under on-boarding process

Sr. No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29

State & UT Name Andhra Pradesh Assam Bihar Chandigarh Chhattisgarh Dadra and Nagar Haveli Daman and Diu Delhi (NCR) Goa Gujarat Haryana Himachal Pradesh Jammu and Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Odisha Punjab Rajasthan Tamil Nadu Telangana Tripura Uttar Pradesh Uttarakhand West Bengal

31

HUGE UNTAPPED MARKET: OVERALL MARKET POTENTIAL

POPULATION

1.21 BILLION

TOTAL NO OF VILLAGES

6,54,424

TOTAL OUTLET POTENTIAL

3,69,977

RURAL OUTLET POTENTIAL

2,94,442

URBAN OUTLET POTENTIAL

75,535

Click here – Potential Market Opportunity

32

ADVANTAGE VAKRANGEE : OUR STRENGTHS

Tie up with Strong Partners & Access to Key Licenses

Technology & Integration Expertise

On Ground Field Presence till the Block Level

Size and Scale with Strong Franchisee Model

Portfolio of key Licenses & Partnership empanelment's built over last 20 years

Have built a strong bouquet of products and services

Over two decades of System Integration Capabilities

Interoperable banking - Integration with the Core Banking servers of the Banks

Pioneer in Aadhaar based biometric enabled banking

Field Level Hierarchy till the Block level – More than 1,000 District and Block Area managers

Continuous Handholding and support to Franchisee to maintain smooth Operations and drive sales

Robust store Economics leading to strong growth in stores

Scale leading to emerge as a Partner of choice

33

STORE ECONOMICS OF A NEXTGEN KENDRA

NextGen Outlet Estimated Revenue Per Store

NextGen Outlet Estimated Commission Sharing Ratio

NextGen Outlet Estimated Profit Margins %

NextGen Outlet Estimated Capex for Franchisee & Breakeven

Avg. Revenue per Month Rs. 0.1 mn *

Ranging from 65:35 to 80:20 based on Service Type

Vakrangee Margins Operational Gross Level – 18-20% Sustainable EBIDTA Level – 15-16%**

Total Capital Employed for Franchisee – Rs. 1.0 – 1.5 mn Breakeven Period In Months – 18-24

Note: * - Estimate Based on a mature store. Maturity is considered as more than 12 months old outlet. ** - EBIDTA Margins calculated on basis of reaching an Operating leverage of minimum 10,000 operational stores.

34

OUR PROPRIETARY TECHNOLOGY PLATFORM

Technology

Internet Connectivity

• Technology platform integrated with CBS of

Seamless connectivity through V-SAT or Broadband Internet

various banks, delivering real-time & interoperable banking access

• Biometric authentication enabling quick KYC

and paper less banking

Integration with all partner systems across E- Commerce, E-Governance, Insurance and Logistics

• Technical Support Available - Resources at block level trained to handle day-to-day IT glitches and troubleshooting

Security Specifications

• Defined User Policy -Authentication required for each and every user of the server;

Secured and safe transactions

35

FRANCHISEE FOCUSED TEAM STRUCTURE

Relationship Manager

Dedicated support directly from Head Office to franchisee for all type of Operations

Corporate Head Office Team

Relationship Manager

State Operations Head

State Marketing Head

Dedicated support directly from Head Office to franchisee for all type of Operations

Continuous support to Franchisee to drive Operations

Field Operations Team (Division and District)

Field Sales Team (Division and District)

Continuous support to Franchisee to drive Sales

Block Area Manager

Franchisees

Franchisees

Franchisees

Franchisees

36

WHITE LABEL ATM – OPPORTUNITY

2,423

ATM per Mn Population

1,859 1,745

1,537

1,338

1,076 1,076

892 821

538 516 500

180

India rank’s is 148 in the world in terms of ATM Density

Low ATM Penetration in Tier 3, 4, 5 and 6 cities ~ Huge opportunity for WLAs to bridge the gap between Urban and Rural India

As on September 2019, India had ~ 243,000 ATMs.

RBI WLA license to Vakrangee –

Set up & Manage minimum 15,000 WLA

• Maintain rural (Tier III to VI) to urban (Tier I & II) ratio of 2:1 (incl. minimum of 10% to be set up in Tier V & VI)

Benefits of Vakrangee WLAs Over Other Players

Sr. N o.

Operating Cost

Vakrangee

Peers

1

2

3

4

5

6

Rent Expense

Civil Work & Interiors

Internet Connectivity

Cash Management Charges

ATM Operational Costs

Security Guard

COMPETITIVE ADVANTAGES VAKRANGEE MODEL

COST SYNERGIES

• No requirement of security guard as the ATM is located inside the Vakrangee Kendra & monitored through centralized CCTV

• Sharing of Civil Work, Internet

Connectivity, Rent and Electricity expenses

• CRA activity performed by Franchisee. No additional CRA Cost and dependency for First Line of Maintenance (FLM) calls

37

UPDATE ON AWARDS & RECOGNITION

38

AWARDS & RECOGNITION

 Vakrangee makes history by setting GUINNESS WORLD RECORDSTM title for the Most stores launched simultaneously on 14th January 2019

 Launches 1107 Nextgen Vakrangee kendra stores across the country at 11.07 Am on the same day

 Overall the Company launched 3,300+ stores on a

Pan India basis

 This is the highest number of stores opened

anywhere in the world

 Vakrangee has been awarded as the best

‘FINANCIAL SERVICES RETAILER OF THE YEAR’ at the Indian Retail Awards 2019.

 Award recognises company’s ‘Nextgen Vakrangee Kendras’ growth and customer satisfaction in 2018-19.

 The objective of the Indian Retail Awards is to recognize the Retailers who are closing the gap between operational reality and consumer expectations with great retailing practices.

39

AWARDS AND CERTIFICATIONS

• Guinness World Records Title for the Most Stores Launched Simultaneously on 14th January 2019. Launches 1107 Nextgen Vakrangee Kendra stores across the country at 11.07 am on the same day

• Awarded as the best ‘Financial Services Retailer of the year’ at the Indian Retail

Awards 2019

• CA Entrepreneur Path Breaker Award 2017 by Institute of Chartered Accountants of

India

• Selected in the Fortune 500 Companies – Fortune India 2017

• Selected in the Super 50 Companies – Forbes India 2017

• Selected in the Top 50 BSE 500 Companies by Growth in M-Cap - Forbes India 2017

• Vakrangee has been features in 11 Indian companies, up from an all-time low of eight

last year by Forbes Asia’s Best Under a Billion list for 2015

• ET-500 Companies for 2013 as published by ET

• Nominated (top 5) for the best CEO (IT & ITes) by Business Today in January 2014

• 26th in the Deloitte Technology Fast 50 companies in India, 2012

• 18th in the Deloitte Technology Fast 50 companies in India, 2011

• 226th rank in Deloitte Fastest 500 growing Asia Pacific companies in 2011

• CA. Business Leader - SME (3rd Rank) of the Year Award, 2008 to the Chairman by

Institute of Chartered Accountants of India

• Economic Times ET 500 best companies in India in 2006-07

40

DIRECTORS & LEADERSHIP TEAM

41

INDEPENDENT / NOMINEE DIRECTORS ON THE BOARD

Strong Board of Directors

RAMESH JOSHI Non Executive Independent Director

• Has about 40+ years of business experience in the banking industry. • Has worked with RBI for over three decades and a former ED of SEBI • Holds a Bachelor’s degree in Arts from the University of Nagpur and a Bachelor’s degree in Law from the University

of Nagpur.

SUNIL AGARWAL Non Executive Independent Director

B. L. MEENA Non Executive Independent Director

AVINASH VYAS Non Executive Independent Director

Ranbir Datt Nominee Director

• Has over 25+ years of experience in business administration. He is an entrepreneur with varied business interests

in the mining industry in Rajasthan.

• Holds a Bachelor’s degree in Commerce from the University of Rajasthan.

• Has about 28+ years of experience, having served in various Government departments. A former Chief Commercial

Manager, North Western Railways.

• Holds a Master’s degree in Arts from the University of Rajasthan and a Bachelor’s degree in Law from the

University of Rajasthan

• Has wide experience in Audit Certification for externally aided projects funded by foreign agencies such as World

Bank and its extended arms

• Holds a Bachelor’s Degree in Commerce and is LL.B (professional) which adds to his business acumen.

• Nominee Director (representing the Life Insurance Corporation of India) of our Company. •

Joined LIC as Assistant Administrative Officer in 1984. Worked as Head of various channels in LIC of India viz., Deptt of Pension & Group Superannuation, Banking Assurance, Micro Insurance, Office Service & Estates etc. Presently Mr. Datt is Executive Director of Corporate Planning /New Projects.

SUJATA CHATTOPADHYAY Non Executive Independent Director

Fellow member of the Institute of Cost Accountants of India and the Associate member of the Institute of Company Secretaries of India.

• Has over 26+ years of experience across various industries and geographies - Choice Capital Advisors Private Ltd,

Polygenta Technologies Ltd, Arysta LifeScience India Ltd, Steel Exchange India Limited.

42

LEADERSHIP TEAM

STRONG MANAGEMENT TEAM IN PLACE TO DRIVE NEXT PHASE OF GROWTH ACROSS ALL BUSINESSES

DINESH NANDWANA Founder Promoter & Executive Chairman

• Has about 27+ years of business experience. Main functions and areas of responsibilities in the Company include policy formulation and decision making. • Has received a memento from the former Honorable President of India, Late Shri Shankar Dayal Sharma in 1996. • Recipient of the ‘CA Business Leader - SME (3rd Rank)’ award by the Institute of Chartered Accountants of India for the year 1997. • Holds a Bachelor’s degree in Commerce from Rajasthan University & is a certified Chartered Accountant from the Institute of Chartered Accountants of India.

ANIL KHANNA Managing Director & Group CEO

• Mr. Anil Khanna has joined Vakrangee as Managing Director & Group CEO w.e.f. 25th January 2019. Prior to Vakrangee he has been at the position of Managing Director of Blue Dart Express Limited with effect from 21st February 2007. He has a proven track record and is well experienced to lead Vakrangee. He has 40 years of experience in various industries

• Under his leadership and guidance, Blue Dart was able to broaden its strategic focus from being an air express company to a full-fledged logistics organization offering a wide range of products and services, as well as Industry specific solutions in air and ground express segments. He was also responsible for developing business potential, driving strong revenue growths and enhancing service quality. He has proven his capabilities in leading his team to achieve exceptional business results.

• He is a graduate from St Stephen's College, Delhi and holds an MBA degree in Marketing and Finance from UBS, Chandigarh.

DR NISHIKANT HAYATNAGARKAR Director – R&D

• Has about 25+ years of business experience in the information technology sector. Main areas of responsibility in the

Company include software development, information technology compliance and technical support. Holds a Doctorate in Computer Science from the Indian Institute of Technology, Mumbai

43

ANNEXURES

44

KENDRA EVOLUTION

45

KENDRA EVOLUTION

PHASE 1: INITIALLY AN E-GOVERNANCE PLAYER

PHASE 1: CSC & E-MITRA MODEL

Services Offered : • E-Governance

OUTLETS WERE PRIMARILY TERMED AS “COMMON SERVICE CENTRE - CSC” OR “E-MITRA KENDRA” :-

• NON-EXCLUSIVE STORE MODEL

SINGLE LINE OF SERVICE PRIMARILY E-GOVERNENCE SERVICES

• NO STANDARDIZED DESIGN LAYOUT &

BRANDING

• KIRANA STORE MODEL

46

KENDRA EVOLUTION

PHASE 1: INITIALLY AN E-GOVERNANCE PLAYER

47

KENDRA EVOLUTION

PHASE 2: E-GOVERNANCE PLAYER TO A BANKING BC POINT MODEL

PHASE 2 : BANKING BC POINT MODEL

COMPANY RECEIVED THE BUSINESS CORRESPONDENCE BANKING MANDATE AND STARTED THE BC POINT SERVICES THROUGH THE KENDRA –

• NON-EXCLUSIVE

• DUAL LINE OF SERVICE - E-GOVERNENCE &

BANKING SERVICES

• NO STANDARDIZED DESIGN

INITIATED STANDARD BRANDING IN TERMS OF BASIC SIGNAGE & HOARDINGS

48

Services Offered : • E-Governance • Banking

KENDRA EVOLUTION

PHASE 2: E-GOVERNANCE PLAYER TO A BANKING BC POINT MODEL

49

KENDRA EVOLUTION

PHASE 3: E-GOVERNANCE PLAYER TO MULTI SPECIALITY STORE MODEL

PHASE 3 : MULTI-SPECIALITY STORE MODEL

EVOLVED INTO A MULTI SPECIALITY STORE MODEL :–

• PLANNED AS AN EXCLUSIVE STORE MODEL

• MULTI-LINE OF SERVICES – BANKING, E-

GOVERNENCE, INSURANCE, E-COMMERCE & OPTIONAL ATM SERVICES

STANDARDIZED DESIGN

INITIATED STANDARD BRANDING IN STORE LAYOUT AS WELL AS SIGNAGE

• PARALLEL EFFORTS TO ACTIVATE VARIOUS SERVICES ACROSS ALL OUTLETS AND CONVERSION TO EXCLUSIVE MODEL

50

Services Offered : • • •

E-Governance • Banking • E-Commerce

Insurance ATM (Optional)

KENDRA EVOLUTION

PHASE 3: E-GOVERNANCE PLAYER TO MULTI SPECIALITY STORE MODEL

51

KENDRA EVOLUTION

PHASE 4: E-GOVERNANCE PLAYER TO AN EXCLUSIVE NEXTGEN ASSISTED DIGITAL CONVENIENCE STORE

PHASE 4 : NEXTGEN KENDRA MODEL – ASSISTED DIGITAL CONVENIENCE STORE

EVOLUTION INTO AN EXCLUSIVE ASSISTED DIGITAL CONVENIENCE STORE MODEL –

EXCLUSIVE STORE MODEL

• MULTI-LINE OF SERVICES – BANKING & FINANCIAL SERVICES, E-GOVERNENCE, INSURANCE, E-COMMERCE, LOGISTICS & MANDATORY ATM SERVICES

STANDARDIZED LAYOUT & DESIGN BY L&H (LEWIS & HICKEY)

STANDARD BRANDING IN STORE LAYOUT AS WELL AS SIGNAGE

• ATM MANDATORY

Services Offered : • • •

E-Governance Banking & Financial Services E-Commerce

• • •

Insurance ATM (Mandatory) Logistics

• DIGITAL SIGNAGE & CCTV MANDATORY

PINPAD DEVICES TO ENABLE ALL KIND OF PAYMENT MODES ACROSS SERVICES

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BRANDING & MARKETING CAMPAIGN

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NATIONAL LEVEL ADVERTISING - PRINT

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NATIONAL LEVEL ADVERTISING - OOH

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NATIONAL LEVEL ADVERTISING - OOH

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NATIONAL LEVEL ADVERTISING - LOCALISED

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Thank You

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