IDBI Bank Limited

rs,

0411 Website : www.idbi.com The Manager (Listing) BSE Ltd., 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001 Dear Sir, 11 Th-rdti 2020 The Manager (Listing) Nationa

Rs.756 crore

223 223 102 102 23 23 Major Highlights 1 2 3 4 5 6 Bank reports PBT of Rs.756 crore, after 12 quarters, Bank Shifts to new Tax Regime. One time hit of Rs.6273 crore on account of D

Rs.6273 crore

k reports PBT of Rs.756 crore, after 12 quarters, Bank Shifts to new Tax Regime. One time hit of Rs.6273 crore on account of DTA reversal Bank would have reported net profit of Rs.418 crore instead of loss of

Rs.418 crore

One time hit of Rs.6273 crore on account of DTA reversal Bank would have reported net profit of Rs.418 crore instead of loss of Rs.5763 crore, if continued under old Tax Regime Bank recovers Rs.2255 crore

Rs.5763 crore

on account of DTA reversal Bank would have reported net profit of Rs.418 crore instead of loss of Rs.5763 crore, if continued under old Tax Regime Bank recovers Rs.2255 crore in Essar Steel Limited through NC

Rs.2255 crore

f Rs.418 crore instead of loss of Rs.5763 crore, if continued under old Tax Regime Bank recovers Rs.2255 crore in Essar Steel Limited through NCLT. Overall recovery Rs.3136 crore during Q3. Accelerated provi

Rs.3136 crore

old Tax Regime Bank recovers Rs.2255 crore in Essar Steel Limited through NCLT. Overall recovery Rs.3136 crore during Q3. Accelerated provisions of Rs.1679 crore made during the quarter. PCR at 92.41% highes

Rs.1679 crore

Steel Limited through NCLT. Overall recovery Rs.3136 crore during Q3. Accelerated provisions of Rs.1679 crore made during the quarter. PCR at 92.41% highest in Banking Industry. Bank has achieved all PCA pa

92.41%

Rs.3136 crore during Q3. Accelerated provisions of Rs.1679 crore made during the quarter. PCR at 92.41% highest in Banking Industry. Bank has achieved all PCA parameters, except RoA. Net NPA at 5.25%.

5.25%

92.41% highest in Banking Industry. Bank has achieved all PCA parameters, except RoA. Net NPA at 5.25%. CRAR at 12.56% Page 4 Page 4 91 91 163 163 68 68 167 167 195 195 91 91

12.56%

in Banking Industry. Bank has achieved all PCA parameters, except RoA. Net NPA at 5.25%. CRAR at 12.56% Page 4 Page 4 91 91 163 163 68 68 167 167 195 195 91 91 197 197 22

12.51%

equacy Gross NPA Net NPA Provision Coverage Ratio Slippages Credit Cost YoY 12.56% 12.51% 29.67% 28.72% 14.01% 5.25% 92.41% 75.21% Rs.2211 Cr Rs.2113 Cr 2.87% 0.45% 2

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c. Settled d. Upgradation e. Written off Closing Balance Quarterly Increment Recovery in TWO Slippage Ratio Cumulative (%) Slippage ratio For the Qtr./ for FY (%) Credit Cost (%) (Quarterly Annualized) FTNPA/(Recovery + Upgradation) (%) NPA – Category Wise Q3 FY 19 Q4 FY 19 FY 19 Q1 FY 20 Q2 FY 20 Q3 FY 20 60875 55360 55588 50028 51658 52053 (Rs.Crore) 2211 784 3440 146 4925 55360 (5515) 46 9.42 1.69 11.49 61 1781 430 927 162 6455 50028 (5332) 203 10.67 1.36 17.46 138 15281 2927 6443 1407 15918 50028 (5560) 466 10.67 10.67 13.15 184 3486 622 729 138 1611 51658 1630 78 2.64 2.64 13.78 369 2059 479 1234 525 384 52053 395 96 4.20 1.64 7.72 111 2113 1007 3136 295 2239 49503 (2550) 307 5.80 1.69 1.79 57 Category Gross O/S GNPA Provisions Net NPAs GNPA % NNPA % Agriculture Industry Services Personal Others Total 18669 76575 29282 44133 3727 172386 2785 39927 6011 568 212 49503 1817 35447 4893 330 210 42697 968 4480 1118 237 2 6805 14.92% 52.14% 20.53% 1.29% 5.69% 28.72% 5.74% 10.89% 4.58% 0.