Angel One Limited

rs,

- 400 051. Symbol: ANGELONE Department of Corporate Service BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai - 400 001. Scrip Code: 543235 Dear Sirs/ Ma’am, Sub: Investor(s) Presenta

3.2%

trated Rising Income >> Rising Savings >> Rising Investments >45 mn (Mar ‘26) NSE Active Clients ~3.2% of Total Population ~128 mn (Feb ‘26) Unique Demat Account by PANs on NSE ~1.0 bn Working Age

15.1%

orking Age Indians ~1.5 bn ~29 yrs – Median Age Flows of Equity + MF in Gross Financial Assets 15.1%^ (FY25) Financial Savings within Household Savings 11.8%* (FY25) India’s GDP ~US$ 4.5 trillion

11.8%

Equity + MF in Gross Financial Assets 15.1%^ (FY25) Financial Savings within Household Savings 11.8%* (FY25) India’s GDP ~US$ 4.5 trillion (Doubled in Last 10 years) * % of gross national disposab

rs 86

assets for FY25 Smartphone Penetration Rising Affordability of Data Internet Connections 15+ years 86% (2025) 76% Rural Urban (₹/GB) 308 Mar '14 97% 8 Mar '26 4.1x 1,029 (Mn) 252 Mar

76%

Smartphone Penetration Rising Affordability of Data Internet Connections 15+ years 86% (2025) 76% Rural Urban (₹/GB) 308 Mar '14 97% 8 Mar '26 4.1x 1,029 (Mn) 252 Mar '14 Dec '25

97%

ty of Data Internet Connections 15+ years 86% (2025) 76% Rural Urban (₹/GB) 308 Mar '14 97% 8 Mar '26 4.1x 1,029 (Mn) 252 Mar '14 Dec '25 4 Source: RBI, United Nations (Populatio

4.1x

et Connections 15+ years 86% (2025) 76% Rural Urban (₹/GB) 308 Mar '14 97% 8 Mar '26 4.1x 1,029 (Mn) 252 Mar '14 Dec '25 4 Source: RBI, United Nations (Population Division), NSE, I

46%

ts Mutual Fund AUM (US$ ‘000) FY19 FY25 (Stock) 73.7 (₹ Trn) 2.8 4.3 2025E 2030E 2040E 46% 40% 29% 30% 23% 16% Deposits Insurance & Pension Funds Equity & Investment Funds 9% 7% C

40%

utual Fund AUM (US$ ‘000) FY19 FY25 (Stock) 73.7 (₹ Trn) 2.8 4.3 2025E 2030E 2040E 46% 40% 29% 30% 23% 16% Deposits Insurance & Pension Funds Equity & Investment Funds 9% 7% Curren

29%

Fund AUM (US$ ‘000) FY19 FY25 (Stock) 73.7 (₹ Trn) 2.8 4.3 2025E 2030E 2040E 46% 40% 29% 30% 23% 16% Deposits Insurance & Pension Funds Equity & Investment Funds 9% 7% Currency 1

30%

AUM (US$ ‘000) FY19 FY25 (Stock) 73.7 (₹ Trn) 2.8 4.3 2025E 2030E 2040E 46% 40% 29% 30% 23% 16% Deposits Insurance & Pension Funds Equity & Investment Funds 9% 7% Currency 1% 1%

Primary Growth Drivers

3

Multiple Lenders

1

Investor Relations Advisors

1

Primary Growth Drivers

Supply Led Approach | Domain Expertise HNI Scale up: Omnichannel Led +3.5x AUM/RM** | +1.9x AUM/Client | >45% Clients from non-metro

Primary Growth Drivers

RM Productivity | Multi Asset Portfolio Solution Global: Ionic as Trusted Gateway Product Expansion through EM and Macro global funds

Primary Growth Drivers

Timely & high-conviction global diversification | Marquee mandates 20 Data as of 30th March 2026 *STORM - Seamless Transactions and Operations for Relationship Managers | ^UHNI Family (80 in Mar’25 to 170 in Mar’ 26) | **(₹ 100 mn in Mar’25 to ₹ 360 mn in Mar‘26) AUM/RM Credit: Unlocking Demand through Technology Huge Headroom for Growth Platform Moat Credit Disbursal Market Opportunity ✓ Large, underserved pool of clients with strong demand ✓ Low penetration of digital players in originations (₹ Bn) ~1,000

Multiple Lenders

• Deep API integration ensures better control over client experience • Best-fit offers across lenders, leading to better approval rates Proprietary Data: Rich first-party data from client behaviour and engagement (₹ Bn) 7.1 6.1 4.6 1.2 5 2 ' 1 Q 0.4 4 2 ' 4 Q 2.4 1.9 2.3 1.0 5 2 ' 4 Q 5 2 ' 2 Q 5 2 ' 3 Q 6 2 ' 1 Q 6 2 ' 2 Q 6 2 ' 3 Q 6 2 ' 4 Q AI-Driven Scoring Engine (AI/ML Models) ₹ 0.4 bn Cumulative disbursement ₹ 27.1 bn 50x Potential 20 • Propensity Scorecard • PD Scorecard • Lender Approval Score Loans taken by our clients from the market Angel One's loans disbursed in FY26 37+ Mn Angel One Client Base 90+ k Credit Clients served in FY 26 Instant & Frictionless: Pre-approved offers with minimal friction and instant disbursal High Credit Quality Base & Cross-Sell Opportunity: • Strong creditworthiness of clients on the platform • High client engagement facilitates cross sell 7 Partnerships Live 21 Asset Management: Building an Annuity Business Key Highlights Focusing on Education

Investor Relations Advisors

Angel One Ltd. CIN – L67120MH1996PLC101709 Mr. Hitul Gutka – Head IR Email Id – hitul.gutka@angelone.in www.angelone.in 35 http://www.sgapl.net/images/sgapl_logo.jpg Strategic Growth Advisors Pvt. Ltd. CIN - U74140MH2010PTC204285 Mr. Shogun Jain / Mr. Shrikant Sangani shogun.jain@sgapl.net / shrikant.sangani@sgapl.net +91 77383 77756 / +91 96195 95686 www.sgapl.net