Bajaj Finance Limited

rs 1.3

2 3 Section 01 Executive summary – Q3 FY24 1.1 Quarter gone by 1.2 Lead financial indicators 1.3 Omnipresence strategy update 4 Q3 FY24 Executive summary A mixed quarter. Good quarter on AUM, c

₹ 9,097 crore

tion, portfolio metrics and operating efficiencies. Strengthened capital position with a raise of ₹ 9,097 crore. Dampener for the quarter were elevated loan losses and impact of regulatory action. Delivered AUM

₹ 20,704 crore

or the quarter were elevated loan losses and impact of regulatory action. Delivered AUM growth of ₹ 20,704 crore, booked 9.86 MM new loans and witnessed highest ever new customer addition of 3.85 MM in Q3. Bajaj

₹ 310,968

Bajaj Finserv App now has 49.19 MM net users. AUM Opex to Net total income PAT ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.

35%

ow has 49.19 MM net users. AUM Opex to Net total income PAT ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead

33.9%

s 49.19 MM net users. AUM Opex to Net total income PAT ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead financi

34.8%

users. AUM Opex to Net total income PAT ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead financial indicators (

₹ 3,639

AUM Opex to Net total income PAT ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead financial indicators (1/6) Balanc

22%

total income PAT ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead financial indicators (1/6) Balance sheet and b

22.0%

l income PAT ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead financial indicators (1/6) Balance sheet and business

24.0%

ROE Net NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead financial indicators (1/6) Balance sheet and business metrics 1. De

0.37%

t NPA ₹ 310,968 Cr Growth 35% 33.9% Q3 FY23 34.8% ₹ 3,639 Cr Growth 22% 22.0% Q3 FY23 24.0% 0.37% Q3 FY23 0.41% 5 Lead financial indicators (1/6) Balance sheet and business metrics 1. Delivered