IDBI Bank Limited

rs,

411 Website : www.idbi.com The Manager (Listing) BSE Ltd., 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001 Dear Sir/Madam, 03 gt 2021 The Manager (Listing) Nation

Rs.1435 crore

ons are there now on lending, but Bank would grow its book in calibrated manner Raised Equity of Rs.1435 crore through QIP First Capital raise by the Bank from Public after 25 years (maiden IPO of Bank in 199

23%

aise by the Bank from Public after 25 years (maiden IPO of Bank in 1995) in 3rd quarter Divested 23% stake in IDBI Federal Life Insurance in 3rd quarter Principal Recovery from NPA accounts stood R

Rs.4518 crore

% stake in IDBI Federal Life Insurance in 3rd quarter Principal Recovery from NPA accounts stood Rs.4518 crore. All Subsidiaries posted profits for FY 2021 Capital CRAR – 15.59% Tier 1 – 13.06% RWA -

15.59%

NPA accounts stood Rs.4518 crore. All Subsidiaries posted profits for FY 2021 Capital CRAR – 15.59% Tier 1 – 13.06% RWA - Rs.157471cr 1% YoY reduction PAT Rs.1359 cr Operating Profit R

13.06%

Rs.4518 crore. All Subsidiaries posted profits for FY 2021 Capital CRAR – 15.59% Tier 1 – 13.06% RWA - Rs.157471cr 1% YoY reduction PAT Rs.1359 cr Operating Profit Rs.7091 cr NII -

Rs.157471

. All Subsidiaries posted profits for FY 2021 Capital CRAR – 15.59% Tier 1 – 13.06% RWA - Rs.157471cr 1% YoY reduction PAT Rs.1359 cr Operating Profit Rs.7091 cr NII - Rs.8518 cr NIM –

1%

iaries posted profits for FY 2021 Capital CRAR – 15.59% Tier 1 – 13.06% RWA - Rs.157471cr 1% YoY reduction PAT Rs.1359 cr Operating Profit Rs.7091 cr NII - Rs.8518 cr NIM – 3.38%

Rs.1359

FY 2021 Capital CRAR – 15.59% Tier 1 – 13.06% RWA - Rs.157471cr 1% YoY reduction PAT Rs.1359 cr Operating Profit Rs.7091 cr NII - Rs.8518 cr NIM – 3.38% RoA – 0.46% RoE – 10.06% C

Rs.7091

% Tier 1 – 13.06% RWA - Rs.157471cr 1% YoY reduction PAT Rs.1359 cr Operating Profit Rs.7091 cr NII - Rs.8518 cr NIM – 3.38% RoA – 0.46% RoE – 10.06% CASA – 50.45% Corporate : Retai

Rs.8518

RWA - Rs.157471cr 1% YoY reduction PAT Rs.1359 cr Operating Profit Rs.7091 cr NII - Rs.8518 cr NIM – 3.38% RoA – 0.46% RoE – 10.06% CASA – 50.45% Corporate : Retail 38:62 Net NP

3.38%

r 1% YoY reduction PAT Rs.1359 cr Operating Profit Rs.7091 cr NII - Rs.8518 cr NIM – 3.38% RoA – 0.46% RoE – 10.06% CASA – 50.45% Corporate : Retail 38:62 Net NPA -1.97% PCR –

Add

1

Less

1

Less

c. Settled d. Up-gradation e. Written off Closing Balance Increment Recovery in TWO Slippage Ratio Cumulative (%) Slippage Ratio For the Qtr./ for FY (%) Credit Cost (%) (for Quarter) Credit Cost excluding accelerated provision (%)(for Quarter) Credit Cost (%) (Quarterly Annualized) Credit Cost excluding accelerated provision (%)(Quarterly Annualized) FTNPA/(Recovery + Upgradation) (%) Q4 FY 20 49503 FY 20 Q1 FY 21 Q2 FY 21 Q3 FY 21 Q4 FY 21 50028 37559 44475 47272 41091 (Rs.Crore) FY 21 47272 2382 250 4518 782 8392 32 79 1261 28 2206 - 35 #2281 74 736 22 2809 1233 689 1780 41091 37559 36212 36212 (3385) (3532) (1347) (11060) 57 0.08 0.03 0.27 0.01 1.10 0.03 2 105 0.08 - 0.57 0.23 2.30 0.93 - 269 1.91 1.87 0.60 0.04 2.40 0.16 104 547 1.91 1.91 - - 1.36 0.12 41 727 531 1457 328 1702 8384 2638 6556 1286 5936 47272 47272 (2231) (2756) 344 6.35 0.59 0.60 0.35 2.39 1.38 34 826 6.35 6.35 - - 6.59 1.33 97 69 62 1288 44 1596 44475 (2797) 117 0.06 0.06 @-ve @-ve @-ve @-ve 5 # Hon’ble SC vide it