IDBINSEQ1 FY 2022July 22, 2021 IDBI Bank Limited
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Key numbers — 40 extracted
rs,
411 Website : www.idbi.com The Manager (Listing) BSE Ltd., 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai — 400 001 Dear Sir/Madam, 28 0:1(>1 2021 The Manager (Listing)
Rs.603 crore
0 223 102 23 Major Highlights for Q1 FY 2022 – Continued Balance Sheet Strengthening PAT Rs.603 crore PBT at Rs.1024 crore Operating Profit Rs.2776 crore NII Rs.2506 crore NIM 4.06% Cost to N
Rs.1024 crore
Major Highlights for Q1 FY 2022 – Continued Balance Sheet Strengthening PAT Rs.603 crore PBT at Rs.1024 crore Operating Profit Rs.2776 crore NII Rs.2506 crore NIM 4.06% Cost to Net Income Ratio 33.02
Rs.2776 crore
Continued Balance Sheet Strengthening PAT Rs.603 crore PBT at Rs.1024 crore Operating Profit Rs.2776 crore NII Rs.2506 crore NIM 4.06% Cost to Net Income Ratio 33.02% Total CRAR 16.23% Tier 1 Capi
Rs.2506 crore
heet Strengthening PAT Rs.603 crore PBT at Rs.1024 crore Operating Profit Rs.2776 crore NII Rs.2506 crore NIM 4.06% Cost to Net Income Ratio 33.02% Total CRAR 16.23% Tier 1 Capital 13.64% Total R
4.06%
PAT Rs.603 crore PBT at Rs.1024 crore Operating Profit Rs.2776 crore NII Rs.2506 crore NIM 4.06% Cost to Net Income Ratio 33.02% Total CRAR 16.23% Tier 1 Capital 13.64% Total RWA Rs.15428
33.02%
crore Operating Profit Rs.2776 crore NII Rs.2506 crore NIM 4.06% Cost to Net Income Ratio 33.02% Total CRAR 16.23% Tier 1 Capital 13.64% Total RWA Rs.154285 Crore Cost of deposit 3.72% Co
16.23%
ofit Rs.2776 crore NII Rs.2506 crore NIM 4.06% Cost to Net Income Ratio 33.02% Total CRAR 16.23% Tier 1 Capital 13.64% Total RWA Rs.154285 Crore Cost of deposit 3.72% Cost of funds 3.98%.
13.64%
II Rs.2506 crore NIM 4.06% Cost to Net Income Ratio 33.02% Total CRAR 16.23% Tier 1 Capital 13.64% Total RWA Rs.154285 Crore Cost of deposit 3.72% Cost of funds 3.98%. CASA ratio 52.44 Ret
Rs.154285 Crore
IM 4.06% Cost to Net Income Ratio 33.02% Total CRAR 16.23% Tier 1 Capital 13.64% Total RWA Rs.154285 Crore Cost of deposit 3.72% Cost of funds 3.98%. CASA ratio 52.44 Retail : Corporate Ratio 62:38
3.72%
io 33.02% Total CRAR 16.23% Tier 1 Capital 13.64% Total RWA Rs.154285 Crore Cost of deposit 3.72% Cost of funds 3.98%. CASA ratio 52.44 Retail : Corporate Ratio 62:38 Net NPA 1.67% GNPA 22
3.98%
R 16.23% Tier 1 Capital 13.64% Total RWA Rs.154285 Crore Cost of deposit 3.72% Cost of funds 3.98%. CASA ratio 52.44 Retail : Corporate Ratio 62:38 Net NPA 1.67% GNPA 22.71% PCR 97.42% P
Risks & concerns — 1 flagged
Committed to being with its customers and ensuring seamless delivery of financial services & participate in the relief measures to mitigate the impact of the crisis.
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Opening remarks
Less
c. Settled d. Up-gradation e. Written off Closing Balance Increment Recovery from W/O cases Slippage Ratio Cumulative (%) Slippage Ratio For the Qtr./ for FY (%) (FTNPA on Net Basis) $ Credit Cost (%) (for Quarter) Q1 FY 21 Q2 FY 21 Q3 FY 21 Q4 FY 21 FY 21 Q1 FY 22 47272 44475 41091 37559 47272 36212 (Rs.Crore) 69 62 32 79 1288 1261 44 28 - 35 736 22 #2281 2382 1332 74 250 245 1233 4518 587 689 782 1009 1596 2206 2809 1780 8392 599 44475 41091 37559 36212 36212 35594 (2797) (3385) (3532) (1347) (11060) (618) 117 0.06 0.04 @-ve 57 0.08 0.02 0.27 105 0.08 - 0.57 269 1.91 1.87 0.60 547 1.91 1.89 - 331 1.06 0.63 0.57 # Hon’ble SC vide its judgment dated Mar 23, 2021, vacated interim relief granted earlier not to declare the accounts as NPA. Accordingly Bank has followed the asset classification of borrower accounts as per the extant RBI instructions/ IRAC norms.. @ Negative due to reversal in NPA provision on account of recovery and upgradation $ FTNPA on Net Basis – FTNPA excluding NPA up