Housing & Urban Development Corporation Limited

rs,

from time to time by or on behalf of the Company. Given these risks, uncertainties and other factors, viewers of this presentation are cautioned not to place undue reliance on these forward looking stat

96.58%

ment schemes to develop the Indian housing and urban infrastructure sectors. As on March 31, 2021, 96.58% of total loan portfolio were to State Governments and their agencies  As on March 31, 2021, HUDC

INR 757,866

rnments and their agencies  As on March 31, 2021, HUDCO's total outstanding loan portfolio was - INR 757,866 mn — Housing Finance Loans & HUDCO Niwas: INR 461,075 mn (60.84%, of total outstanding loan portfo

INR 461,075

CO's total outstanding loan portfolio was - INR 757,866 mn — Housing Finance Loans & HUDCO Niwas: INR 461,075 mn (60.84%, of total outstanding loan portfolio) — Urban Infrastructure Finance loans : INR 296,791

60.84%

anding loan portfolio was - INR 757,866 mn — Housing Finance Loans & HUDCO Niwas: INR 461,075 mn (60.84%, of total outstanding loan portfolio) — Urban Infrastructure Finance loans : INR 296,791 mn (39.16

INR 296,791

NR 461,075 mn (60.84%, of total outstanding loan portfolio) — Urban Infrastructure Finance loans : INR 296,791 mn (39.16%)  Housing finance loans are classified into — Social housing — Residential real es

39.16%

0.84%, of total outstanding loan portfolio) — Urban Infrastructure Finance loans : INR 296,791 mn (39.16%)  Housing finance loans are classified into — Social housing — Residential real estate — H

rs 3

for projects relating to water supply, sewerage & drainage, roads and transport, power, among others 3 HUDCO | Key Strengths 1 Key Role in Various Government Schemes Financial Strength and Profit

99%

of State Governments and their agencies  Gross NPAs for loans made to the private sector were 99% compared to 0.75% for loans made to Government and their agencies. State Govt. & their Agencies

0.75%

ents and their agencies  Gross NPAs for loans made to the private sector were 99% compared to 0.75% for loans made to Government and their agencies. State Govt. & their Agencies Pvt. Sector Entit

7.17%

er base Rating of AAA for Long Term Debt Incremental cost of borrowings CARE IRRPL ICRA 7.17% 8.36% 6.81% 5.63% FY18 FY19 FY20 FY21 Sources of funding Debentures / NCDs Refinanc

8.36%

Rating of AAA for Long Term Debt Incremental cost of borrowings CARE IRRPL ICRA 7.17% 8.36% 6.81% 5.63% FY18 FY19 FY20 FY21 Sources of funding Debentures / NCDs Refinance Assis