Indian Railway Finance Corporation Limited

30%

1 Phone - 011 24100385 E-mail : info@irfc.nic.in, Website : www. irfc.nic.in No: IRFC/SE/2021-22/15 30% June, 2021 National Stock Exchange of India Limited Listing department, Exchange Plaza, Bandra- Kur

rs,

E) Mumbai- 400 051 Scrip Symbol: IRFC BSE Limited Listing Dept / Dept of Corporate Services, PJ Towers, Dalal Street, Mumbai -400 001 Scrip Code: 543257 ee B Sir/ Madam, Pursuant to Regulation 30 of the S

2%

of railway infrastructure assets and national projects of GoI Lending to other entities under MoR 2% 52% 46% Lease Recievables from Rolling Stock Assets Railway Project Assets (incld. National Pro

52%

railway infrastructure assets and national projects of GoI Lending to other entities under MoR 2% 52% 46% Lease Recievables from Rolling Stock Assets Railway Project Assets (incld. National Projects

46%

ay infrastructure assets and national projects of GoI Lending to other entities under MoR 2% 52% 46% Lease Recievables from Rolling Stock Assets Railway Project Assets (incld. National Projects) Lo

INR 3,60,079 crore

National Projects) Loan to Other entities under MoR AUM & CAGR (FY 19-21) Net worth RoE / RoA INR 3,60,079 crore 32.6% INR 35,913.4 crore 13.34% /1.35% GNPA NIL Tax Liability NIL Total Debt INR 3,23,111

32.6%

Loan to Other entities under MoR AUM & CAGR (FY 19-21) Net worth RoE / RoA INR 3,60,079 crore 32.6% INR 35,913.4 crore 13.34% /1.35% GNPA NIL Tax Liability NIL Total Debt INR 3,23,111 crore

INR 35,913.4 crore

o Other entities under MoR AUM & CAGR (FY 19-21) Net worth RoE / RoA INR 3,60,079 crore 32.6% INR 35,913.4 crore 13.34% /1.35% GNPA NIL Tax Liability NIL Total Debt INR 3,23,111 crore NIM 1.43% Ratings

13.34%

r MoR AUM & CAGR (FY 19-21) Net worth RoE / RoA INR 3,60,079 crore 32.6% INR 35,913.4 crore 13.34% /1.35% GNPA NIL Tax Liability NIL Total Debt INR 3,23,111 crore NIM 1.43% Ratings Net Gea

1.35%

UM & CAGR (FY 19-21) Net worth RoE / RoA INR 3,60,079 crore 32.6% INR 35,913.4 crore 13.34% /1.35% GNPA NIL Tax Liability NIL Total Debt INR 3,23,111 crore NIM 1.43% Ratings Net Gearing Ra

INR 3,23,111 crore

60,079 crore 32.6% INR 35,913.4 crore 13.34% /1.35% GNPA NIL Tax Liability NIL Total Debt INR 3,23,111 crore NIM 1.43% Ratings Net Gearing Ratio CRISIL AAA | CRISIL A1+ ICRA AAA | ICRA A1+ CARE AAA | C

1.43%

35,913.4 crore 13.34% /1.35% GNPA NIL Tax Liability NIL Total Debt INR 3,23,111 crore NIM 1.43% Ratings Net Gearing Ratio CRISIL AAA | CRISIL A1+ ICRA AAA | ICRA A1+ CARE AAA | CARE A1+ 9X

“-Answers will be given only to non price sensitive questions.”

Domestic

1

Domestic

Total borrowings as of 31st March 2021 2.35% 16.87% 32.81% 0.58% 47.39% Short Term Loans External Commercial Borrowing 54EC Bonds Domestic Bonds Long term rating CRISIL ICRA CARE Short term rating CRISIL ICRA CARE International ** Moody’s Standard and Poor’s CRISIL AAA ICRA AAA CARE AAA CRISIL A1+ ICRA A1+ CARE A1+ Baa3 BBB- BBB- BBB+ Stable Stable Stable – – – Stable Stable Stable Stable Long Term Rupee Term Loan from Bank Fitch **On par with India’s sovereign ratings; PRIVATE & CONFIDENTIAL Japanese Credit Rating Agency 12 Strategic role in financing growth of Indian Railways (2/1) IRFC Share in Indian Railways Rolling Stock as of 31st March, 2020 (No. of Units / %) Freight Wagons Passenger Coaches 76,608 66,642 86.99% 2,93,077 82.25% 2,41,082 Locomotives 12,729 11,332 89.02% Rolling Stock Assets held by the IR Rolling Stock Assets financed by IRFC Source: Ministry of Railways letter dated September 28, 2020 ; Assets financed till March 31st, 2019 since commencement of Business (1) R