SURAJESTNSE19 February 2024

Suraj Estate Developers Limited has informed the Exchange about Investor Presentation

Suraj Estate Developers Limited

Suraj Estate Developers Limited

Investor Presentation February 2024

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others: (a) our ability to successfully implement our strategy, (b) our growth and expansion plans, (c) changes in regulatory norms applicable to the Company, (d) technological

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This presentation is for general information purposes only, without regard to any specific objectives, financial situations or informational needs of any particular person. The Company

may alter, modify or otherwise change in any manner the content of this presentation, without obligation to notify any person of such change or changes.

2

Message From The Executive Director

Commenting on the performance, Mr. Rahul Thomas, Executive Director, Suraj Estate Developers, said, “A key indicator of economic vitality, the real estate sector, has displayed resilience with increased sales volumes across key demand markets and segments. With interest rates increasing by over 200 basis points from the lows of 2021, the sector has seen expansion in property values, emphasizing the robustness of demand in the housing cycle. Stabilizing interest rates will further improve affordability criteria. This also showcases the intrinsic need for people to own their homes supported by expanding affordability paradigms.

Amid this economic landscape, we have strategically positioned ourselves to capitalize on the burgeoning opportunities. We have been delivering progressively expanding operating milestones over the last few years and are continuing the momentum in FY24. Positive visibility emanates from sustained customer traction across projects.

We are delighted to add another landmark project to our portfolio of redevelopment projects in South central Mumbai market, which has been integral to company’s history. Over the years, we have successfully completed 42 projects and have provided better quality homes to 1,000+ tenants. Suraj Lumina will mark another set of happy tenants and customers.

On the operation front Q3FY24 was a strong quarter wherein we have had pre-sales of 35,537 sq ft of area translating to a sales value of ~Rs 143 crores. Our effective cost control measures led to a growth of 10% in our EBITDA thereby improving our margins by ~400 bps. We have repaid high- cost debt to the tune of Rs 285 crores in the month of December 2023 using the IPO proceeds. An additional Rs 23.5 crores of unsecured debt is repaid from gross collection proceeds, resulting in lower interest costs and strengthened balance sheet. We shall see this benefit of reduced interest costs Q4FY24 onwards”

3

Q3 & 9MFY24 Financial and Operational Highlights

Q3FY24 Operational & Financial Performance

Total Income* Rs 106.1 crs

EBITDA Rs 69.7 crs

EBITDA Margin 65.8%

PAT Rs 16.5 crs

Sales Mix (Q3FY24)

Sales Area (Sq Ft)

Sales Value (Rs cr)

35,537

143

44%

21,335

19,397

92

85

56%

Value-Luxury

Luxury

Q3FY23

Q2FY24

Q3FY24

Q3FY23

Q2FY24

Q3FY24

Collections (Rs cr)

103

67

68

Average Realisation (Rs/Sq ft)

43,342

43,933

40,101

Note : Total income and EBITDA include other income

Q3FY23

Q2FY24

Q3FY24

Q3FY23

Q2FY24

Q3FY24

5

Key Performance Indicators

9MFY24 Performance Indicators

Total Income Rs 312.7 crs

EBITDA Rs 180.3 crs

EBITDA Margin 57.8%

PAT Rs 48.0 crs

Sales Area (Sq Ft)

Sales Value (Rs cr)

142,817

Residential

Commercial

89,949

1,03,044

84,423

360

39,773

FY22

FY23

9MFY24

FY22

635

437

197

FY23

Collections (Rs cr)

346

269

361

205

9MFY24

FY22

FY23

9MFY24

Average Realisation (Rs/Sq ft)

Net Debt (Rs cr)

Sales Mix (9MFY24)

593

581

599

572

554

545

40,033

42,420

49,640

42,767

341

219

49%

51%

FY22

FY23

9MFY24

31-Mar-23

30-Jun-23

30-Sep-23

31-Dec-23

Note : Total income and EBITDA include other income

Gross Debt

Net Debt

Value-Luxury

Luxury

6

Consolidated Profit & Loss Statement

Revenue from operations

Particulars

Other income

Total income

Expenses

Operating and project expenses

Changes in Inventory of CWIP

Employee benefit expenses

Other expenses

Total expenses

EBITDA* EBITDA Margins (%) Finance costs

Depreciation and amortisation

PBT

Tax expense:

- Current tax

- Deferred tax charge/ (credit)

Total tax expense

Profit after tax

EPS

Q3FY24

106.0

0.2

106.1

71.1

-39.7

3.3

1.7

36.4

69.7 65.8% 47.0

0.6

22.1

5.7

-0.2

5.5

16.5

5.0

Q2FY24

103.5

0.2

103.7

43.2

-15.9

3.3

9.8

40.4

63.32 61.2% 39.7

0.8

22.8

7.0

-1.1

6.0

16.8

5.3

Q-o-Q (%)

9MFY24

2.4%

-9.9%

10.2%

-3.2%

-7.3%

-1.7%

311.9

0.8

312.7

142.3

-37.5

10.0

17.6

132.4

180.3 57.8% 113.9

2.0

64.3

21.5

-5.1

16.3

48.0

15.0

FY23

305.7

2.1

307.9

166.0

-31.3

11.6

8.4

154.7

153.1 50.1% 107.4

2.6

43.2

13.6

-2.4

11.1

32.1

10.1

Note : *EBITDA includes other income

7

Consolidated Cash Flow Statement

CASH FLOW FROM OPERATING ACTIVITIES

Particulars

9MFY24

FY23

Profit before taxes

64.3

43.2

Adjustments for Interest expenses/income, depreciation

Operating profit / (loss) before working capital changes

Changes in Working Capital

Direct Taxes (Paid)/Refund Received

Net Cash Generated / (Used) in Operating Activities

Net Cash Generated / (Used) in Investing Activities

Net Cash Generated / (Used) in Financing Activities

Cash and cash equivalents at beginning of the period/ year

Cash and cash equivalents at end of the period/ year

Net Increase/ (Decrease) in cash and cash equivalents

74.8

139.2

40.4

-5.9

34.4

8.5

65.9

11.8

120.7

108.9

106.7

149.9

45.0

-6.4

188.5

-27.1

-155.7

6.1

11.8

5.7

8

Suraj Estate Developers Limited was listed on the Stock Exchanges on 26th December,2023

Objects Of The Issue

Utilization Of IPO Proceeds

Particulars

Amount (Rs cr)

IPO Proceeds

Rs 400 Crs

Repayment / prepayment of aggregate outstanding borrowings of the Company and Subsidiaries

Acquisition of land or land development rights

Issue Expenses

General corporate purposes

285

35

35

45

Repaid high-cost debt to the tune of Rs. 285 crores in month of December 2023 using the IPO proceeds. An additional Rs. 23.50 crores of unsecured debt is repaid from gross collection proceeds, resulting in lower interest costs and strengthened balance sheet

10

‘Suraj’- Leading Real Estate Developer in South Central Mumbai (SCM)

1+

Million sq.ft. constructed in prime locations in the South Central Mumbai

42

Completed projects across residential & commercial segments

37

Years of experience in the real estate market of South-Central Mumbai region

16

Upcoming Projects

13

Ongoing Projects

Leading player in redevelopment scheme 33 (7). This allows to build scale in capital light business model

11

One of the Market Leaders in Redevelopment Projects in SCM*

Value Luxury 1 BHK and compact 2 BHK flats

Luxury 2/3/4 BHK flats

Sub-markets of South Central Mumbai (SCM)

ONE OF THE MARKET LEADERS IN REDEVELOPMENT

Mahim

Matunga

Dadar

Prabhadevi

Parel

263 Projects Launched in SCM sub-markets

160 (~61%) Redevelopment Projects

103 (~39)

New Projects

8%

2%

Commercial Built-to-suit model for select clientele & boutique offices

Bandra

(upcoming market)

Suraj’s Market Share

Source: Company Commissioned Anarock Report Note: *SCM sub-markets refer to Mahim, Matunga, Dadar, Prabhadevi and, Parel; Cumulative from 2016 to 2022

12

Redevelopment Expertise

Step 0

Timelines

Identification Of Land Bank (Plot Size, Title, Location, Tenant Density& FSI Scheme)

Step 1

Step 2

Step 3

Step 4

Step 5

Step 6

Step 7

Zero Date

Acquisition of land by way of Conveyance / Development Rights / JDA

4-6 Months

Obtaining 51% consent of tenants for redevelopment

3 Months

Obtaining IOD for the project

3 Months

Site vacation and demolition of old structure

3 Months

Obtaining CC and RERA registration

3-4 Years

Construction time period – 3 years for G+22 Storey Building and upto 4-5 years for high rise development from G+40 to 50 Storey

3 Months

OC and Handover of Possession

13

SCM : A Lucrative Micro Market In Mumbai

Dynamics of SCM Market

Large pool of old/dilapidated buildings

Close proximity to key locations such as BKC, Worli

sea link, Lower Parel, etc

One of the few locations which allows residential +

commercial projects to be constructed

Improving infrastructure via multiple government

projects

Note: *SCM sub-markets refer to Mahim, Matunga, Dadar, Prabhadevi and, Parel Map Not To Scale

14

Our Journey Spanning Over 37 Years

1986

1990

1992

2000

2005

Incorporated as a private limited company

Completed maiden residential project at Mahim (W)

Delivered a building at Dadar (W) to a public sector bank

Delivered ‘ICICI Apartments’ at Dadar (W) as office quarters

Delivered 14 residential apartments in Dadar (W) to CCIL as office quarters

2010

2012

2017

2018

Delivered a commercial building ‘Saraswat Bank Bhavan’ at Prabhadevi as corporate office to Saraswat Co-operative Bank

Delivered a commercial building ‘CCIL Bhavan’ at Dadar (W) as corporate office for CCIL

Entered the luxury residential segment in SCM with launch of the flagship “Palette” at Dadar (W)

Raised Rs 2000 million term loan from Piramal Capital & Housing Finance for luxury projects

Launched a sea facing luxury project ‘Ocean Star’ at Dadar (W)

2019

2021

2022

2023

2024

Forayed into value luxury segment with a project at Dadar (W). Started 1BHK apartments

Launched another value luxury project at Dadar (W)

Launched two value luxury projects at Mahim (W)

Concluded 2 commercial sale transactions with Saraswat and CCIL

Availed debt from ICICI Ventures through a subscription model towards NCD

Launched value luxury project Suraj Parkview 2 at Dadar (W)

Entered into Society Redevelopment (Asset Light Model)

Availed new debt from Axis Finance 10%

Availed New debt of Rs 175cr from IndusInd Bank

Raised Rs 400 cr via Listing on BSE and NSE

Launched a value luxury/luxury residential project ‘Suraj Lumina’ at Mahim west

15

Proven Track Record Of Delivering Residential And Commercial Projects

Timeline of completed projects

9 1,85,649

8

2,04,957

1,59,720

7

2,40,412

1,65,418

8

6

90,386

4

1990-1995

1996-2000

2001-2005

2006-2010

2011-2015

2016-2022

Developed areas

Consultant and Contractor Relationships

Architects and Structural Consultants

Civil Contractors

Residential and Commercial Projects

Mangirish, Dadar

Tranquil Bay, Dadar

CCIL Bhavan Phase I : Upto 6th floor

Saraswat Bank Bhavan Phase I : Upto 7th floor

16

Comparison Of Various Business Models In MMR Region

Parameters

Land Status

Upfront Capital Requirement

Redevelopment of Tenanted Properties (Conveyance/ DA) Under DCPR 33(7)A

Redevelopment of Society Under DCPR 33(7) B

Vacant Land- Normal Development

Conveyance / DA

Moderate

DA

Low

Conveyance / JDA

High

FSI

Land Cost

Approval Cost

Availability of Plots in MMR Region Tenant Consent for Redevelopment Project Turnaround Time & Litigation Risk Mortgage of Land for Project Finance Project Turnaround Time Property Maintenance Cost EBIDTA Margins ROE / ROCE Sacalability

No of Ongoing & Upcoming Projects Under Each Category

Inherent FSI of 3.00 +35% Fungible.

No TDR / Additional FSI Cost.

Also has FSI Upside of Clubbing Scheme notified under 33(7)

Inherent FSI of 1.33 +35% Fungible and Additional FSI of up to 1.67 + 35% Fungible by way of Payment of TDR / Additional FSI Premium depending on Road Width

Inherent FSI of l.33 +35% Fungible and Additional FSI of up to 1.67 + 35% Fungible by way of Payment of TDR / Additional FSJ Premium dependingon Road Width

Moderate

Negligible

High

Lower Cost due to Concessions

High Approval Cost

High Approval Cost

High 51%

Moderate

Yes Moderate Low High Moderate High

High 51%

Moderate

No Moderate Moderate Low High High

Low Not Applicable

Low

Yes Low High Moderate Low Low

22 Projects

3 Projects

4 Projects

17

COMPETITIVE STRENGTHS

Competitive Strengths

Diversified Portfolio Across Value Luxury And Luxury Segments

Present Across Price Points, Unit Sizes And Sub-Markets In The SCM

Marketing & Sales Strategy

High Engagement Levels Through The Customer Lifecycle Create Network Effect

Experienced Board Of Directors With A Proficient Team Committed To The Brand’s Philosophy

Established Real Estate Brand In SCM

Leading Market Position & Ability To Sell During Construction Phase

Strong Expertise In Tenant Settlement In Redevelopment Projects

Redeveloped houses for 1,011 tenants free- of-cost

Freed up considerable FSI for commercial development

Strong Project Pipeline and Cashflows

Market Opportunity

19

Established Residential Real Estate Brand in SCM

Leading Market Position & Ability To Sell During Construction Phase

60%

In terms of supply of units

1st #1

16%

13%

11%

Suraj Estate Developers #1

Developer #2

Developer #3

Developer #4-#10

60%

In terms of absorption, in units

1st #1

15%

12%

12%

Suraj Estate Developers #1

Developer #2

Developer #3

Developer #4-#10

33

Ongoing Residential Projects

Sr. No.

Project Segment

Project Developa ble Area (lakhs Sq ft)

Sale Carpet Area (lakhs Sq ft)

Area Sold (lakhs Sq ft)

Unsol d Area (Lakhs Sq ft)

Sales Achieved (Rs cr)

Avg Realisa tion (Rs cr)

Collecti ons Receive d (Rs cr)

% of area sold

1

Luxury

8.11

2.69

2.04

0.65

848.25

41,581

589.05

75.8%

2

3

Value Luxury

Value Luxury / Luxury

7.31

1.87

1.38

0.48

547.32

39,661

292.21

73.8%

4.26

1.13

0.84

0.29

175.04

20,838

96.15

74.3%

In terms of absorption value

14

13

11

10

19

5th #1

Total

19.68

5.69

4.26

1.42

1570.61

977.41

Note : Does not include Mestry House

Developer #1

Developer #2

Developer #3

Developer #4

Suraj Developers #5

Developer #6-#10

Source: Company Commissioned Anarock Report Note: Market Share among top10 developers ; SCM sub-markets refer to Mahim, Matunga, Dadar, Prabhadevi & Parel ; Cumulative from 2016 to 2023 (Q1)

20

Diversified Portfolio Across Value Luxury And Luxury Segments (1/2)

Present Across Price Points, Unit Sizes And Sub-Markets In The SCM

Ongoing Projects

Carpet Area For Sale*

7%

19%

31%

44%

Carpet Area Sold

9%

18%

30%

44%

Total 6,09,920 sq.ft.

Total 4,66,373 sq.ft.

Upcoming Projects

Estimated Carpet Area For Sale

Total 7,44,149 sq.ft.

14%

21%

5%

60%

Value Luxury Luxury

Value Luxury / Luxury Commerical

Source: Company Note : * Total Carpet Area for Sale reflects Accord Estates’ share of carpet area in project Nirvana (JDA with Runwal Realty Pvt Ltd)

21

Diversified Portfolio Across Value Luxury And Luxury Segments (2/2)

Ongoing Projects : Presence across unit sizes and price points

No. of offerings

12

6

Value Luxury Ticket Size : INR 10-30 mn

4

4

Luxury Ticket Size : INR 30-13 mn

3

2

1

1

300-400

400-500

500-650

650-800

800-950

1000-1300

1300-1500

1800-2200

1 BHK

2 BHK

43% Share of Value Luxury in Ongoing Projects (by carpet area)

61% Share of Value Luxury in Upcoming Projects (by carpet area)

3 BHK

4 BHK

Share of value luxury in new launches continues to increase

Better demand from end users

Better Sales Volume and Velocity

22

Strong Expertise In Tenant Settlement In Redevelopment Projects

Strong Track Record Of Tenant Settlement

Redeveloped houses for 1,011 tenants free-of-cost

Freed up considerable FSI for commercial development

Tenant Building – Ave Maria

Preferred Redevelopment Developer

As most land parcels in SCM are in the nature of redevelopment projects, tenant settlement is key to unlock value

13 out of 15 residential projects launched by Suraj are redevelopment projects

18 out of 21 upcoming projects are redevelopments

Source: Company Commissioned Anarock Report Note: (1) SCM sub-markets refer to Mahim, Matunga, Dadar, Prabhadevi, and Parel cumulative from 2016 to 2023 (Q1)

23

Marketing & Sales Strategies

High Engagement Levels Through The Customer Lifecycle Create Network Effect

Marketing Team ›

Identifies target market groups and uses promotional tools to attract them

Sourcing Team ›

Interacts with channel partners to drive walk-ins at the site

Customer Centric Approach Continuous customer engagement during and after sale and delivery strengthens the brand, creating goodwill

1

4

2

3

Customer Goodwill

Customer goodwill translates into significant customer referrals, expanding sales network

Sales Closing Team

› Dedicated team focusing

on deal closure

Customer Care Team

› Assists customers throughout initial booking to handover of their homes

Increasing Sales A stronger brand and wider sales network drive sales growth

24

Market Opportunity (1/2)

MMR is the top performer* in overall residential real estate activity

Supply

Absorption

35%

MMR Others

10% CAGR in value terms over a

longer term

30%

65%

70%

(No of units)

MMR

Others

One of the biggest real estate markets in India

Strong housing demand drivers, led by infra and higher disposable income

Consolidation leading to disciplined supply

Positive Pricing Outlook

2X

New launches in 2024 are likely to be almost 2 times as compared to 2021 levels and are expected to gradually increase year-on-year post 2023

<2

years

Unsold units overhang

Source: Company Commissioned Anarock Report. *Among Top Seven Indian Markets in 2022 Note : 1. * MMR – Mumbai Metropolitan Region 2. Supply and absorption data for 2022 ; others include NCR, Bengaluru, Pune, Hyderabad, Chennai ,Kolkata

25

Market Opportunity (2/2)

Redevelopment is a large, ongoing opportunity in SCM

SCM is an attractive real estate market

52,000 units Supply from redevelopment projects** from 2017 to Q1 2023 in MMR, majorly in SCM

19,642

16,502

o Aspirational value/premium product positioning

o High income, discerning customer base

Cessed buildings - buildings more than 50 years old that need redevelopment in SCM

Buildings that are more than 80 years old and need development in SCM

o High demand across multiple segments and price points

o Family expansion/nuclear family trends have generated demand for housing in

the same and neighbouring submarkets

o Benefiting from expanding segment of young, upwardly mobile professionals

with a preference for living in the island city of Mumbai

SCM Supply* (In units)

SCM Absorption* (In units)

Major Launches since 2021

Gradually improving pricing

562

3,871

423

1,953

New

8,382

Redevelopment

4,162

Suraj’s share

87% Share of redevelopment projects in Suraj’s portfolio

8% Suraj’s market share in redevelopment project launches

Supply (in no of units)

Absorption (in no of units)

2.980

2.075

982

820

864

718

423

432

613

262

2019

2020

2021

2022

2023 (Q1)

Source: Company Commissioned Anarock Report. MHADA * Combined Markets include sub-markets Mahim, Matunga, Dadar, Prabhadevi and Parel; cumulative from 2016 to 2023(Q1) ** cessed buildings redevelopment or housing societies redevelopment

26

Experienced Board Of Directors…

Rajan Meenathakonil Thomas PROMOTER , CHAIRPERSON & MD

Sujatha R. Thomas NON-EXECUTIVE DIRECTOR

Rahul Rajan Jesu Thomas WHOLE - TIME DIRECTOR

Education: B.A.

Education: B.A.

Experience : 36 Years of experience in various aspects of real estate business

Experience : 30 Years of experience in various aspects of real estate business

Education: B.Com, Corporate Finance certificate from Harvard University

Experience : 16 Years of experience in various aspects of real estate business

Sunil Pant INDEPENDANT DIRECTOR

Mrutyunjay Mahapatra INDEPENDANT DIRECTOR

Dr. Satyendra Shridhar Nayak INDEPENDANT DIRECTOR

Education: B.Sc.,LLB, M.Sc (Physics),member of the Indian Institute Of Bankers and All India Management Association

Experience : 36+ years of experience in banking

Previous Stint : Chief General Manager at SBI and consultant at Gerson Lehrman Group

Education: B.Sc.(Physics),M.Sc (Physics)

Education: M.Com, Doctor Of Philosophy

Previous Stint : Deputy Managing Director of SBI, Managing Director and Chief Executive Officer of Syndicate Bank and member of governing council of Reserve Bank Innovation Hub (RBIH)

Experience: Experience in Consulting

Previous Stint : President at Unit Trust Of India; served on the board of Bharat Wire Ropes Limited

27

Experienced Board Of Directors…

Shreepal Shah CHIEF FINANCIAL OFFICER

Shivil Kapoor COMPANY SECRETARY, COMPLIANCE OFFICER

Dipen Seth VICE PRESIDENT - SALES

Education: B.E, MBA

Education: B.Com, LLB, CS

Education: B.Com

Previous Stint : Kotak Investment Banking , P. Raj & Co.

Previous Stint : Svantantra Microfin Private Limited and Ajcon Global Services Limited

Previous Stint : Kanakia Spaces Private Limited and Oasis Lifespaces Private Limited

Gopal Barve CHIEF ENGINEER OF SUBSIDIARY OF THE COMPANY, ACCORD ESTATES PRIVATE LIMITED

Education: B.E., associate member of The Institute Of Engineers (India)

Previous Stint : Siddhivinayak Builders, Abhay Raut , Architect & Interior Designer & Others

Madanlal Jain CHIEF ENGINEER

Education: B.E (Civil), Chartered Engineer Degree

Previous Stint : General Manager (Projects) at International Knowledge Park Private Limited

28

KEY BUSINESS STRATEGIES

Key Business Strategies

1. Enhance Market Leading Position in SCM

Upcoming projects to consolidate our positioning in SCM and expand in to Bandra sub-market

240,412 sq. ft. Developable area completed from 2016 to Q3FY23

6,09,928 sq. ft. Sale carpet area under Ongoing Projects (2023-2026)

7,44,149 sq. ft. Carpet area under Upcoming Projects

Source: Company Commissioned Anarock Report Note: Upcoming and ongoing projects as of May 31,2023

2. Continue to pursue our differential product offerings in value luxury segment

Strengthen presence in value luxury segment, currently witnessing a strong demand trend, resulting in better sales volume and velocity

3. Expand Land Reserves in SCM and Other MMR Sub-markets

5. Continue to focus on redevelopment projects through asset light model

o Follow flexible land acquisition strategies (outright purchase, JVs, JDs, and development management) to benefit from emerging consolidation opportunities

o Land parcels situated at Bandra (West) and Santacruz

(East) for future development

o FSI potential of more than index 2.0

o Consolidation in the real estate industry creating

opportunities

4. Selectively develop commercial projects in the SCM region

Take advantage of increasing demand for smaller independent offices and develop commercial spaces to create value through complimentary asset classes

Follow asset light strategy to reduce upfront land acquisition costs

Capital Efficient

Reduces upfront land acquisition costs

Leverages our expertise and brand

Asset light model for redevelopment of co-operating housing society buildings under DPCR 33(7)(B)

Focus on SCM

Suraj has concluded agreements for redevelopment schemes with two co-operative societies in the recent past

Opens up significant opportunity to expand into other micro-markets in MMR

30

HISTORICAL FINANCIALS

Consolidated Profit & Loss Statement

Particulars

Revenue from operations

Other income

Total income

Expenses

Operating and project expenses

Changes in inventories of construction work in progress

Employee benefit expenses

Other expenses

Total expenses

*EBITDA

EBITDA Margin (%)

Finance costs

Depreciation and amortisation

PBT

Tax expense:

- Current tax

- Deferred tax charge/ (credit)

Total tax expense

Profit after tax

EPS

FY23

305.7

2.1

307.9

166

-31.3

11.6

8.4

154.7

153.1

49.7%

107.4

2.6

43.2

13.6

-2.4

11.1

32.1

1

FY22

272.7

1.2

273.9

180.7

-55.7

9.7

6.2

141

132.9

48.5%

93.1

3.7

36.2

10

-0.4

9.6

26.5

0.8

FY21

240

4

244

164.2

-22.3

7.6

3.9

153.4

90.6

37.1%

79.2

2.4

9

2.8

-0.1

2.8

6.3

0.2

Note : *EBITDA includes other income

32

Consolidated Balance Sheet

Particulars

ASSETS

Non-current assets

a) Property, plant and equipment

b) Intangible assets

c) Right-of-use-asset

d) Financial assets

i) Investments

ii) Other financial assets

e) Deferred tax assets (Net)

Total Non-Current Assets

Current assets

a) Inventories

b) Financial assets

i) Trade receivables

ii) Cash and cash equivalents

iii) Bank balances

iv) Loans

v) Other financial assets

c) Other current assets

d) Current income tax assets (Net)

Total Current Assets

TOTAL ASSET

FY23

FY22

FY21

Particulars

FY23

FY22

FY21

3.4

12.1

0.3

8.9

22.7

3.5

50.8

3.8

12.7

1.2

0.1

4.5

1.1

4.9

14.2

2.0

1.1

2.8

0.8

23.4

25.8

652.3

621.0

565.3

113.1

12.1

15.9

8.2

4.0

85.5

0.8

891.7

942.6

93.2

7.7

15.9

24.1

2.1

76.1

0.5

80.7

6.8

14.0

23.6

7.9

67.6

0.2

840.6

864.0

766.2

792.0

EQUITY AND LIABILITIES Equity a) Equity share capital b) Other equity - Other reserves - Capital reserve related to business combination Total Share Capital Non-Controlling Interest Total Equity Liabilities Non-current liabilities a) Financial liabilities i) Borrowings ii) Lease liabilities iii) Other financial liabilities b) Provisions Total Non-Current liabilities Current liabilities a) Financial liabilities i) Short term borrowings ii) Trade payables - Amount due to Micro and small enterprises

- Amount due to other than Micro and small enterprises

iii) Other financial liabilities iv) Lease liabilities b) Other current liabilities c) Provisions d) Current tax liabilities (Net) Total Current liabilities TOTAL LIABILITIES

15.9

15.9

6.4

71.7

-16.1

71.4 0.1 71.5

345.7 0.0 4.6 1.1 351.4

39.4

-16.1

39.2 0.2 39.4

396.6 0.4 4.5 1.0 402.5

22.9

-0.1

29.1 0.2 29.4

464.0 1.5 3.0 0.9 469.5

247.4

241.6

136.4

0.1

26.8

48.7 0.4 182.0 0.1 14.1 519.7 942.6

0.2

19.1

45.0 1.0 108.2 0.1 6.8 422.1 864.0

0.4

13.8

32.5 0.8 108.0 0.1 1.2 293.1 792.0

33

Consolidated Cash Flow Statement

CASH FLOW FROM OPERATING ACTIVITIES

Particulars

FY23

FY22

FY21

Profit before taxes

43.2

36.2

9.0

Adjustments for Interest expenses/income, depreciation

Operating profit / (loss) before working capital changes

Changes in Working Capital

Direct Taxes (Paid)/Refund Received

106.7

149.9

45.0

-6.4

93.8

130.0

-55.6

-4.6

80.3

89.4

-103.1

-1.2

Net Cash Generated / (Used) in Operating Activities

188.5

69.8

-14.9

Net Cash Generated / (Used) in Investing Activities

-27.1

-21.1

-12.3

Net Cash Generated / (Used) in Financing Activities

-155.7

-44.7

27.0

Cash and cash equivalents at beginning of the period/ year

Cash and cash equivalents at end of the period/ year

Net Increase/ (Decrease) in cash and cash equivalents

6.1

11.8

5.7

2.1

6.1

4.0

2.4

2.1

-0.2

34

ANNEXURES

Ongoing Residential Projects

The Palette

Ocean Star-I

Vitalis

Emmanuel

Suraj Eterna

• This project is in the Luxury Segment and comprises of 3 BHK sea facing apartments with just 2 units per floor with floor to floor height is 12 feet 6 Inches

It is strategically located in the close proximity of Dadar Beach

• This project is in Luxury

Segment and comprises of 2 BHK flats and 3 BHK flats which are sea facing apartments

• One of the main USP of this project is the floor to floor height of 12 feet 6 inches

• The development will include facilities and amenities such as clubhouse, swimming pool and landscaped garden, amongst others

It is strategically located between Portuguese Church and Siddhivinayak Temple

• This project is in the Value

• This project is in the Value

Luxury Segment

It is a 38- storey tower and comprises of 1 BHK flats and 2 BHK sea facing apartments. This project has a dedicated 7- level podium parking. It is strategically located at Lady Jamshedji Road, Mahim (West) and is in the close proximity of Mumbai's Shivaji Park

• This development will include a dedicated amenities floor admeasuring of a 1,000 square feet gymnasium, kids play area, banquet hall, jogging track, amongst others

Luxury Segment and comprises of a Ground + 20 storey tower and having 1 BHK flats and compact 2 BHK boutique sea facing apartments

It strategically located off Cadell Road and is in close proximity of commercial hubs at Lower Parel and Worli, malls, theatres and parks

• The development will include gymnasium and all other essential amenities

• This project is in the Value Luxury Segment. It is a 20- storey tower and comprises of 1 BHK flats and 2 BHK sea facing apartments

• This project has a separate mechanized tower car parking. It is strategically located in between the Lady Jamshedji Road and Tulsi Pipe Road, Mahim (West) and is in the close proximity to the upcoming Sitladevi Metro Station

• This development will

include gymnasium, kids play area, yoga / meditation area amongst others

36

Ongoing Residential Projects

Nirvana

Louisandra

Ave Maria

Park View

Suraj Lumina

• A value luxury/luxury

project with Top-of-the-line amenities, excellent connectivity, posh location, and peaceful homes, Nirvana has it all

• At Nirvana, all the

amenities come together to provide the residents with a blissful experience and an extraordinary lifestyle.

• A ground plus 54 storey tower at G D Ambedkar Marg near Haffkine’s Institute, Parel.

• This project is a Joint

venture with Runwal Group

• A Value luxury standalone

tower with compact units of 1&2 BHK

• The project is within minutes from the upcoming Dadar Metro Station

• Easy to invoke Lord Ganesha’s blessings at Mumbai’s iconic Siddhivinayak Temple

It is a ground plus 22 storey tower

• A 24-storey value luxury

residential tower in Dadar West, it is one of the city’s most coveted addresses, making it a place to live and grow

It is surrounded by a unique confluence of history and innovation, with the city’s finest business hubs and entertainment spots and places of worship

• Ave Maria has 1 and 2 BHK

apartments that are thoughtfully designed to add value to your lives

• A value luxury project with round the clock security, elevators, mechanized tower parking, elegant interiors and more

• Project is in the verdant

Shivaji Park neighbourhood

• The project comprises of both 2BHK and 3BHK configurations

It provides facilities, such as mechanized tower car parking, 24/7 security fire safety provisions, open sky garden, fitness center, rainwater harvesting system, among others. The apartments in the project have sea view

It has close proximity to some of the key landmarks such as Shivaji Park, Hinduja Hospital and Bombay Scottish School

Additionally, the project extends right blend of opportunities and offerings, be it drive to Bandra Kurla Complex for work or Palladium with friends, it is just minutes away.

37

Summary Of Ongoing Projects

Particulars

Remarks

Particulars

Remarks

Area Sold (Sq Ft)

4.66

Total Unsold Area (Sq Ft)

1.44

Average Realisation Achieved (Rs per sq ft)

37,910

Collections Received (Rs Cr)

1,060.35

Average Estimated Realisation Of Unsold Area (Rs Per Sq Ft)

52,083

Balance Receivable (Rs cr)

707.69

Estimated GDV of unsold area (Rs cr)

~750

Receivables from Ongoing Projects ~Rs 1,458 cr

38

Completion Targets For Ongoing Projects

GDV of Rs 708 cr from ongoing projects

Balance Cash flow of Rs 1,458 cr to flow from FY25-FY29E from area sold and balance unsold area

Ave Maria

Eterna

Park View

FY29

FY26

Vitalis

Ocean Star

Suraj Emmanuel

FY27

Suraj Lumina

Louisandra

Nirvana

CCIL Bhavan

The Palette

FY25

39

Ongoing Projects

Project Name

Location

Type

Status

Completion Date (As Filed with RERA)

Project Developable Area (lakhs Sq ft)

Sale Carpet Area (lakhs Sq ft)

Area Sold (lakhs Sq ft)

Unsold Area (Lakhs Sq ft)

Sales Achieved (Rs cr)

Avg Realisation (Rs cr)

Collections Received (Rs cr)

Sr. No.

1

2

3

4

5

6

7

8

9

Louisandra

Ave Maria

Vitalis

Dadar (W)

Residential

Ongoing

30-06-2024

Dadar (W)

Residential

Ongoing

30-12-2024

Mahim (W)

Residential

Ongoing

31-12-2026

Suraj Eterna

Mahim (W)

Residential Ongoing

31-12-2026

Palette

Dadar (W)

Residential

Ongoing

29-06-2024

Ocean Star-I

Dadar (W)

Residential

Ongoing

30-06-2026

CCIL Bhavan (Phase-II-Additional 2.5 floors)

Dadar (W)

Commercial Ongoing

30-12-2024

Suraj Parkview 2

Dadar (W)

Residential

Ongoing

31-12-2026

Saraswat Bank Bhavan (Additional 2.5 Floors)

Prabhadevi

Commercial Ongoing

10

Mestry House

Mahim (W)

Residential

Ongoing

Not Applicable

Not Applicable

11

Nirvana**

Parel (East)

Residential

Ongoing

30-12-2024

12

Emmanuel

Dadar (W)

Residential

Ongoing

30-12-2025

13

Suraj Lumina

Mahim (W)

Residential

Ongoing

31-12-2028

Total

0.63

1.77

3.49

0.61

4.96

2.52

0.27

0.64

0.22

0.17

3.22

0.79

1.04

20.34

0.29

0.23

0.81

0.33

1.8

0.6

0.22

0.21

0.17

0.01

0.91

0.28

0.22

6.1

0.29

0.22

0.51

0.2

1.33

0.42

0.22

0.17

0.17

-

0.84

0.28

-

4.66

-

0.01

0.3

0.14

0.47

0.18

-

0.04

-

0.01

0.07

0

0.22

1.44

99.16

34,430

84.9

38,009

84.36

73.98

204.72

39,850

100.92

72.94

37,081

36.98

571.76

42,991

394.43

177.33

41,876

110.27

89.78

40,062

8.98

75.6

44,379

107.65

61,999

-

-

175.04

20,751

109.16

39,417

-

-

18.35

73.96

-

96.15

61.97

-

1,768.03

1,060.35

40

Strong Project Pipeline and Cash Flow Trends

Sr. No.

Project Name

Location

Type

Segment

Estimated Carpet Area for sale (sq.ft)

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Kowliwadi & Kripasiddhi Building

Prabhadevi

Residential

Value Luxury

Madonna Wing B

Gudekar House & Irani Building

Dadar (W)

Dadar (W)

Residential

Value Luxury

Residential

Value Luxury

Lucky Chawl

Ambavat Bhawan

Marinagar Phase -2

Norman House

Nanabhai Manzil

Lumiere Phase 2

Girgaonkarwadi

Suraj Parkview 1

Bandra Project 3

JRU Property

Bandra Project 1

Bandra Project 2

Mahim (W)

Residential

Value Luxury

Lower Parel

Residential

Value Luxury

Mahim (W)

Residential

Value Luxury

Dadar (W)

Residential

Value Luxury

Mahim (W)

Residential

Value Luxury

Dadar (W)

Residential

Value Luxury

Mahim (W)

Residential

Value Luxury

Dadar (W)

Residential

Value Luxury

Bandra (W)

Residential

Luxury

Byculla (E)

Residential

Value Luxury/Luxury

Bandra (W)

Residential

Value Luxury/Luxury

Bandra (W)

Residential

Value Luxury/Luxury

Final Plot No 426-B

Mahim (W)

Commercial

Commercial

Total

23,887

13,660

22,919

15,351

17,010

54,747

7,074

20,150

19,672

2,00,489

53,053

34,585

21,144

45,566

89,283

1,05,559

7,44,149

41

Land Reserves

Sr. No.

Location

Name of company/entity that is the developer of the project

Company’s /Entity’s effective stake in the project (%)

Leased/ Owned/Developmen t Rights

Plot Area

Square Meters

1

2

3

4

5

6

7

C.T.S.No.918 Mount Mary, Hill Road, Bandra (W)

Accord Estates Pvt. Ltd.

C.T.S.No.930 Mount Mary, Hill Road, Bandra (W)

Accord Estates Pvt. Ltd.

C.T.S. No 917 Mount Mary, Hill Road, Bandra (W)

Accord Estates Pvt. Ltd.

C.T.S. No 929 Mount Mary, Hill Road, Bandra (W)

Accord Estates Pvt. Ltd.

C.T.S. No 931 Mount Mary, Hill Road, Bandra (W)

Accord Estates Pvt. Ltd

C.T.S. No 916 Mount Mary, Hill Road, Bandra (W)

Accord Estates Pvt. Ltd

100

100

100

100

100

100

Leasehold Rights

1,173.57

Owned

364.21

Development Rights

3,884.91

Development Rights

1,740.12

Development Rights

890.29

Development Rights

1,578.25

Total Bandra (W)

9,631.35

CS No 3429, 3430 and 3262 - Kole Kalyan Property, Santacruz (E)

Suraj Estate Developers Ltd.

100

Development Rights

728.42

Total

Total Santacruz (E)

728.42

10,359.77

42

Completed Projects

Sr. No

Project Name

Location

Type and configuration

Name of company/entity that is the developer of the project

Developed Area

Date of Occupation certificate

Occupation certificate for all floors

Company's / respective entity's stake in project

(%)

100 100

100

100 100

100 100

(square meter)

2,756.27 356.22 (FSI area) 1,038.86 (FSI area)

2,749.03 5,850

1,839.62 8,402.50

(square feet)

29,668.49 3,834.35 (FSI area) 11,182.29 (FSI area)

29,590.56 62,973

19,801.67 90,444.51

13-03-2019/17-10-2022

15-10-2011

Yes/ No

Yes

Yes

26-02-2019

Yes (Except for 4 Flats)

27-08-2019 06-12-2021

27-08-2021/29-04-2022 22-03-2006

Tranquil Bay-II Tranquil Bay-I

Dadar (W) Dadar (W)

Residential Residential

Suraj Estate Developers Suraj Estate Developers

Ocean Star-II

Dadar (W)

Residential

Suraj Estate Developers

Mon Desir

Mangirish

Dadar (W)

Dadar (W)

Commercial / Residential Residential

Suraj Estate Developers

Accord Estates

St Anthony Apartments

Mahim (W)

Residential

Suraj Estate Developers

Brahmsidhhi CHS

Prabhadevi

Residential

Suraj Estate Developers

1 2

3

4

5

6

7

8

9

Saraswat Bank Bhavan (Phase- 1-upto 7th floor

Prabhadevi

Commercial

Suraj Estate Developers

100

3,986.24

42,907.89

16-10-2010

Suraj Height -I,II,III

Goregaon (E)

10

Christina Apartments

Santacruz (E)

Commercial / Residential

Commercial / Residential

Suraj Estate Developers

Suraj Estate Developers

11

12

13

14

15

Suraj Muktiyash

Dadar (W)

Residential

Suraj Estate Developers

Suraj Sadan

Mahim (W)

Residential

Suraj Estate Developers

CCIL Bhavan (Phase-I-up to 6th floor

Dadar (W)

Commercial

Suraj Estate Developers

Godavari Sadan

Dadar (W)

Residential

Accord Estates

Rahul-1

Dadar (W)

Residential

Suraj Estate Developers

100

100

100

100

100

100

100

5,882.07 (FSI area)

408.8 (FSI area) 1,441.67 (FSI area) 499.69 (FSI area)

5,949.68 (FSI area) 773.50 (FSI area) 1,562.51 (FSI area)

63,314.60 (FSI area)

4,400.32 (FSI area) 15,518.14 (FSI area) 5,378.66 (FSI area)

64,042.35 (FSI area) 8,325.95 (FSI area) 16,818.85 (FSI area)

08-02-1996

23-04-2003

12-03-1996

19-01-1994

13-02-2012

21-07-2003

14-07-1997

Yes Yes

Yes Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

43

Completed Projects

Sr. No

Project Name

Location

Type and configuration

Name of company/entity that is the developer of the project

16

Rahul-11

Dadar (W)

Residential

17

Vinayak Darshan

Dadar (W)

Residential

18

Bobby Apartments

Mahim (W)

Residential

19

Suraj Venture-A

Mahim (W)

Residential

20

Suraj Venture-B

Mahim (W)

Residential

21

Hallmark

Wadala (E)

Residential

22

Harmony

Dadar (W)

Commercial / Residential

23

Neat House

Dadar (W)

Residential

24

Madonna Wing A

Dadar (W)

Residential

25

Our Lady of Vailankanni & OurLady of Perpetual Succour

Mahim (W)

Residential

26

Our Lady of Lourdes

Mahim (W)

Residential

27

Jacob Apartments

Dadar (W)

Commercial/ Residential

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Suraj Estate Developers

Company's / respective entity's stake in project

Developed Area

Date of Occupation certificate

Occupation certificate for all floors

(%)

100

100

100

100

100

100

100

100

100

100

100

100

(square meter)

1,278.07

(FSI area)

866.25

(FSI area)

373.75

(FSI area)

1,250

(FSI area)

1,909.89

(FSI area)

450.8

(FSI area)

370.09

(FSI area)

1,812.95

(FSI area)

995.3

(FSI area)

7,025.43

(FSI area)

1,680.48

(FSI area)

1,087.69

(square feet)

Yes/ No

13,757.15

(FSI area)

9,324.32

(FSI area)

4,023.05

(FSI area)

13,455

(FSI area)

20,558.05

(FSI area)

4,852.41

(FSI area)

3,983.65 1

(FSI area)

19,514.59

(FSI area)

10,713.40

(FSI area)

75,621.72

(FSI area)

18,088.69

(FSI area)

11,707.90

20-04-1993

03-12-1992

22-05-2003

03-11-1990

14-01-1992

30-11-2016

Yes

Yes

Yes

Yes

Yes

Yes

06-04-2010

Yes (Except for 4 Flats)

18-09-2000

07-08-1999

15-11-2003

07-10-1996

Yes

Yes

Yes

Yes

16-03-2006

Yes (Excep for 4 Flats)

44

Completed Projects

Sr. No

Project Name

Location

Type and configuration

Name of company/entity that is the developer of the project

Company's / respective entity's stake in project

Developed Area

Date of Occupation certificate

Occupation certificate for all floors

(square feet)

Yes/ No

01-04-2005

Yes (Except for 4 Flats)

28

29

30

31

32

33

34

35

36

37

38

39

40

41

42

Gloriosa Apartments

Dadar (W)

Residential

Suraj Estate Developers

Lavanya Apartments

Dadar (W)

Residential

Suraj Estate Developers

Shweta Apartments

Dadar (W)

Residential

Suraj Estate Developers

Sujatha Apartments

Dadar (W)

Residential

Suraj Estate Developers

Suraj Eleganza -1

Mahim (W)

Residential

Suraj Estate Developers

Suraj Eleganza -11

Mahim (W)

Residential

Suraj Estate Developers

Eternity Apartments Mahim (W)

Residential

Suraj Estate Developers

ICICI Apartments

Dadar (W)

Residential

Suraj Estate Developers

ICICI Apartments

Prabhadevi

Residential

Suraj Estate Developers

Diomizia Apartments

Dadar NJ)

Residential

Suraj Estate Developers

Elizabeth Apartment

Dadar NJ)

Commercial/ Residential

Lumiere

Dadar NJ)

Commercial/ Residential

Suraj Estate Developers New Siddharth Enterprises

Mahadevachiwadi CHS

Parel

Commercial/ Residential Accord Estates

Suraj Vista

Dadar (W)

Residential

Suraj Estate Developers

Elizabeth Apartment

Elphinstone Road

Residential

Suraj Estate Developers

Total

(%)

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

(square meter) 3,343.56 (FSI area) 1,610.80 (FSI area)

1,265.26 (FSI area) 800.15 (FSI area) 1,302.47 (FSI area) 1,635.36 (FSI area) 552 (FSI area) 1,333.57 (FSI area) 1,631.48 (FSI area) 1,375.61 (FSI area) 3,769.84

35,990.08 (FSI area) 17,338.65 (FSI area)

13,619.26 (FSI area) 8,612.81 (FSI area) 14,019.79 (FSI area) 17,603.01 (FSI area) 5,941.73 (FSI area) 14,354.54 (FSI area) 17,561.25 (FSI area) 14,807.06 (FSI area) 40,578.56

12-03-2003

25-04-1996

27-04-2001

25-07-2005

03-01-2007

22-04-2010

31-03-2000

30-03-2007

14-02-2011

27-03-2020

3,880.06

41,764.97

30-12-2020/29-09-2022

9,061.85

97,541.75

(FSI area) 473.3 (FSI area)

(FSI area) 5,094.60 (FSI area)

2,593.20

27,913.20

(FSI area)

(FSI area)

97,225.31

10,46,543.20

27-10-20 15

18-09-1996

23-10-1992

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

45

For further information, please contact

Company :

Investor Relations Advisors :

Suraj Estate Developers Limited CIN - L15142DL1974PLC007349

Strategic Growth Advisors Pvt. Ltd. CIN - U74140MH2010PTC204285

www.surajestate.com

Mr. Rahul Agarwal/Ms. Brinkle Shah Jariwala rahul.agarwal@sgapl.net /brinkle.shah@sgapl.net

+91- 9821438864 /+91-96193 85544 www.sgapl.net

46

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