Indian Railway Finance Corporation Limited

rs,

a Complex, Bandra (E) Mumbai-400 051 BSE Limited Listing Dept / Dept of Corporate Services, P| Towers, Dalal Street, Mumbai -400 001 Scrip Symbol: IRFC Scrip Code: 543Z57 Sub: Intimation of Investor P

2%

f railway infrastructure assets and national projects of GoI Lending to other entities under MoR 2% 52% 46% AUM & CAGR (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 cror

52%

lway infrastructure assets and national projects of GoI Lending to other entities under MoR 2% 52% 46% AUM & CAGR (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 crore Ro

46%

nfrastructure assets and national projects of GoI Lending to other entities under MoR 2% 52% 46% AUM & CAGR (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 crore RoE / Ro

INR 3,66,155 crore

GoI Lending to other entities under MoR 2% 52% 46% AUM & CAGR (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 crore RoE / RoA 15.78% /1.57% (Annualized) GNPA NIL Tax Liability

32.9%

r entities under MoR 2% 52% 46% AUM & CAGR (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 crore RoE / RoA 15.78% /1.57% (Annualized) GNPA NIL Tax Liability NIL

INR 37,416.5 crore

es under MoR 2% 52% 46% AUM & CAGR (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 crore RoE / RoA 15.78% /1.57% (Annualized) GNPA NIL Tax Liability NIL Lease Recievables A

15.78%

UM & CAGR (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 crore RoE / RoA 15.78% /1.57% (Annualized) GNPA NIL Tax Liability NIL Lease Recievables Advance against Railwa

1.57%

R (FY 19- Q1 22) Net worth INR 3,66,155 crore 32.9% INR 37,416.5 crore RoE / RoA 15.78% /1.57% (Annualized) GNPA NIL Tax Liability NIL Lease Recievables Advance against Railway Infra

INR 3,28,347 crore

ructure Assets to be leased Loan to RVNL & IRCON Total Debt NIM Ratings Net Gearing Ratio INR 3,28,347 crore 1.66% (Annualized) CRISIL AAA | CRISIL A1+ ICRA AAA | ICRA A1+ CARE AAA | CARE A1+ 8.78X

1.66%

leased Loan to RVNL & IRCON Total Debt NIM Ratings Net Gearing Ratio INR 3,28,347 crore 1.66% (Annualized) CRISIL AAA | CRISIL A1+ ICRA AAA | ICRA A1+ CARE AAA | CARE A1+ 8.78X CRAR %

8.78X

7 crore 1.66% (Annualized) CRISIL AAA | CRISIL A1+ ICRA AAA | ICRA A1+ CARE AAA | CARE A1+ 8.78X CRAR % 468% PRIVATE & CONFIDENTIAL 2  Registered as an NBFC  Issued secured,

“* Answers will be given only to non price sensitive questions.”

Domestic

1

Domestic

Long term rating CRISIL ICRA CARE Short term rating CRISIL ICRA CARE International ** Moody’s Standard and Poor’s Fitch Japanese Credit Rating Agency Rating Outlook CRISIL AAA ICRA AAA CARE AAA Stable Stable Stable CRISIL A1+ ICRA A1+ CARE A1+ Baa3 BBB- BBB- – – – Stable Stable Stable BBB+ Stable Strategic role in financing growth of Indian Railways (2/1) IRFC Share in Indian Railways Rolling Stock as of 31st March, 2020 (No. of Units / %) Freight Wagons Passenger Coaches 76,608 66,642 86.99% 2,93,077 82.25% 2,41,082 Locomotives 12,729 11,332 89.02% Rolling Stock Assets held by the IR Rolling Stock Assets financed by IRFC Source: Ministry of Railways letter dated September 28, 2020 ; Assets financed till March 31st, 2019 since commencement of Business (1) Rolling stock assets includes both powered and unpowered vehicles, for example locomotives, coaches, wagons, trucks, flats, electric multiple units, containers, cranes, trollies of all kinds and other items of rolling stock components