Tourism Finance Corporation of India Limited has informed the Exchange about Investor Presentation
9MFY24 INVESTOR PRESENTATION
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Safe Harbor
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Tourism Finance Corporation of India
9MFY24 – Financial Highlights
Gross Loan Book (Rs. in cr)
Borrowings (Rs. in cr)
Book Value per Share (Rs.)
1,090.30
865.57
1,004.73
116.53
108.17
110.80
Gross NPL (%)
Net NPL (%)
Capital Adequacy Ratio (%)
Dec-23
Dec-22
Mar-23
Dec-23
Dec-22
Mar-23
#73% of Loan Book constitutes of MSME Loans
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Tourism Finance Corporation of India
9MFY24 – Financial Highlights
Profit before provision and tax (Rs. in cr)
PBT (Rs. in cr)
PAT (Rs. in cr)
NIMs (%)
93.21
85.67
89.21
77.56
70.71
63.06
117.48
109.37
87.95
4.57%
5.34%
4.97%
9MFY24
9MFY23
FY23
9MFY24
9MFY23
FY23
9MFY24
9MFY23
FY23
9MFY24
9MFY23
FY23
Return on Loans (%)
Cost of Borrowings (%)
ROE (%)
ROA (%)
11.62%
11.91%
12.27%
9.55%
9.06%
9.35%
9.18%
8.79%
9.08%
4.47%
4.08%
4.10%
9MFY24
9MFY23
FY23
9MFY24
9MFY23
FY23
9MFY24
9MFY23
FY23
H1FY24
H1FY23
FY23
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Tourism Finance Corporation of India
Profit & Loss Statement – 9MFY24
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Tourism Finance Corporation of India
Balance Sheet for 9MFY24
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Tourism Finance Corporation of India
Credit Rating
Rating Agency
Rating Amount (Rs. In Crs)
Rating Action
Long Term Bonds
Bank Borrowings
ACUITE
CARE
Brickwork
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A+ Outlook: Stable NCD’s :- (359.74) MLD :- (75.00)
A Outlook: Stable (175.00)
A+ Outlook: Stable (334.74)
A+ Outlook: Negative (950.00)
-
-
Downgraded / Outlook revised from Negative to stable (August 2023)
Reaffirmed/ Outlook revised to Stable (August 2023)
Reaffirmed (July 2023)
Tourism Finance Corporation of India
PAN India presence with Track Record of over 30 Years
Multiple Project Sanctions
PAN India Presence
Note: Map not to scale. All data, information, and maps are provided "as is" without warranty or any representation of accuracy, timeliness or completeness
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Tourism Finance Corporation of India
Presence (As on 31st Dec 2023)
Historical Presence (Facilities since closed)
Track record of Consistent Performance
Financial Performance Summary
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Tourism Finance Corporation of India
Eminent Board & Experienced Management Team
Eminent Board of Directors
Dr. S. Ravi Non-Executive Chairman (Non-Independent Director)
Sh. Koppara Sajeeve Thomas Director
Sh. G D Mundra Director
Sh. Parkash Chand
Director
Mrs. Thankom T Mathew Independent Director
Sh. Ashok Kumar Garg Independent Director
Sh. Bapi Munshi Independent Director
Sh. Anoop Bali Whole Time Director & CFO
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Tourism Finance Corporation of India
Key Managerial Personnel…
• Masters in Business Administration (Gold Medalist)
• Has over 33 years of experience in Credit appraisal, Monitoring & Recovery,
NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts
& Finance, Treasury and Resource Management, Corporate Advisory, etc.
• Has expertise in development of varied hospitality projects, branding and
financial structuring.
• Eminent speaker at various tourism forums and has played key role in tourism
planning with several State Governments/ Ministry of Tourism, Govt of India.
Mr. Anoop Bali Whole Time Director & CFO
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Tourism Finance Corporation of India
Experienced Team of Professionals
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Mrs. Charu Singh, President Has over 2 decades of experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors Joined TFCI in 1997 and has contributed across multiple domains viz. credit appraisals, project monitoring & follow-up, credit risk management, NPA resolution and various consultancy assignments Holds an MBA (Finance) degree and is a qualified Cost Accountant (ICMAI). She is also an Certified Associate of Indian Institute of Bankers (CAIIB)
Mr. Rajiv Singh, Senior Vice President
Has over 2 decades of experience with listed companies, public financial institution in Company Secretary functions, Accounts Finance, Resource Mobilisation, Banking operations, Risk Management, Treasury, RBI Compliances etc. An associate member of Institute of Company Secretaries of India(ICSI) Institute of Cost Accountants of India(ICMAI) and holds Bachelor of Law Degree(LLB) from Delhi University He is also a Certified Associate of Indian Institute of Bankers (CAIIB)
Mr. Sanjay Ahuja, Senior Vice President and Company Secretary
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Having over 29 years of experience in corporate laws and governance related matters Fellow Member of the Institute of Company Secretaries of India, member of Institute of Cost Accountants of India and is a Law Graduate Joined TFCI in 1995 and has contributed across multiple domains viz Corporate Laws compliances, Human Resource, Administration, Risk Management, treasury and resource raising etc.
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Tourism Finance Corporation of India
Thank You
Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com
Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India
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