Intellect Design Arena Limited

rs,

), Mumbai – 400 051. 2. BSE Ltd. Scrip Code: 1st Floor, New Trade Ring, Rotunda Building, PJ Towers, 538835 Dalal Street, Fort, Mumbai – 400 001. Dear Sir, Sub: Invitation: Intellect Technology Da

Rs. 1,250

re in Stage # 2 and # 3 • • • Investments in Product development – Cumulative investments over Rs. 1,250 Crs Investments in Sales & Marketing - Brand building, gaining Market acceptance, winning Analyst

Rs. 2,000

nd building, gaining Market acceptance, winning Analyst endorsements - Cumulative investments over Rs. 2,000 Crs Investments in building Leadership bandwidth and building expertise • Expanding Customer foo

rs 02

gressive Selling and Premium pricing 03 Design branding and marketing; Acquire first 10 Customers 02 Winning first reference 01 Building a product around an identified market need It takes 3 year

60%

roduct around an identified market need It takes 3 years to move from Stage 2 to Stage 4. Over 60% of our product investments deliver to this time frame. Life Time Value (LTV) of one successful

rs 9

ution building and in turn drives value for all our stakeholders - Customer, Associates and Investors 9 C1 Technology Capital Being a Technology Company, Intellect has 4 exponential technologies, 12 pro

rs 56

erged as Category Leaders Products/Platforms - would power Next Growth Cycle Liquidity 45 customers 56 countries $ 4 Trillion cash every year Payments Proven with Advanced Market customers DTB/ Cash

rs 11

ns in Resurs Bank in Sweden Win in a leading private sector bank in India Intellect Quantum Powers 11 Central Banks across continents. Undisputed category leader in Central Banking Digital Core Wins

rs. 21

wth in GMV in FY21 and first half of FY22 Poised for further acceleration in the next couple of years. 21 Platforms 1 2 iKredit360 CashPower 22 3 Xponent 4 GeM 22 C2 Customer Capital 23 Custome

100 Crore

higher growth and higher margin. • Customer Life Cycle revenues for top 20 customer ranges between 100 Crores to 500 Crores over last 7 years. 24 Customer Assets 260+ Active Customers Customers more than

500 Crore

d higher margin. • Customer Life Cycle revenues for top 20 customer ranges between 100 Crores to 500 Crores over last 7 years. 24 Customer Assets 260+ Active Customers Customers more than $ 1 mn doubl

rs. 24

er Life Cycle revenues for top 20 customer ranges between 100 Crores to 500 Crores over last 7 years. 24 Customer Assets 260+ Active Customers Customers more than $ 1 mn doubled from FY15 to FY21 Cus

McKinsey

1

Welcome to the world of Open Finance Platform

1

Choose based on need

1

McKinsey

 Global Payments revenues will be back to growing 6-7%  Domestic & Cross-Border Payments and Account-related Liquidity are the key revenue pools for commercial banking Source: McKinsey 67 B2 MARKET TRENDS Need for Innovation to support Small Business Banking Need to REINVENT by applying Design Thinking 68 B3 MARKET TRENDS Corporates & Regulators pressure banks to transform their technology 7- 8% growth 1.1m risky CRs SME Growth • Focus on SME is growing • Cloud transition growth even faster Regulatory • Regulators worldwide, concerned on operational resilience • Increasing focus on operational resilience due to legacy infrastructure 16% corporates switched bank Customer Experience • FinTechs and bad $3.5bn corporate spend Demand for APIs • Demand for API customer experience driving high rate of switiching connectivity by clients who are investing $3.5bn globally Sources: Omdia, FCA, Global Treasurer, McKinsey, EY 69 B4 MARKET TRENDS COVID-19 has pushed technology and transformed busi

Welcome to the world of Open Finance Platform

iKREDIT360 Composable, Credit360 & Cloud Technologies Allows financial instructions to compose any credit experience for your customers https://vimeo.com/556481876 104 SCENARIO 1 POINT OF SALE FINANCING 1. Apps/ Channel UI 1.1 Customer Self Service App 1.2 Relationship Manager App 1.3 Sales Agency App 1.4 Field Verification App 1.5 Field Collection App 2. Back Office Functions 2.1 Credit Decisioning - Retail 2.2 Credit Decisioning - Commercial 2.3 Policy checks and Scoring 2.4 Asset Valuation 2.5 Legal and Technical Appraisal 2.6 Contact Point Verification 2.8 Letters/ Doc Generation 2.9 Post Sanction Monitoring 2.10 Loan Lifecycle Management 2.11 Cards Lifecycle Management 2.12 Loan Syndication 2.13 Portfolio Acquisition 2.7 Document Extraction and Mgmt 2.14 Merchant Payables/ Receivables 2.15 Operating Lease 2.16 Finance Lease 2.17 Collateral Management 2.18 Limits Management 2.19 Collections and Follow Up 2.20 Recovery Management 2.21 Merchant/ Agency Payouts 3. Partner Fulfilled 3.

Choose based on need

Pre-stitched for Standard user journeys Compose to Curate new business possibilities Bringing it all together. In myriad ways. iKredit360 - PBC LANDSCAPE 1. Apps/ Channel UI 1.1 Customer Self Service App 1.2 Relationship Manager App 1.3 Sales Agency App 1.4 Field Verification App 1.5 Field Collection App 2. Back Office Functions 2.1 Credit Decisioning - Retail 2.2 Credit Decisioning - Commercial 2.3 Policy checks and Scoring 2.4 Asset Valuation 2.5 Legal and Technical Appraisal 2.6 Contact Point Verification 2.8 Letters/ Doc Generation 2.9 Post Sanction Monitoring 2.10 Loan Lifecycle Management 2.11 Cards Lifecycle Management 2.12 Loan Syndication 2.13 Portfolio Acquisition 2.7 Document Extraction and Management 2.14 Merchant Payables/ Receivables 2.15 Operating Lease 2.16 Finance Lease 2.17 Collateral Management 2.18 Limits Management 2.19 Collections and Follow Up 2.20 Recovery Management 2.21 Merchant/ Agency Payouts 3. Partner Fulfilled 3.1 CRM/ Lead Management 3.2 Campaign Managem