IDBI Bank Limited

rs,

11 Website : www.idbi.com The Manager (Listing) B SE Ltd., 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai — 400 001 Dear Sir/Madam, 21 7-d-dtr 2022 The Manager (Listing) N

Rs.578 crore

ighlights Page 4 Major Highlights for Q3 FY 2022 – Continued Balance Sheet Strengthening PAT - Rs.578 crore PBT - Rs.966 crore Operating Profit Rs.1768 crore NII - Rs.2383 crore NIM – 3.88% Cost to Net

Rs.966 crore

Major Highlights for Q3 FY 2022 – Continued Balance Sheet Strengthening PAT - Rs.578 crore PBT - Rs.966 crore Operating Profit Rs.1768 crore NII - Rs.2383 crore NIM – 3.88% Cost to Net Income Ratio -43.5

Rs.1768 crore

– Continued Balance Sheet Strengthening PAT - Rs.578 crore PBT - Rs.966 crore Operating Profit Rs.1768 crore NII - Rs.2383 crore NIM – 3.88% Cost to Net Income Ratio -43.59% @ Total CRAR – 16.75% Tier 1

Rs.2383 crore

Sheet Strengthening PAT - Rs.578 crore PBT - Rs.966 crore Operating Profit Rs.1768 crore NII - Rs.2383 crore NIM – 3.88% Cost to Net Income Ratio -43.59% @ Total CRAR – 16.75% Tier 1 Capital -14.13 % To

3.88%

PAT - Rs.578 crore PBT - Rs.966 crore Operating Profit Rs.1768 crore NII - Rs.2383 crore NIM – 3.88% Cost to Net Income Ratio -43.59% @ Total CRAR – 16.75% Tier 1 Capital -14.13 % Total RWA Rs.1,

43.59%

rore Operating Profit Rs.1768 crore NII - Rs.2383 crore NIM – 3.88% Cost to Net Income Ratio -43.59% @ Total CRAR – 16.75% Tier 1 Capital -14.13 % Total RWA Rs.1,51,113 Crore Cost of deposit 3.50%

16.75%

Rs.1768 crore NII - Rs.2383 crore NIM – 3.88% Cost to Net Income Ratio -43.59% @ Total CRAR – 16.75% Tier 1 Capital -14.13 % Total RWA Rs.1,51,113 Crore Cost of deposit 3.50% Cost of funds 3.79%.

14.13 %

s.2383 crore NIM – 3.88% Cost to Net Income Ratio -43.59% @ Total CRAR – 16.75% Tier 1 Capital -14.13 % Total RWA Rs.1,51,113 Crore Cost of deposit 3.50% Cost of funds 3.79%. CASA ratio 54.69% Reta

Rs.1,51,113 Crore

3.88% Cost to Net Income Ratio -43.59% @ Total CRAR – 16.75% Tier 1 Capital -14.13 % Total RWA Rs.1,51,113 Crore Cost of deposit 3.50% Cost of funds 3.79%. CASA ratio 54.69% Retail : Corporate Ratio 63:37

3.50%

3.59% @ Total CRAR – 16.75% Tier 1 Capital -14.13 % Total RWA Rs.1,51,113 Crore Cost of deposit 3.50% Cost of funds 3.79%. CASA ratio 54.69% Retail : Corporate Ratio 63:37 Net NPA 1.70% GNPA 20.5

3.79%

– 16.75% Tier 1 Capital -14.13 % Total RWA Rs.1,51,113 Crore Cost of deposit 3.50% Cost of funds 3.79%. CASA ratio 54.69% Retail : Corporate Ratio 63:37 Net NPA 1.70% GNPA 20.56% PCR 97.10% @ Cu

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c. Settled d. Up-gradation e. Written off Closing Balance Increment Slippage Ratio Cumulative (%) (FTNPA on Net Basis) $ Credit Cost (%) (for Quarter) Q3 FY 21 Q4 FY 21 FY 21 Q1 FY 22 Q2 FY 22 Q3 FY 22 41091 37559 47272 36212 35594 34408 (Rs.Crore) @ - 35 #2281 74 736 22 2809 1233 689 1780 2382 250 4518 782 8392 1332 245 587 1009 599 1438 103 1436 474 817 1639 201 297 233 1313 37559 36212 36212 35594 34408 34405 (3532) (1347) (11060) (618) (1186) 0.05 0.57 1.89 0.60 ^1.36 0.63 0.57 1.56 0.32 (3) 2.80 0.31 @ FTNPA were Nil in view Hon’ble SC interim relief granted for not declaring accounts as NPA. Proforma Slippages upto Dec 31, 2020 were Rs.1294 crore. # Hon’ble SC vide its judgment dated Mar 23, 2021, vacated interim relief granted earlier not to declare the accounts as NPA. Accordingly Bank has followed the asset classification of borrower accounts as per the extant RBI instructions/ IRAC norms. $ FTNPA on Net Basis – FTNPA excluding NPA upgraded in same quarter. ^ For full FY Page