what does small finance bank do

Small finance banks, like AU Small Finance Bank Limited, focus on providing banking and financial services to underserved areas, including retail banking, small business loans, and vehicle finance, with the aim of promoting financial inclusion as mandated by the Reserve Bank of India.

what products does small finance bank make

AU Small Finance Bank Limited offers products such as retail banking services, loans for micro, small, and medium enterprises (MSMEs), and vehicle finance solutions, along with digital payment options for managing loan EMIs through platforms like Paydic.com.

what sector is small finance bank in

Small finance banks operate in the banking sector, specifically set up by the Reserve Bank of India to enhance financial inclusion, and AU Small Finance Bank Limited is part of this category with a focus on serving rural and semi-urban areas.

who owns small finance bank

AU Small Finance Bank Limited is a subsidiary of AU Small Finance Bank, which is owned by the AU Microfinance Bank Group, a leading financial institution in India dedicated to inclusive growth.

when was small finance bank founded

AU Small Finance Bank Limited was established in 2015 as part of the Reserve Bank of India's initiative to promote financial inclusion, following the guidelines for small finance banks in the Indian banking sector.

AU Small Finance Bank Limited (AUBANK) Share Price Today — ₹958.7

AU Small Finance Bank Limited (AUBANK) live stock price is ₹958.7. Listed on BSE. Sector: Financial Services. Industry: Banks.

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AUBANK

BSE

F&O

AU Small Finance Bank Limited

Financial Services· Banks· INE949L01017· Scrip: 540611

EN हिन्दी ગુજરાતી मराठी

₹958.70

▲ 19.30 (+0.00%)

2026-06-10

BSE

₹958.70

▲ 19.30

+0.00%

228 trading days · 1Y period

TODAY (BSE)

Open980.00

High981.25

Low957.00

Prev Close978.00

Volume14,552

Value₹1.4Cr

L: 957.00H: 981.25

Info

Face Value₹10

Listed2017-07-10

ISININE949L01017

SeriesA

BSE Scrip540611

Key Metrics

1D

—

1W

—

1M

—

3M

—

6M

—

Valuation

P/E (TTM)—

P/E (Qtr Ann.)—

P/Sales—

Mkt Cap—

Growth (QoQ)

Revenue+5.48%

PAT+24.60%

EPS—

Profitability

EBITDA Margin—

Net Margin14.5%

TTM EBITDA M.—

TTM Net M.12.2%

Dividend

Yield—

Latest DPS₹1

Payout Ratio—

Growth+0.00%

TTM Revenue

₹21614 Cr

TTM EBITDA

—

TTM PAT

₹2641 Cr

TTM EPS

—

Rev/Share

₹288.9

Quarterly Financials

Revenue

EBITDA

PAT

EPS

Quarter	Revenue	Expenses	EBITDA	PBT	PAT	EPS
2026-03-31	5750 Cr	—	—	—	832 Cr	₹—
2025-12-31	5451 Cr	—	—	—	668 Cr	₹—
2025-09-30	5224 Cr	—	—	—	561 Cr	₹—
2025-06-30	5189 Cr	—	—	—	581 Cr	₹—
2025-03-31	5031 Cr	—	—	—	504 Cr	₹—
2024-12-31	4113 Cr	—	—	—	—	₹—
2024-09-30	3911 Cr	—	—	—	—	₹—
2024-06-30	3769 Cr	—	—	—	—	₹—

Shareholding Pattern

CURRENT — 2026-03-31

Promoter22.8%

FII37.3%

DII31.3%

Public77.2%

PROMOTER HOLDING TREND

Corporate Actions

Ex-Date	Type	Purpose
2025-07-04	Dividend	Dividend - Re 1 Per Share
2024-07-12	Dividend	Dividend - Re 1 Per Share
2023-07-14	Dividend	Dividend - Re 1 Per Share
2022-07-28	Dividend	Dividend - Rs 0.50 Per Share
2022-06-09	Bonus	Bonus 1:1
2019-07-18	Dividend	Annual General Meeting/Dividend - Rs 0.75 Per Share
2018-07-30	Dividend	Annual General Meeting/Dividend- Re 0.50 Per Share
2017-09-19	Other	Annual General Meeting

Earnings Transcripts

AU Small Finance Bank Limited has informed the Exchange about Investor Presentation

27 Apr 2026NSE59K chars

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AU Small Finance Bank Limited has informed the Exchange about Investor Presentation

17 Oct 2025NSE52K chars

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AU Small Finance Bank Limited has informed the Exchange about Investor Presentation

1 Sept 2025NSE15K chars

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AU Small Finance Bank Limited has informed the Exchange about Investor Presentation

19 Jul 2025NSE48K chars

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In continuation to our letter dated April 15, 2025 regarding hosting of Conference Call by the Bank ...

22 Apr 2025NSE1K chars

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AU Small Finance Bank Limited has informed the Exchange about Investor Presentation

22 Apr 2025NSE57K chars

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Price History

Date	Open	High	Low	Close	Volume
2026-06-10	981.90	981.90	956.65	959.20	17.41L
2026-06-03	975.40	975.95	941.40	970.60	23.72L
2026-05-27	1,011.70	1,025.00	1,002.20	1,005.00	8.46L
2026-05-26	1,001.00	1,018.50	997.80	1,011.80	27.01L
2026-05-25	987.00	1,007.50	986.10	999.30	14.94L
2026-05-22	964.40	982.00	961.40	977.90	15.57L
2026-05-21	982.00	984.80	953.40	958.70	13.50L
2026-05-20	966.90	978.90	948.00	974.00	17.12L
2026-05-19	980.00	982.90	968.60	971.90	10.93L
2026-05-18	984.10	984.30	968.90	979.00	10.99L
2026-05-15	1,009.90	1,009.90	976.20	990.50	17.08L
2026-05-14	1,000.90	1,007.50	990.60	1,004.70	12.87L
2026-05-13	996.10	1,010.60	988.70	994.80	11.63L
2026-05-12	1,020.60	1,022.40	997.30	999.60	11.73L
2026-05-11	1,045.00	1,045.00	1,017.60	1,021.40	11.84L
2026-05-08	1,032.40	1,052.30	1,026.30	1,050.40	24.07L
2026-05-07	1,024.90	1,041.00	1,019.30	1,032.40	16.59L
2026-05-06	1,015.00	1,028.40	1,002.00	1,024.00	24.54L
2026-05-05	1,015.00	1,015.00	1,002.10	1,007.10	15.83L
2026-05-04	1,023.70	1,035.20	1,012.10	1,015.00	13.81L
2026-04-30	1,010.65	1,025.95	998.00	1,015.95	18.16L
2026-04-29	1,030.50	1,037.20	1,013.50	1,017.65	13.46L
2026-04-28	1,062.90	1,062.90	1,017.10	1,022.80	59.16L
2026-04-27	1,057.00	1,059.90	1,028.00	1,043.00	19.33L
2026-04-24	1,058.70	1,079.55	1,047.25	1,065.65	42.59L
2026-04-23	1,039.05	1,059.20	1,035.30	1,056.25	56.96L
2026-04-22	1,037.00	1,054.40	1,032.05	1,043.20	20.51L
2026-04-21	997.65	1,042.10	997.65	1,037.90	41.53L
2026-04-20	993.00	1,011.45	984.90	997.65	16.14L
2026-04-17	989.00	994.80	978.05	990.60	11.87L

Frequently Asked Questions

About

AU Small Finance Bank Limited, formerly a vehicle finance company established in 1996, operates as an Indian scheduled commercial small finance bank from its Mumbai headquarters. It provides a range of financial services including retail and corporate banking, with a focus on small businesses and underserved communities. The bank was converted into a small finance bank in 2017 and is listed on both the BSE and NSE under the symbol AUBANK.