AU Small Finance Bank Limited

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i 400051, Maharashtra. NSE Symbol: AUBANK Dear Sir/Madam, BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400001, Maharashtra. Scrip Code: 540611, 958400, 974093, 974094 and 974095

32%

ubank.in For Immediate Release AU Bank delivers strong result on all parameters – Deposits grow 32% YoY, Advances grows 26% YoY and full year Profit grows 26% YoY to ₹ 1,428 Cr supported by strong

26%

Release AU Bank delivers strong result on all parameters – Deposits grow 32% YoY, Advances grows 26% YoY and full year Profit grows 26% YoY to ₹ 1,428 Cr supported by strong growth of 37% YoY in Net

₹ 1,428

l parameters – Deposits grow 32% YoY, Advances grows 26% YoY and full year Profit grows 26% YoY to ₹ 1,428 Cr supported by strong growth of 37% YoY in Net Interest Income; Highest ever quarterly profit of

37%

ances grows 26% YoY and full year Profit grows 26% YoY to ₹ 1,428 Cr supported by strong growth of 37% YoY in Net Interest Income; Highest ever quarterly profit of ₹ 425 Cr in Q4’FY23; Asset quality ro

₹ 425

Cr supported by strong growth of 37% YoY in Net Interest Income; Highest ever quarterly profit of ₹ 425 Cr in Q4’FY23; Asset quality robust with GNPA reduced to 1.66% and net NPA at 0.42%; Bank declare

1.66%

; Highest ever quarterly profit of ₹ 425 Cr in Q4’FY23; Asset quality robust with GNPA reduced to 1.66% and net NPA at 0.42%; Bank declares Dividend of Rs. 1/- per equity share (10% of face value) for

0.42%

erly profit of ₹ 425 Cr in Q4’FY23; Asset quality robust with GNPA reduced to 1.66% and net NPA at 0.42%; Bank declares Dividend of Rs. 1/- per equity share (10% of face value) for FY23 • Profitabilit

Rs. 1

Asset quality robust with GNPA reduced to 1.66% and net NPA at 0.42%; Bank declares Dividend of Rs. 1/- per equity share (10% of face value) for FY23 • Profitability – Net profit for Q4’FY23 was up 2

10%

GNPA reduced to 1.66% and net NPA at 0.42%; Bank declares Dividend of Rs. 1/- per equity share (10% of face value) for FY23 • Profitability – Net profit for Q4’FY23 was up 23% YoY at ₹ 425 Cr; full

23%

1/- per equity share (10% of face value) for FY23 • Profitability – Net profit for Q4’FY23 was up 23% YoY at ₹ 425 Cr; full year FY23 PAT at ₹ 1,428 Cr; RoA for Q4’FY23/FY23 at 2.0%/1.8% and RoE at 1

2.0%

for Q4’FY23 was up 23% YoY at ₹ 425 Cr; full year FY23 PAT at ₹ 1,428 Cr; RoA for Q4’FY23/FY23 at 2.0%/1.8% and RoE at 15.8%/15.4% • RBI approves re-appointment of o Chairman Mr. R V Verma for his r

“I would like to express my gratitude to the Government, RBI and other regulators for their support and guidance and to our Investors, customers, employees, and other stakeholders for their unwavering trust in AU.”

“Providing Basic Bouquet of Financial Services counts are Aadhar seeded, received Direct Benefit Transfer of PM Jan Dhan Yojana21% BSBD ac 176 lakhs in FY21 Particulars BSBDA PMJJBY MUDRA PMSBY APY Awards by PFRDA ❑ Par Excellence Award for maintaining 134% of the target in FY23.”

“Any opinion, estimate or projection herein constitutes a judgment as of the date of this presentation and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.”

Key awards during the quarter

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About AU Small Finance Bank

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Key awards during the quarter

• AU Bank is adjudged as a “Great Place To Work” for the 3rd consecutive year; among the Top 25 BFSI Brands by “Great Place To Work” (GPTW) • AU Bank won “India’s Best Small Finance Bank” award at BFSI & FinTech Awards 2023 by Dun & Bradstreet • AU Bank won “Retail Banker International Asia Trailblazer Award” for 2022-23 in the category of “Excellence in Talent Management” • AU Bank received “Silver Shield for Excellence in Financial Reporting” at the ICAI awards 2021-22 in the private sector Bank category • AU Bank rated “AA” by MSCI ESG Ratings for our ESG initiatives Commenting on the performance, Mr. Sanjay Agarwal, MD & CEO, AU Small Finance Bank said, "The Bank has delivered another quarter and another year of consistent performance across all parameters despite the challenges around inflation, liquidity leading to higher interest rates. Amidst a difficult market, we have managed to grow our deposit book while keeping our CASA ratio stable and making our deposits more granular an

About AU Small Finance Bank

AU Small Finance Bank Limited (AU Bank) is a scheduled commercial bank, a Fortune India 500 Company and the largest Small Finance Bank in the country. Starting its journey from the hinterlands of Rajasthan, today AU Bank is the largest Small Finance Bank with a deep understanding of the rural and semi-urban markets that has enabled it build robust business model facilitating inclusive growth. With 28 years legacy of being a retail focused and customer- centric institution, AU started its banking operations in April 2017 and as on 31st March 2023, it has established operations across 1,027 banking touchpoints while serving 38.6 Lakh+ customers in 21 States & 3 Union Territories with an employee base of 28,320 employees. The Bank has a net worth of ₹ 10,977 Cr, deposit base of ₹ 69,365 Cr, Gross Advance of ₹ 59,158 Cr and a Balance sheet size of ₹ 90,216 Cr. AU Bank enjoys the trust of marquee investors and is listed at both the leading stock exchanges viz. NSE and BSE. It has consistent