what does sbfc finance do

SBFC Finance Limited offers secured loans for micro, small, and medium enterprises (MSME), loans against gold, unsecured personal loans, unsecured business loans, and loan management services to various customer segments including small business owners and individuals.

what does fy mean in finance

In finance, FY stands for Fiscal Year, which is a 12-month period used by companies for accounting and reporting purposes, often aligning with the calendar year or a specific business cycle.

what is 0 finance mean

0 Finance typically refers to a financing model where the customer receives goods or services immediately without any upfront payment, with the cost financed later through structured repayments or installments.

what is the full form of sbfc finance

The full form of SBFC Finance is State Bank Financial Services Company Limited.

when was sbfc finance established

SBFC Finance Limited was established in 2017.

SBFC Finance Limited (SBFC) Share Price Today — ₹94.83

SBFC Finance Limited (SBFC) live stock price is ₹94.83 with a change of -0.12% today. Listed on NSE. Sector: Financial Services. Industry: Finance.

View SBFC Finance Limited stock charts, financial results, quarterly earnings, shareholding pattern, corporate actions, peer comparison and more on Black Bear Labs.

Compare with other stocks in the Financial Services sector.

Use our Stock CAGR Calculator to calculate returns for SBFC Finance Limited. Screen stocks with our Stock Screener.

Learn about key metrics: P/E Ratio, Market Cap, ROE, EPS.

SBFC

NSEBSE

SBFC Finance Limited

Financial Services· Finance· INE423Y01016· Scrip: 543959

EN हिन्दी ગુજરાતી मराठी

₹94.83

▼ 0.11 (-0.12%)

27/4/2026, 3:28:56 pm

NSE

₹94.83

▼ 0.11

-0.12%

BSE

₹94.96

▲ 1.03

+0.00%

243 trading days · 1Y period

TODAY 

Open97.00

High98.58

Low94.81

Prev Close94.94

Volume18.23L

Value₹17.5Cr

L: 94.81H: 98.58

52 WEEK

Low₹79.60

High₹123.00

35% of 52W range

Info

Face Value₹10

Listed2023-08-16

ISININE423Y01016

SeriesA

BSE Scrip543959

Key Metrics

1D

-1.22%

1W

-2.56%

1M

+5.79%

3M

-6.95%

6M

-10.50%

Valuation

P/E (TTM)31.31

P/E (Qtr Ann.)28.92

P/Sales7.76

Mkt Cap₹9139 Cr

Growth (QoQ)

Revenue-2.09%

PAT+4.90%

EPS+5.13%

Profitability

EBITDA Margin39.8%

Net Margin28.7%

TTM EBITDA M.37.9%

TTM Net M.27.6%

Dividend

Yield—

Latest DPS—

Payout Ratio—

Growth—

TTM Revenue

₹1177 Cr

TTM EBITDA

₹447 Cr

TTM PAT

₹325 Cr

TTM EPS

₹3.03

Rev/Share

₹10.6

Quarterly Financials

Revenue

EBITDA

PAT

EPS

Quarter	Revenue	Expenses	EBITDA	PBT	PAT	EPS
2024-12-31	308 Cr	216 Cr	122 Cr	118 Cr	88 Cr	₹0.82
2024-09-30	314 Cr	204 Cr	114 Cr	110 Cr	84 Cr	₹0.78
2024-06-30	298 Cr	192 Cr	109 Cr	105 Cr	79 Cr	₹0.74
2024-03-31	258 Cr	182 Cr	101 Cr	97 Cr	74 Cr	₹0.69
2023-12-31	237 Cr	178 Cr	89 Cr	86 Cr	64 Cr	₹0.60
2023-09-30	220 Cr	176 Cr	74 Cr	71 Cr	53 Cr	₹0.52
2023-06-30	204 Cr	167 Cr	66 Cr	63 Cr	47 Cr	₹0.52

Shareholding Pattern

CURRENT — 2026-03-31

Promoter52.4%

FII6.2%

DII22.0%

Public47.6%

PROMOTER HOLDING TREND

Earnings Transcripts

Sbfc Finance Limited has informed the Exchange about Investor Presentation

25 Apr 2026NSE22K chars

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Sbfc Finance Limited has informed the Exchange about Investor Presentation

1 Nov 2025NSE19K chars

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SBFC Finance Limited has informed the Exchange about Schedule of conference call

29 Oct 2025NSE3K chars

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Sbfc Finance Limited has informed the Exchange about Investor Presentation

26 Jul 2025NSE18K chars

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Sbfc Finance Limited has informed the Exchange about Investor Presentation

26 Apr 2025NSE20K chars

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Sbfc Finance Limited has informed the Exchange about Investor Presentation

25 Jan 2025NSE19K chars

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Sbfc Finance Limited has informed the Exchange about Investor Presentation

25 Jan 2024NSE19K chars

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Sbfc Finance Limited has informed the Exchange about Invitation for earnings conference call. The in...

24 Jan 2024NSE2K chars

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SBFC Finance Limited has informed the Exchange about schedule of meet - earnings call

20 Jan 2024NSE3K chars

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Sbfc Finance Limited has informed the Exchange about Schedule of analyst / investor meet where Compa...

19 Nov 2023NSE2K chars

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Sbfc Finance Limited has informed the Exchange about Transcript for Earnings Conference Call held on...

2 Nov 2023NSE35K chars

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Sbfc Finance Limited has informed the Exchange about Investor Presentation

27 Oct 2023NSE20K chars

Read →

Sbfc Finance Limited has informed the Exchange regarding 'Audio Recording Of Earnings Conference Cal...

1 Sept 2023NSE2K chars

Read →

Sbfc Finance Limited has informed the Exchange about Investor Presentation

29 Aug 2023NSE21K chars

Read →

SBFC Finance Limited has informed the Exchange about Schedule of meet of Earning Conference Call

24 Aug 2023NSE3K chars

Read →

Price History

Date	Open	High	Low	Close	Volume
2026-04-24	96.16	96.75	94.30	94.94	11.03L
2026-04-23	97.35	97.75	95.90	96.03	4.09L
2026-04-22	98.75	99.00	96.92	97.05	11.48L
2026-04-21	96.39	103.22	96.38	98.67	12.88L
2026-04-20	97.46	98.32	95.85	96.17	11.08L
2026-04-17	96.99	97.78	96.58	97.35	6.72L
2026-04-16	95.94	101.84	95.06	97.94	42.64L
2026-04-15	95.00	96.92	94.75	95.33	25.32L
2026-04-13	92.00	96.16	91.19	93.52	24.97L
2026-04-10	88.65	94.85	88.16	92.68	65.04L
2026-04-09	88.00	89.52	87.16	87.98	25.60L
2026-04-08	89.00	90.44	86.00	88.44	12.52L
2026-04-07	82.54	84.75	82.50	84.40	5.96L
2026-04-02	81.13	82.93	81.13	82.57	6.62L
2026-04-01	85.00	85.00	82.57	83.97	12.86L
2026-03-27	84.04	85.40	81.11	83.48	46.81L
2026-03-25	84.62	87.20	84.13	84.47	29.75L
2026-03-24	85.00	87.18	82.85	84.41	52.69L
2026-03-20	86.01	88.49	83.80	86.77	15.34L
2026-03-19	88.00	88.00	85.50	85.68	9.85L
2026-03-18	89.22	90.80	88.37	88.81	42.64L
2026-03-17	90.44	91.42	89.00	89.67	60.11L
2026-03-16	90.01	91.92	89.05	91.44	9.98L
2026-03-13	92.00	92.80	90.47	90.95	9.16L
2026-03-12	92.34	94.50	90.96	92.53	7.90L
2026-03-11	93.16	96.00	92.00	92.34	6.98L
2026-03-10	92.99	93.95	91.98	93.17	5.87L
2026-03-09	92.07	92.82	90.34	92.37	9.93L
2026-03-06	93.01	95.12	92.49	93.96	8.52L
2026-03-05	91.97	93.45	91.61	93.01	5.41L

Frequently Asked Questions

About

SBFC Finance Limited, established in 2017, is a financial services company based in Mumbai, India, dedicated to providing credit solutions for small businesses and consumers. It offers a range of loan products through its innovative "PhyGital" model, blending technology with personalized in-person services. The company has gained recognition for its unique approach to financial inclusion, leveraging digital tools to streamline credit access while maintaining human touch.

BOARD OF DIRECTORS

Aseem Dhru

Managing Director

DEPARTED

Mahesh Dayani

Whole-time Director

Ravi Venkatraman

Independent Director

Arjun Sakhuja

Nominee Director

Leroy James Langeveld

Nominee Director

Rajiv Pravin Thakker