what does utkarsh small finance do

Utkarsh Small Finance Bank provides affordable banking and financial services, including loans, accounts, deposits, and investments, across India to meet the everyday financial needs of individuals and underserved communities.

what products does utkarsh small finance make

Utkarsh Small Finance Bank offers products such as small loans, savings and current accounts, deposit schemes, and investment-linked services tailored for retail and small business customers.

what sector is utkarsh small finance in

Utkarsh Small Finance Bank operates in the financial services sector, specifically focusing on banking for underserved and unserved sections of the population in India.

who owns utkarsh small finance

Utkarsh Small Finance Bank is a public company registered in India, owned by its shareholders, with no publicly disclosed major ownership by the government or specific entities mentioned in the provided context.

when was utkarsh small finance founded

Utkarsh Small Finance Bank was founded on December 30, 2016, as a small finance bank incorporated under the Companies Act.

Utkarsh Small Finance Bank Limited (UTKARSHBNK) Share Price Today — ₹13.47

Utkarsh Small Finance Bank Limited (UTKARSHBNK) live stock price is ₹13.47. Listed on BSE. Sector: Financial Services. Industry: Banks.

View Utkarsh Small Finance Bank Limited stock charts, financial results, quarterly earnings, shareholding pattern, corporate actions, peer comparison and more on Black Bear Labs.

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UTKARSHBNK

BSE

Utkarsh Small Finance Bank Limited

Financial Services· Banks· INE735W01017· Scrip: 543942

EN हिन्दी ગુજરાતી मराठी

₹13.47

▲ 0.04 (+0.00%)

2026-05-27

BSE

₹13.47

▲ 0.04

+0.00%

244 trading days · 1Y period

TODAY (BSE)

Open13.38

High13.62

Low13.38

Prev Close13.51

Volume1.52L

Value₹0.2Cr

L: 13.38H: 13.62

Info

Face Value₹10

Listed2023-07-21

ISININE735W01017

SeriesB

BSE Scrip543942

Key Metrics

1D

—

1W

—

1M

—

3M

—

6M

—

Valuation

P/E (TTM)—

P/E (Qtr Ann.)—

P/Sales—

Mkt Cap—

Growth (QoQ)

Revenue+5.59%

PAT+49.86%

EPS—

Profitability

EBITDA Margin—

Net Margin-19.8%

TTM EBITDA M.—

TTM Net M.-30.2%

Dividend

Yield—

Latest DPS₹0.5

Payout Ratio—

Growth—

TTM Revenue

₹3810 Cr

TTM EBITDA

—

TTM PAT

₹-1151 Cr

TTM EPS

—

Rev/Share

₹21.4

Quarterly Financials

Revenue

EBITDA

PAT

EPS

Quarter	Revenue	Expenses	EBITDA	PBT	PAT	EPS
2026-03-31	952 Cr	—	—	—	-188 Cr	₹—
2025-12-31	902 Cr	—	—	—	-375 Cr	₹—
2025-09-30	937 Cr	—	—	—	-348 Cr	₹—
2025-06-30	1019 Cr	—	—	—	-239 Cr	₹—
2025-03-31	1167 Cr	—	—	—	3 Cr	₹—
2024-12-31	932 Cr	—	—	—	—	₹—
2024-09-30	987 Cr	—	—	—	—	₹—
2024-06-30	966 Cr	—	—	—	—	₹—

Shareholding Pattern

CURRENT — 2026-03-31

Promoter42.7%

FII11.5%

DII9.6%

Public57.3%

PROMOTER HOLDING TREND

Corporate Actions

Ex-Date	Type	Purpose
2025-10-14	Rights	Rights 8:13 @ Premium Rs 4/-
2024-07-12	Dividend	Dividend - Re 0.50 Per Share

Earnings Transcripts

Utkarsh Small Finance Bank Limited has informed the Exchange about Transcript of Earnings Call held ...

15 May 2026NSE43K chars

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Utkarsh Small Finance Bank Limited has informed the Exchange about Investor Presentation

9 May 2026NSE45K chars

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Utkarsh Small Finance Bank Ltd - 543942 - Announcement under Regulation 30 (LODR)-Investor Presentat...

9 May 2026BSE45K chars

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Utkarsh Small Finance Bank Limited has informed the Exchange about Investor Presentation

14 Nov 2025NSE46K chars

Read →

Utkarsh Small Finance Bank Limited has informed the Exchange regarding 'Extension of timeline for Sc...

4 Sept 2025NSE1K chars

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Utkarsh Small Finance Bank Limited has informed the Exchange about Investor Presentation

2 Aug 2025NSE39K chars

Read →

Price History

Date	Open	High	Low	Close	Volume
2026-05-27	13.40	13.62	13.40	13.47	17.94L
2026-05-26	13.41	13.80	13.38	13.50	30.38L
2026-05-25	13.44	13.50	13.34	13.42	25.72L
2026-05-22	13.21	13.30	13.08	13.21	23.23L
2026-05-21	13.31	13.49	13.16	13.21	20.34L
2026-05-20	13.13	13.44	12.75	13.28	27.74L
2026-05-19	13.30	13.45	13.21	13.29	34.35L
2026-05-18	13.44	13.44	12.72	13.30	78.95L
2026-05-15	13.94	13.94	13.41	13.49	47.22L
2026-05-14	13.71	13.97	13.51	13.76	53.43L
2026-05-13	13.63	14.11	13.50	13.58	70.04L
2026-05-12	14.13	14.36	13.68	13.74	83.12L
2026-05-11	15.00	15.00	14.13	14.21	1.18Cr
2026-05-08	15.57	15.64	15.32	15.49	65.42L
2026-05-07	15.45	15.82	15.01	15.55	86.86L
2026-05-06	15.20	15.39	15.07	15.35	80.34L
2026-05-05	14.57	15.15	14.57	14.95	93.67L
2026-05-04	14.50	15.09	14.50	14.71	1.28Cr
2026-04-30	14.71	15.07	14.25	14.43	84.86L
2026-04-29	14.14	14.85	14.00	14.71	1.60Cr
2026-04-28	14.25	14.31	13.96	14.03	44.82L
2026-04-27	13.95	14.35	13.86	14.27	50.18L
2026-04-24	14.20	14.20	13.65	13.76	36.85L
2026-04-23	14.10	14.40	13.95	14.05	53.75L
2026-04-22	14.00	14.30	13.99	14.05	52.28L
2026-04-21	13.55	14.33	13.55	14.08	1.09Cr
2026-04-20	13.90	14.00	13.48	13.56	58.85L
2026-04-17	13.60	13.85	13.44	13.79	84.66L
2026-04-16	13.47	13.65	13.37	13.48	50.38L
2026-04-15	13.70	13.80	13.41	13.46	67.15L

Frequently Asked Questions

About

Utkarsh Small Finance Bank Limited, listed on the NSE as UTKARSHBNK, is a leading private sector bank established in 2016. It focuses on providing tailored financial services, including savings and loan products, primarily to underserved and semi-urban areas. The bank has been recognized for its innovative approach to inclusive banking and digital solutions.